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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 120 days

    137 Stinsons Bay Road

    Verulam·Kawartha Lakes, ON·K0M 1N0·Near County Rd 8 to Stinson's Bay Rd

    • 5 beds
    Kawartha Lakes real estate›X11996236
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Stunning Waterfront Property on Sturgeon Lake nestled on 100 feet of coveted Sturgeon Lake shorefront. This custom-built home beckons with unparalleled charm and soulful ambiance. A testament to the dedication of the owners who were the developers, designers and builders of this unique home. This lakeside haven was transformed into their dream home, a legacy now ready for its next fortunate owners. Waterfront living is about more than just a view, its about an unparalleled lifestyle. This exceptional property offers deep 7-foot diving waters off the well appointed dock with ample space for boats both large and modest. Incredible fishing where musky, bass and pickerel are yours to reel in. The hard-bottom shoreline invites leisurely wading, while the pristine waters set the stage for swimming, boating, kayaking, and endless lakeside adventures. As the sun sets, retreat to the stamped concrete firepit and hot tub, where the tranquil beauty of the lake becomes the perfect backdrop for serene starlit evenings.This meticulously designed 5-bedroom, 3-bath, 3,000 sq. ft. home epitomizes luxury living in the Kawartha Lakes. No expense was spared in crafting this sanctuary with attention to detail evident at every turn. Energy-efficient construction, a high-efficiency furnace and generator, and an ultraviolet water treatment system ensures modern conveniences. An insulated, heated finished garage, stamped concrete walkways and patio, and three stone fireplaces add to the homes refined comforts. A second paved driveway provides additional space for RV or visitor parking. Perfectly positioned to enjoy theTrent-Severn Waterway, this home is just 1.5 hours from the GTA and minutes from the charming villages of Bobcaygeon and Fenelon Falls where a vibrant tapestry of art, culture, and community awaits. In the Kawarthas -Shop Local isnt just a slogan its a way of life. A rare opportunity to own an exceptional waterfront home where every season brings new adventures.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 29, 2026Previously listedNew$2,250,000 —X13214442View
    Jul 30, 2025Previously listedExp$2,650,000 —X12314793View
    Jul 3, 2025Previously listedTer$2,950,000 —X12260087View
    Mar 3, 2025ListedCurrentFor sale$2,950,000 —X11996236This page
    May 27, 2024Previously listedSus$3,149,000 —X8374764View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      3
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 137 Stinsons Bay Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake Access
    • Level
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $14,492
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $770
    0.31% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $691,423
      Last 30 days
    • Median sold price
      $630,000
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      380
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 137 Stinsons Bay Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 137 Stinsons Bay Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 137 Stinsons Bay Road listed for?

      137 Stinsons Bay Road is listed at $2,950,000 on the MLS® (listing X11996236). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 137 Stinsons Bay Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Detached
  4. Asking
    $2,950,000
    $0 / sqft · MLS® X11996236
    Chat Zara
    137 Stinsons Bay Road — photo 4
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $940,335
    $865,108Confidence range$1,015,562
    Asking vs estimate
    ↑↑well-above
    +$2,009,665
    (+213.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 39 days — this one has been listed 120 days.

    Avg sold price
    $691,423
    Median sold
    $630,000
    Avg days on market
    39
    Recently sold
    380
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • This custom-built home beckons with unparalleled charm and soulful ambiance.
    • Waterfront living is about more than just a view, its about an unparalleled lifestyle.
    • An insulated, heated finished garage, stamped concrete walkways and patio, and three stone fireplaces add to the homes refined comforts.
    • A second paved driveway provides additional space for RV or visitor parking.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  6. Parking & garage

    4
    Garage
    Built-In
    Garage spaces
    2
    Parking spaces
    8
    Driveway
    Private Double, Private, RV/Truck, Front Yard Parking, Private Triple
  7. Interior

    5
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Main Level
  8. Exterior & construction

    6
    Exterior
    Stone, Other
    Roof
    Asphalt Shingle, Shingles, Flat, Other
    Foundation
    Concrete
    View
    Clear, Lake, Park/Greenbelt
    Waterfront
    Y
    Pool
    None
  9. Lot & land

    1
    Zoning
    Residential
  10. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Detached
  11. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Foyer
      2 pc ensuite · walk-in closet(s) · illuminated ceiling
      16.0 × 6.2 ft
    • Living Room
      formal rm · floor/ceil fireplace · coffered ceiling(s)
      13.1 × 12.1 ft
    • Kitchen
      b/i appliances · w/o to patio · overlook water
      19.1 × 13.4 ft
    • Family Room
      stone fireplace · french doors · w/o to water
      21.9 × 15.1 ft
    • Bathroom
      hardwood floor · 2 pc bath · quartz counter
      0.0 × 0.0 ft
    • Bedroom 5
      overlook water · hardwood floor · illuminated ceiling
      12.0 × 10.2 ft
    • Laundry
      laundry sink · custom counter · access to garage
      7.6 × 7.2 ft
    • Dining Room
      hardwood floor · illuminated ceiling · combined w/living
      12.1 × 10.1 ft

    Second level

    6 rooms
    • Primary Bedroom
      5 pc ensuite · walk-in closet(s) · floor/ceil fireplace
      15.6 × 14.0 ft
    • Bedroom 4
      hardwood floor · illuminated ceiling · overlooks frontyard
      14.0 × 13.6 ft
    • Bathroom
      separate shower · tile floor · double sink
      0.0 × 0.0 ft
    • Bedroom 3
      overlooks frontyard · large closet · large window
      14.0 × 11.8 ft
    • Bedroom 2
      large window · crown moulding · large closet
      14.1 × 11.7 ft
    • Bathroom
      combined w/br · 5 pc ensuite · overlook water
      0.0 × 0.0 ft
  12. Waterfront
  13. School Bus Route
  14. Combined estimate
    $15,262
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $14,492
    /mo
    based on the purchase price of $2,950,000
    $590,000 cash
    $2,360,000 financed
    $1,987,739 total interest
    Monthly payment$14,492/ month
    Principal54%$2,360,000
    Interest46%$1,987,739

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1229 The Glen Road
      Sold
      Sign in for price
      1229 The Glen Road
      Detached
    • 543 Ramsey Road
      Sold
      Sign in for price
      543 Ramsey Road
      Detached
    • 73 Maple Ridge Drive
      Sold
      Sign in for price
      73 Maple Ridge Drive
      Detached
    • 147 Elysian Fields Road
      Sold
      Sign in for price
      147 Elysian Fields Road
      Detached
    • 125 Glenelg Street
      Sold
      Sign in for price
      125 Glenelg Street
      Detached
    • 65 Kenrei Road
      Sold
      Sign in for price
      65 Kenrei Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    137 Stinsons Bay RoadThis home5 / 325,003,000$2,950,000ask———
    1229 The Glen Road4 / 21,500—
    543 Ramsey Road5 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 12 Edgewood Drive
      $2,490,000
      12 Edgewood Drive
      Detached 4 4
    • 75 Meachin Drive
      $2,399,900
      75 Meachin Drive
      Detached 6 4
    • 268 Balsam Lake Drive
      $2,650,000
      268 Balsam Lake Drive
      Detached 4 3
    • 127 Driftwood Village Road
      $2,498,800
      127 Driftwood Village Road
      Detached 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of SOTHEBY`S INTERNATIONAL REALTY CANADA · displayed on Summitly per MLS® data-share rules

    137 Stinsons Bay Road is a 5-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 137 Stinsons Bay Road built?

    The year built for 137 Stinsons Bay Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 137 Stinsons Bay Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 137 Stinsons Bay Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 137 Stinsons Bay Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,950,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 137 Stinsons Bay Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 137 Stinsons Bay Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 137 Stinsons Bay Road in?

    137 Stinsons Bay Road is in Verulam, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  24. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 73 Maple Ridge Drive
    6 / 5
    5,000
    —
    147 Elysian Fields Road4 / 75,000—
    125 Glenelg Street4 / 21,500—
    65 Kenrei Road5 / 43,500—