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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 60 days

    4 Clover Court

    Rural Somerville·Kawartha Lakes, ON·K0M 2A0·Near From Kinmount: South CR 45 to Crego Lake Road - left or right at Fork to Address

    • 7 beds
    Kawartha Lakes real estate›X10414877
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    1.61 Acre waterfront lot featuring 140' of southern exposure on crego lake in the kawarthas! This property is conveniently located just 2 hours from the GTA, and a short drive from Kinmount, Bobcaygeon, and the Trent System. The 4-season direct waterfront home or cottage offers 140' of beautiful waterfront on a 1.61-acre lot with no neighbours in sight, ensuring the utmost privacy. Step inside to discover a bright interior highlighted by five skylights and a charming Juliette balcony facing the lake, perfect for enjoying stunning sunsets. The home's layout can be easily configured with 5-7 A/G bedrooms. The three-season sunroom is ideal for morning coffee or evening relaxation, while two fireplaces add a cozy touch to your living space. The walkout basement includes a snooker table and ping pong table for immediate enjoyment. This property boasts modern conveniences, including two laundries, an oversized two-car garage, a 10x16 workshop, and a 6x8 shed. The dock is included, making it easy to enjoy all the water activities Crego Lake offers. The home features LED lighting and appliances; most furnishings are conveniently included. The association dues are only $300 annually for 2024, and the private road is maintained year-round. This road separates the 51 lakefront cottages from 600 acres of Cottage Association land, offering approximately 20 km of walking trails. Beyond this, you can explore the expansive 4800-acre Somerville Forest. The landlocked smaller lake has a 10hp motor limit, ensuring a peaceful environment with loons, deer, and moose nearby. Heating is efficient, using 4-5 bush cords of firewood supplemented with about $300 in propane, and hydro costs range from $65-120/month. New septic system in 2007 & fibre optic internet available. VTB financing options are available. Your waterfront #HomeToStay awaits!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026Previously listedNew$979,000 —X13458236View
    Mar 2, 2026Previously listedExp$1,099,000 —X12833190View
    Dec 4, 2025Previously listedExp$1,099,000 —X12602006View
    Sep 5, 2025Previously listedExp$1,099,000 —X12383260View
    May 13, 2025Previously listedExp$1,200,000 —X12145378View
    Jan 7, 2025Previously listedExp$1,348,000 —X11910508View
    Nov 8, 2024ListedCurrentFor sale$1,398,000 —X10414877This page
    Aug 30, 2024Previously listedExp$1,398,000 —X9285133View
    Jun 26, 2024Previously listedTer$1,498,000 —X8485398View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4 Clover Court
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,868
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $419
    0.36% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $674,087
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      330
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4 Clover Court — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4 Clover Court and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4 Clover Court listed for?

      4 Clover Court is listed at $1,398,000 on the MLS® (listing X10414877). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4 Clover Court have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 6-15
  5. .50-1.99 ac lot
  6. Asking
    $1,398,000
    $0 / sqft · MLS® X10414877
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,159,430
    $1,066,675Confidence range$1,252,184
    Asking vs estimate
    ↑↑well-above
    +$238,570
    (+20.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 7 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 60 days.

    Avg sold price
    $674,087
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    330
    See comparable sales
    AI highlights by Zara
    • 1.61 Acre waterfront lot featuring 140' of southern exposure on crego lake in the kawarthas!
    • Step inside to discover a bright interior highlighted by five skylights and a charming Juliette balcony facing the lake, perfect for enjoying stunning sunsets.
    • The three-season sunroom is ideal for morning coffee or evening relaxation, while two fireplaces add a cozy touch to your living space.
    • The walkout basement includes a snooker table and ping pong table for immediate enjoyment.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    10
    Driveway
    Private
  9. Interior

    4
    Basement
    Partially Finished, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
  10. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    6-15
    Zoning
    LSR
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Sunroom
      18.0 × 19.8 ft
    • Bedroom
      11.5 × 15.5 ft
    • Bedroom
      4 Pc Ensuite
      11.5 × 12.0 ft
    • Great Room
      11.5 × 26.5 ft
    • Breakfast
      11.5 × 9.5 ft
    • Bedroom
      11.5 × 20.7 ft
    • Kitchen
      11.5 × 10.5 ft

    Second level

    4 rooms
    • Primary Bedroom
      3 pc ensuite · walk-in closet(s)
      23.0 × 16.3 ft
    • Bedroom
      3 pc ensuite · walk-in closet(s)
      15.0 × 12.0 ft
    • Bedroom
      11.0 × 12.5 ft
    • Bedroom
      11.0 × 12.5 ft

    Lower level

    1 room
    • Recreation
      33.8 × 21.3 ft
    Combined estimate
    $7,287
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,868
    /mo
    based on the purchase price of $1,398,000
    $279,600 cash
    $1,118,400 financed
    $941,986 total interest
    Monthly payment$6,868/ month
    Principal54%$1,118,400
    Interest46%$941,986

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 87 Durham Street
      Sold
      Sign in for price
      87 Durham Street
      Detached
    • 7296 Hwy 35
      Sold
      Sign in for price
      7296 Hwy 35
      Detached
    • 304 INDIAN POINT Road
      Sold
      Sign in for price
      304 INDIAN POINT Road
      Detached
    • 398 Sandy Hook Road
      Sold
      Sign in for price
      398 Sandy Hook Road
      Detached
    • 8 Manor Road
      Sold
      Sign in for price
      8 Manor Road
      Detached
    • 302 County Road 8 Road
      Sold
      Sign in for price
      302 County Road 8 Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    4 Clover CourtThis home7 / 525,003,000$1,398,000ask———
    87 Durham Street8 / 31,500—
    7296 Hwy 357 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 1 Graham Drive
      $1,299,999
      1 Graham Drive
      Detached 6 3
    • 196 Bury's Green Road
      $1,300,000
      196 Bury's Green Road
      Detached 6 4
    • 48 Sturgeon Glen Road
      $1,500,000
      48 Sturgeon Glen Road
      Detached 6 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY · displayed on Summitly per MLS® data-share rules

    4 Clover Court is a 7-bedroom, 5-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 4 Clover Court built?

    4 Clover Court was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 4 Clover Court?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4 Clover Court plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 4 Clover Court?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,398,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 4 Clover Court been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4 Clover Court with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 4 Clover Court in?

    4 Clover Court is in Rural Somerville, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  23. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 304 INDIAN POINT Road
    6 / 4
    3,500
    —
    398 Sandy Hook Road7 / 53,500—
    8 Manor Road6 / 32,500—
    302 County Road 8 Road7 / 41,500—