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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 71 daysPrice drop · $75,100 off (-10.0%)

    1432 Clement Lake Road

    Monmouth·Highlands East, ON·K0L 3C0·Near Essonville line to Clement Lake Road

    Highlands East real estate›X12101857
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    *MOTIVATED SELLER* Located on the calm, spring-fed waters of Clement Lake, this year-round home offers an ideal setting for relaxed waterfront living. With a level lot and stunning full-lake views, this property is well suited for families, paddlers, and anyone seeking a quiet escape. Clement Lake is known for its peaceful atmosphere, stocked waters, and excellent conditions for kayaking and canoeing. The home features 2 bedrooms, 1 bathroom, and an open-concept layout that brings the lakefront right into your living space. A wood-burning fireplace adds warmth and charm to the living room, while large windows ensure you never miss a moment of the lakes natural beauty. Outside, enjoy a seamless connection to the water through multi-tiered decking, a private dock, and a cozy firepit area all facing Crown land across the lake for added privacy and unspoiled views. A large bonus room with a separate entrance offers flexibility for a home office, kids playroom, gym, or guest space. Additional features include a detached single-car garage complete with a Tesla charger and a year-round municipal road for easy access in all seasons. Conveniently located just minutes from Wilberforce for gas, groceries, and everyday essentials, and approximately 30 minutes from both Haliburton and Bancroft, this property strikes a perfect balance of lakeside tranquility and small-town convenience.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026Price reducedCurrentReduced$674,900−$75,100 (10.0%)X12101857This page
    Jun 10, 2026Previously listedNew$550,000 —X13426414View
    Apr 24, 2025ListedCurrentFor sale$750,000 —X12101857This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Other
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1432 Clement Lake Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake Access
    • Lake/Pond
    • Park
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,316
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $214
    0.38% mill rate · ON
    The market

    How this home sits in the Highlands East market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Highlands East market right now

    Average sold price, days on market, and closed-transaction count for Highlands East — sourced from MLS®.

    • Avg sold price
      $511,820
      Last 30 days
    • Median sold price
      $464,250
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      40
      MLS® transactions
    Full Highlands East market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1432 Clement Lake Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1432 Clement Lake Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1432 Clement Lake Road listed for?

      1432 Clement Lake Road is listed at $674,900 on the MLS® (listing X12101857). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1432 Clement Lake Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 beds
  2. 1 bath
  3. 1100-1500 sqft
  4. Detached
  5. Built 51-99
  6. Asking
    $674,900
    $0 / sqft · MLS® X12101857
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $373,629
    $343,738Confidence range$403,519
    Asking vs estimate
    ↑↑well-above
    +$301,271
    (+80.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Highlands East sell in about 47 days — this one has been listed 71 days.

    Avg sold price
    $511,820
    Median sold
    $464,250
    Avg days on market
    47
    Recently sold
    40
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • With a level lot and stunning full-lake views, this property is well suited for families, paddlers, and anyone seeking a quiet escape.
    • The home features 2 bedrooms, 1 bathroom, and an open-concept layout that brings the lakefront right into your living space.
    • A wood-burning fireplace adds warmth and charm to the living room, while large windows ensure you never miss a moment of the lakes natural beauty.
    • Outside, enjoy a seamless connection to the water through multi-tiered decking, a private dock, and a cozy firepit area all facing Crown land across the lake for added privacy and unspoiled views.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    Private
  9. Interior

    5
    Basement
    Crawl Space, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  10. Exterior & construction

    6
    Exterior
    Stucco (Plaster)
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Lake
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    SR1
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Laundry
      14.1 × 5.5 ft
    • Den
      8.4 × 10.3 ft
    • Bathroom
      4 Pc Bath
      8.5 × 6.7 ft
    • Bedroom 2
      8.5 × 7.4 ft
    • Primary Bedroom
      10.0 × 15.1 ft
    • Dining Room
      10.5 × 14.9 ft
    • Kitchen
      18.9 × 9.7 ft
    • Mud Room
      10.9 × 10.3 ft
    • Living Room
      21.2 × 14.4 ft
  14. Rec./Commun.Centre
  15. School
  16. Combined estimate
    $3,530
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,316
    /mo
    based on the purchase price of $674,900
    $134,980 cash
    $539,920 financed
    $454,754 total interest
    Monthly payment$3,316/ month
    Principal54%$539,920
    Interest46%$454,754

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Highlands East

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 3559 South Baptiste Lake Road
      Sold
      Sign in for price
      3559 South Baptiste Lake Road
      Detached
    • 1275 Quartz Lane
      Sold
      Sign in for price
      1275 Quartz Lane
      Detached
    • 66 Sprucedale Street
      Sold
      Sign in for price
      66 Sprucedale Street
      Detached
    • 1226 Hubbard & Montgomery Lane
      Sold
      Sign in for price
      1226 Hubbard & Montgomery Lane
      Detached
    • 1114 Comfort Drive
      Sold
      Sign in for price
      1114 Comfort Drive
      Detached
    • 32 Hemlock Street
      Sold
      Sign in for price
      32 Hemlock Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1432 Clement Lake RoadThis home2 / 111,001,500$674,900ask———
    3559 South Baptiste Lake Road3 / 2700—
    1275 Quartz Lane3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Highlands East

    Active listings within ±20% of this asking price.

    • 1120 Ruthven Road
      $750,000
      1120 Ruthven Road
      Detached 3 1
    • 1010 Cordova Road
      $739,000
      1010 Cordova Road
      Detached 2 3
    • 1432 Clement Lake Road
      $550,000
      1432 Clement Lake Road
      Detached 2 1
    • 1047 Lagoon Road
      $649,900
      1047 Lagoon Road
      Detached 3 1
    • 19221 Highway 118
      $549,000
      19221 Highway 118
      Detached 2 2
    • 1808 Alsop Road
      $679,900
      1808 Alsop Road
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX Professionals North · displayed on Summitly per MLS® data-share rules

    1432 Clement Lake Road is a 2-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 1432 Clement Lake Road built?

    1432 Clement Lake Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 1432 Clement Lake Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1432 Clement Lake Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 1432 Clement Lake Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $674,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 1432 Clement Lake Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1432 Clement Lake Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 1432 Clement Lake Road in?

    1432 Clement Lake Road is in Monmouth, Highlands East. The 'Neighbourhood' section below links to the live Highlands East real estate hub with average sold price, days on market, and current inventory.

  26. Is Highlands East a good place to live?

    Highlands East is one of ON's actively-tracked Summitly markets. The full Highlands East real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 66 Sprucedale Street
    3 / 1
    700
    —
    1226 Hubbard & Montgomery Lane3 / 1700—
    1114 Comfort Drive3 / 1700—
    32 Hemlock Street3 / 2700—