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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 74 days

    Unit 304 — 20 Speers Road

    Central·Oakville, ON·L6K 3R5·Near Speers Rd & Kerr St

    • 1 bed
    Oakville real estate›W12923094
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    ***************Seller will pay 1 full year of condo fees upon closing! ******************** An exceptional opportunity for both Sheridan College students and savvy investors looking to secure a prime Oakville location with built-in value.Nestled between Sixteen Mile Creek and the vibrant Kerr Village, this condo offers a rare blend of nature, walkability, and urban lifestyle. Just a 10-minute walk to Oakville GO Station and minutes to the QEW, commuting is seamless-whether heading to campus, downtown Toronto, or beyond.For students, this is smart living with long-term upside:Close proximity to Sheridan CollegeTransit-friendly for easy daily commutesWalkable to groceries, cafés, and essentials. A fantastic alternative to renting-build equity while you study ! For investors, the fundamentals are strong:Highly rentable location near transit and amenities . Generous unit size compared to newer buildsTurnkey condition with modern updates. Seller incentive adds immediate financial advantage. Inside, enjoy 731 sq. ft. of thoughtfully designed living space-larger than many newer one-bedroom units. The bright open-concept layout features a cozy gas fireplace and walkout to a private balcony, ideal for relaxing or entertaining. Key features include:Spacious bedroom with brand-new flooring (2026)Freshly painted throughout for a clean, move-in-ready feelIn-suite controlled heating & cooling (PCEA PTAC/Heat Pump - installed Feb 2022) Underground parking + dedicated storage locker. Step outside and you're just 1 km to downtown Oakville, known for boutique shopping, upscale cafés, and dining, with the lake and scenic parks all within walking distance.Whether you're a first-time buyer, downsizing, student, commuter, or investor, this condo delivers space, location, and value-with a rare incentive that sets it apart.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 8, 2026Previously listedNew$400,000 —W13419150View
    Mar 26, 2026ListedCurrentFor sale$415,000 —W12923094This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Heat Pump
      Air conditioning
      Other
      Fireplaces
      1
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 304 — 20 Speers Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Library
    • Public Transit
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,039
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $118
    0.34% mill rate · ON
    The market

    How this home sits in the Oakville market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Oakville market right now

    Average sold price, days on market, and closed-transaction count for Oakville — sourced from MLS®.

    • Avg sold price
      $1,558,377
      Last 30 days
    • Median sold price
      $1,353,500
      Middle of the market
    • Days on market
      31 d
      Avg from list to close
    • Closed last 30d
      813
      MLS® transactions
    Full Oakville market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 304 — 20 Speers Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 304 — 20 Speers Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 304 — 20 Speers Road listed for?

      Unit 304 — 20 Speers Road is listed at $415,000 on the MLS® (listing W12923094). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 304 — 20 Speers Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-799 sqft
  3. Condo Apartment
  4. Asking
    $415,000
    $1 / sqft · MLS® W12923094
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $950,610
    $874,561Confidence range$1,026,659
    Asking vs estimate
    ↓below
    −$535,610
    (-56.3%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Oakville sell in about 31 days — this one has been listed 74 days.

    Avg sold price
    $1,558,377
    Median sold
    $1,353,500
    Avg days on market
    31
    Recently sold
    813
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • A fantastic alternative to renting-build equity while you study !
    • For investors, the fundamentals are strong:Highly rentable location near transit and amenities .
    • Inside, enjoy 731 sq. ft. of thoughtfully designed living space-larger than many newer one-bedroom units.
    • The bright open-concept layout features a cozy gas fireplace and walkout to a private balcony, ideal for relaxing or entertaining.
    Ask Zara a follow-up

    Parking & garage

    3
    Garage
    Underground
    Garage spaces
    1
    Parking spaces
    1
  6. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    4
  7. Exterior & construction

    3
    Exterior
    Other
    Patio
    Open
    Balcony
    Open
  8. Lot & land

    1
    Zoning
    R8
  9. Listing & possession

    3
    Occupancy
    Flexible/Probate to Clear
    Property style
    1 Storey/Apt
    Property class
    Condo Apartment
  10. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Flat level

    6 rooms
    • Kitchen
      11.2 × 7.3 ft
    • Dining Room
      11.2 × 8.2 ft
    • Living Room
      11.2 × 17.2 ft
    • Bedroom
      10.3 × 13.7 ft
    • Bathroom
      5.1 × 7.3 ft
    • Foyer
      5.0 × 10.4 ft

    Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $654
    per month
    Maintenance fee includes
    • Water
    • Parking
    Building details
    • Unit4
    • Storeys (building)3
    • ExposureNorth West
    • LockerExclusive
    • Pet policyYes-with Restrictions
    • Ensuite laundryN
    • Condo corpHCC
    • Corp #26
    • Property managerFirst Service Residential
    Building amenities
    • Exercise Room
    • Visitor Parking
  11. School
  12. Combined estimate
    $2,157
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,039
    /mo
    based on the purchase price of $415,000
    $83,000 cash
    $332,000 financed
    $279,631 total interest
    Monthly payment$2,039/ month
    Principal54%$332,000
    Interest46%$279,631

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Oakville

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 2170 Marine Drive
      Sold
      Sign in for price
      2170 Marine Drive
      Condo Apartment
    • 216 Oak Park Boulevard
      Sold
      Sign in for price
      216 Oak Park Boulevard
      Condo Apartment
    • 297 Oak Walk Drive
      Sold
      Sign in for price
      297 Oak Walk Drive
      Condo Apartment
    • 128 Garden Drive
      Sold
      Sign in for price
      128 Garden Drive
      Condo Apartment
    • 3240 William Coltson Avenue
      Sold
      Sign in for price
      3240 William Coltson Avenue
      Condo Apartment
    • 95 Dundas Street
      Sold
      Sign in for price
      95 Dundas Street
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 304 — 20 Speers RoadThis home1 / 1700,799$415,000ask$1——
    2170 Marine Drive2 / 21,800—
    216 Oak Park Boulevard2 / 21,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in Oakville

    Active listings within ±20% of this asking price.

    • 102 Grovewood Common
      $390,000
      102 Grovewood Common
      Condo Apartment 1 1
    • 335 Wheat Boom Drive
      $479,900
      335 Wheat Boom Drive
      Condo Apartment 1 1
    • 3005 Pine Glen Road
      $449,000
      3005 Pine Glen Road
      Condo Apartment 1 1
    • 95 Dundas St W Street
      $470,000
      95 Dundas St W Street
      Condo Apartment 1 1
    • 95 DUNDAS Street
      $459,000
      95 DUNDAS Street
      Condo Apartment 1 1
    • 3285 Carding Mill Trail
      $399,000
      3285 Carding Mill Trail
      Condo Apartment 1 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of Century 21 Miller Real Estate Ltd. · displayed on Summitly per MLS® data-share rules

    Unit 304 — 20 Speers Road is a 1-bedroom, 1-bath, 700-799 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was Unit 304 — 20 Speers Road built?

    The year built for Unit 304 — 20 Speers Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for Unit 304 — 20 Speers Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 304 — 20 Speers Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on Unit 304 — 20 Speers Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $415,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has Unit 304 — 20 Speers Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 304 — 20 Speers Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is Unit 304 — 20 Speers Road in?

    Unit 304 — 20 Speers Road is in Central, Oakville. The 'Neighbourhood' section below links to the live Oakville real estate hub with average sold price, days on market, and current inventory.

  22. Is Oakville a good place to live?

    Oakville is one of ON's actively-tracked Summitly markets. The full Oakville real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 297 Oak Walk Drive
    2 / 1
    700
    —
    128 Garden Drive2 / 2800—
    3240 William Coltson Avenue2 / 2900—
    95 Dundas Street2 / 2800—