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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 92 daysPrice drop · $10,000 off (-11.1%)

    12 Fourth Street N

    SRF·Smooth Rock Falls, ON·P0L 2B0·Near Just west of the Main Street and 5th Street intersection.

    Smooth Rock Falls real estate›TM231863
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Currently zoned commercial, this can be the perfect opportunity to start your own little business in a great location for ample exposure or can be easily converted into a beautiful 2 bedroom home. Full unfinished basement for storage if needed and a large yard to entertain. What would you do with a blank canvas like this?

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Full unfinished basement for storage if needed and a large yard to entertain.
    • What would you do with a blank canvas like this?
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026Price reducedCurrentReduced$79,900−$10,000 (11.1%)TM231863This page
    Jun 11, 2026Previously listedNew$65,000 —T13434128View
    Nov 26, 2025Previously listedTer$75,000 —T12577918View
    Jul 20, 2025Previously listedExp$105,000 —T12300625View
    Apr 8, 2025Previously listedExp$115,000 —T12070473View
    Sep 20, 2023ListedCurrentFor sale$89,900 —TM231863This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Forced Air
      Air conditioning
      Unknown
      Sewer
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 12 Fourth Street N
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $393
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $96
    1.44% mill rate · ON
    The market

    How this home sits in the Smooth Rock Falls market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Smooth Rock Falls market right now

    Average sold price, days on market, and closed-transaction count for Smooth Rock Falls — sourced from MLS®.

    • Avg sold price
      $140,450
      Last 30 days
    • Median sold price
      $138,500
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      10
      MLS® transactions
    Full Smooth Rock Falls market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 12 Fourth Street N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 12 Fourth Street N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 12 Fourth Street N listed for?

      12 Fourth Street N is listed at $79,900 on the MLS® (listing TM231863). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 12 Fourth Street N have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bed
  2. 1 bath
  3. 700-1100 sqft
  4. Detached
  5. Asking
    $79,900
    $0 / sqft · MLS® TM231863
    Chat Zara
    12 Fourth Street N — photo 4
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $85,675
    $78,821Confidence range$92,528
    Asking vs estimate
    ≈in-line
    −$5,775
    (-6.7%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Smooth Rock Falls sell in about 51 days — this one has been listed 92 days.

    Avg sold price
    $140,450
    Median sold
    $138,500
    Avg days on market
    51
    Recently sold
    10
    See comparable sales
    Ask Zara a follow-up

    Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Unknown
  7. Interior

    3
    Basement
    Unfinished
    Family room
    N
    Total rooms
    8
  8. Exterior & construction

    4
    Exterior
    Unknown
    Roof
    Unknown
    Foundation
    Unknown
    Pool
    None
  9. Lot & land

    1
    Zoning
    Commercial (C-2)
  10. Listing & possession

    3
    Occupancy
    Immediately
    Property style
    Bungalow
    Property class
    Detached
  11. Combined estimate
    $489
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $393
    /mo
    based on the purchase price of $79,900
    $15,980 cash
    $63,920 financed
    $53,837 total interest
    Monthly payment$393/ month
    Principal54%$63,920
    Interest46%$53,837

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Smooth Rock Falls

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 47 Breton Crescent
      Sold
      Sign in for price
      47 Breton Crescent
      Detached
    • 63 Fifth Street
      Sold
      Sign in for price
      63 Fifth Street
      Detached
    • 172 Elaine Avenue
      Sold
      Sign in for price
      172 Elaine Avenue
      Detached
    • 267 Ross Road
      Sold
      Sign in for price
      267 Ross Road
      Detached
    • 102 First Street
      Sold
      Sign in for price
      102 First Street
      Detached
    • 209 Ross Road
      Sold
      Sign in for price
      209 Ross Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    12 Fourth Street NThis home1 / 17,001,100$79,900ask———
    47 Breton Crescent3 / 1700—
    63 Fifth Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. 12 Fourth Street N is a 1-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 12 Fourth Street N built?

    The year built for 12 Fourth Street N isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 12 Fourth Street N?

    The 'Property tax' tab in the History section shows the most recent annual tax for 12 Fourth Street N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 12 Fourth Street N?

    The affordability calculator on this page shows an estimated monthly mortgage for $79,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 12 Fourth Street N been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 12 Fourth Street N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 12 Fourth Street N in?

    12 Fourth Street N is in SRF, Smooth Rock Falls. The 'Neighbourhood' section below links to the live Smooth Rock Falls real estate hub with average sold price, days on market, and current inventory.

  21. Is Smooth Rock Falls a good place to live?

    Smooth Rock Falls is one of ON's actively-tracked Summitly markets. The full Smooth Rock Falls real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 172 Elaine Avenue
    1 / 2
    1,100
    —
    267 Ross Road4 / 31,500—
    102 First Street3 / 21,100—
    209 Ross Road1 / 1700—