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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 72 days

    12 MOWAT Crescent

    Ferris·North Bay, ON·P1A 1R5·Near Lakehshore Drive to Mowat Crescent.

    • 5 beds
    North Bay real estate›X10709191
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this unique waterfront abode right in the city, but on the tranquil waters of Lake Nipissing tucked away on a private crescent by some of the city's best short term stay accommodations and dining experiences in town! Good news, this property is also zoned C7 with the potential to make this your little side business - a short term vacation rental OR your very own Bed and Breakfast on the Lake. This home has quite the charm, and you may definitely want to keep some of it to shine right through some of the renovations you'll need to undergo, but I promise you, it will be worth it! It is currently set up as a 2-storey home with 2 bedrooms on the main floor (one including the laundry facility) and a full bath. There is a separate entrance well positioned to close off the main floor to the second level. The second storey features 3 more bedrooms with an open concept living/ dining and kitchenette, and another full bath. The property alone just screams serenity and calm, it is lavishly gardened with perennials, cedars, a pond, and quite a large flat area of green space by the water. The well positioned deck will be your sunbathing area, and the gazebo is your shady retreat. There is a guest bunkhouse and a shed on the property as well. This home comes pre-inspected for all qualified Buyers. There is also modern drawings for the main floor renovation that the current owners had planned, available upon request.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 30, 2026Previously listedNew$899,900 —X13062934View
    Apr 30, 2026Previously listedNew$899,900 —X13062924View
    Jan 14, 2026Previously listedTer$999,900 —X12699418View
    May 22, 2024ListedCurrentFor sale$549,900 —X10709191This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 12 MOWAT Crescent
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,701
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $335
    0.73% mill rate · ON
    The market

    How this home sits in the North Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Bay market right now

    Average sold price, days on market, and closed-transaction count for North Bay — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full North Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 12 MOWAT Crescent — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 12 MOWAT Crescent and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 12 MOWAT Crescent listed for?

      12 MOWAT Crescent is listed at $549,900 on the MLS® (listing X10709191). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 12 MOWAT Crescent have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2293 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $549,900
    $240 / sqft · MLS® X10709191
    Chat Zara
  7. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for North Bay.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    • There is a separate entrance well positioned to close off the main floor to the second level.
    • The second storey features 3 more bedrooms with an open concept living/ dining and kitchenette, and another full bath.
    • The property alone just screams serenity and calm, it is lavishly gardened with perennials, cedars, a pond, and quite a large flat area of green space by the water.
    • The well positioned deck will be your sunbathing area, and the gazebo is your shady retreat.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    3
    Garage
    Outside/Surface
    Parking spaces
    3
    Driveway
    Other
  9. Interior

    4
    Basement
    Unfinished, Crawl Space
    Kitchens
    2
    Total rooms
    13
    Elevator
    N
  10. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Metal
    Foundation
    Concrete Block
    View
    Bay, Lake
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    4
    Year built
    51-99
    Lot dimensions
    125.61 x 58.6
    Lot features
    Irregular Lot
    Zoning
    C7
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  13. Combined estimate
    $3,036
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,701
    /mo
    based on the purchase price of $549,900
    $109,980 cash
    $439,920 financed
    $370,528 total interest
    Monthly payment$2,701/ month
    Principal54%$439,920
    Interest46%$370,528

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 390 CEDAR HEIGHTS Road
      Sold
      Sign in for price
      390 CEDAR HEIGHTS Road
      Detached
    • 13 Pollard Avenue
      Sold
      Sign in for price
      13 Pollard Avenue
      Detached
    • 67 Janey Avenue
      Sold
      Sign in for price
      67 Janey Avenue
      Detached
    • 16 Sugarbush Street
      Sold
      Sign in for price
      16 Sugarbush Street
      Detached
    • 22 Nightingale Drive
      Sold
      Sign in for price
      22 Nightingale Drive
      Detached
    • 687 Guinevere Court
      Sold
      Sign in for price
      687 Guinevere Court
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    12 MOWAT CrescentThis home5 / 22,293$549,900ask$240——
    390 CEDAR HEIGHTS Road4 / 23,000—
    13 Pollard Avenue4 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in North Bay

    Active listings within ±20% of this asking price.

    • 137 Whitney Avenue
      $474,900
      137 Whitney Avenue
      Detached 4 3
    • 1556 Fraser Street
      $509,900
      1556 Fraser Street
      Detached 4 2
    • 53 Sable Crescent
      $574,900
      53 Sable Crescent
      Detached 4 3
    • 225 Reginald Road
      $559,900
      225 Reginald Road
      Detached 4 3
    • 647 Douglas Street
      $499,000
      647 Douglas Street
      Detached 4 2
    • 672 Norman Avenue
      $488,000
      672 Norman Avenue
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Century 21 Blue Sky Region Realty Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    12 MOWAT Crescent is a 5-bedroom, 2-bath, 2293 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 12 MOWAT Crescent built?

    12 MOWAT Crescent was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 12 MOWAT Crescent?

    The 'Property tax' tab in the History section shows the most recent annual tax for 12 MOWAT Crescent plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 12 MOWAT Crescent?

    The affordability calculator on this page shows an estimated monthly mortgage for $549,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 12 MOWAT Crescent been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 12 MOWAT Crescent with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 12 MOWAT Crescent in?

    12 MOWAT Crescent is in Ferris, North Bay. The 'Neighbourhood' section below links to the live North Bay real estate hub with average sold price, days on market, and current inventory.

  23. Is North Bay a good place to live?

    North Bay is one of ON's actively-tracked Summitly markets. The full North Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 67 Janey Avenue
    4 / 4
    3,000
    —
    16 Sugarbush Street5 / 42,500—
    22 Nightingale Drive5 / 21,100—
    687 Guinevere Court4 / 31,500—