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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 91 daysPrice drop · $30,000 off (-5.0%)

    14064 Road 38

    Frontenac Centre·Sharbot Lake, ON·K0H 2P0·Near Road 38

    • 3 beds
    Sharbot Lake real estate›X12166165
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this charming Sharbot Lake village home, where convenience meets waterfront living. Pride of ownership is evident the moment you pull into the paved driveway and park under the spacious carport. Step inside this delightful and historic home to find a modern kitchen and many impressive updates throughout. Enjoy the generous outdoor spaces and unwind in the screened-in gazebo while taking in stunning sunsets over the water. Ideally located, this home is just a short walk or drive to public recreational trails, a large public beach with a playground, local restaurants, a grocery store, bank, and pharmacy. What makes this property truly unique is that it offers the best of both worlds village living with direct waterfront access. Swim, fish, or dock your boat right from your backyard on one of the most popular lakes in the Frontenacs. Sharbot Lake is known for its excellent boating, fishing, and swimming opportunities. Don't miss this rare opportunity where rural village charm meets lakeside living. You will be glad you came to see it.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 30, 2026Price reducedCurrentReduced$569,000−$30,000 (5.0%)X12166165This page
    Oct 31, 2025SoldSold$469,500−$9,500 (2.0%)X12357598View
    Aug 21, 2025Previously listedSld$479,000 —X12357598View
    May 22, 2025ListedCurrentFor sale$599,000 —X12166165This page
    Mar 13, 2025Previously listedTer$659,000 —X12018196View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 14064 Road 38
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Clear View
    • Lake Access
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,795
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $224
    0.47% mill rate · ON
    The market

    How this home sits in the Sharbot Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Sharbot Lake market right now

    Average sold price, days on market, and closed-transaction count for Sharbot Lake — sourced from MLS®.

    • Avg sold price
      $780,583
      Last 30 days
    • Median sold price
      $865,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      3
      MLS® transactions
    Full Sharbot Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 14064 Road 38 — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 14064 Road 38 and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 14064 Road 38 listed for?

      14064 Road 38 is listed at $569,000 on the MLS® (listing X12166165). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 14064 Road 38 have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $569,000
    $0 / sqft · MLS® X12166165
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $780,583
    $718,136Confidence range$843,030
    Asking vs estimate
    ↓below
    −$211,583
    (-27.1%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Sharbot Lake sell in about 52 days — this one has been listed 91 days.

    Avg sold price
    $780,583
    Median sold
    $865,000
    Avg days on market
    52
    Recently sold
    3
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    Pride of ownership is evident the moment you pull into the paved driveway and park under the spacious carport.
  7. Step inside this delightful and historic home to find a modern kitchen and many impressive updates throughout.
  8. Enjoy the generous outdoor spaces and unwind in the screened-in gazebo while taking in stunning sunsets over the water.
  9. Swim, fish, or dock your boat right from your backyard on one of the most popular lakes in the Frontenacs.
  10. Ask Zara a follow-up
    Holding Tank
  11. Parking & garage

    4
    Garage
    Carport
    Garage spaces
    1
    Parking spaces
    6
    Driveway
    Private Double
  12. Interior

    5
    Basement
    Unfinished, Walk-Up
    Family room
    N
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Main Level
  13. Exterior & construction

    6
    Exterior
    Aluminum Siding, Vinyl Siding
    Roof
    Metal
    Foundation
    Poured Concrete, Slab, Stone
    View
    Lake
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    1
    Zoning
    C-X3
  15. Listing & possession

    3
    Occupancy
    30-60 Days
    Property style
    1 1/2 Storey
    Property class
    Detached
  16. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Den
      11.9 × 4.8 ft
    • Living Room
      19.0 × 10.9 ft
    • Sunroom
      16.9 × 6.4 ft
    • Laundry
      7.1 × 3.5 ft
    • Mud Room
      17.5 × 5.6 ft
    • Kitchen
      14.6 × 10.8 ft
    • Dining Room
      15.5 × 11.1 ft

    Upper level

    4 rooms
    • Bathroom
      6.6 × 4.0 ft
    • Bedroom 3
      8.9 × 9.9 ft
    • Bedroom 2
      9.4 × 9.9 ft
    • Primary Bedroom
      12.0 × 12.5 ft
  17. Library
  18. Marina
  19. Combined estimate
    $3,019
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,795
    /mo
    based on the purchase price of $569,000
    $113,800 cash
    $455,200 financed
    $383,398 total interest
    Monthly payment$2,795/ month
    Principal54%$455,200
    Interest46%$383,398

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Sharbot Lake

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1120B Warrington Road
      Sold
      Sign in for price
      1120B Warrington Road
      Detached
    • 1925 Zealand Road
      Sold
      Sign in for price
      1925 Zealand Road
      Detached
    • 1049 Hawthorn Lane
      Sold
      Sign in for price
      1049 Hawthorn Lane
      Detached
    • 1128 Elizabeth Street
      Sold
      Sign in for price
      1128 Elizabeth Street
      Detached
    • 1361 Zealand Road
      Sold
      Sign in for price
      1361 Zealand Road
      Detached
    • 2000 Brewer Road
      Sold
      Sign in for price
      2000 Brewer Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    14064 Road 38This home3 / 215,002,000$569,000ask———
    1120B Warrington Road4 / 32,500—
    1925 Zealand Road4 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Sharbot Lake

    Active listings within ±20% of this asking price.

    • 1054 Coutlee Point Lane
      $550,000
      1054 Coutlee Point Lane
      Detached 3 1
    • 1301 D Guigue Road
      $624,900
      1301 D Guigue Road
      Detached 2 2
    • 91 West Shore Lane
      $525,000
      91 West Shore Lane
      Detached 2 1
    • 1182 Clement Road
      $629,000
      1182 Clement Road
      Detached 3 2
    • 1136c Northview Lane
      $539,000
      1136c Northview Lane
      Detached 3 1
    • 1076 Valley Lane
      $674,000
      1076 Valley Lane
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of RE/MAX FINEST REALTY INC., BROKERAGE · displayed on Summitly per MLS® data-share rules

    14064 Road 38 is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 14064 Road 38 built?

    The year built for 14064 Road 38 isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  25. What is the property tax for 14064 Road 38?

    The 'Property tax' tab in the History section shows the most recent annual tax for 14064 Road 38 plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 14064 Road 38?

    The affordability calculator on this page shows an estimated monthly mortgage for $569,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 14064 Road 38 been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 14064 Road 38 with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 14064 Road 38 in?

    14064 Road 38 is in Frontenac Centre, Sharbot Lake. The 'Neighbourhood' section below links to the live Sharbot Lake real estate hub with average sold price, days on market, and current inventory.

  29. Is Sharbot Lake a good place to live?

    Sharbot Lake is one of ON's actively-tracked Summitly markets. The full Sharbot Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 1049 Hawthorn Lane
    2 / 1
    700
    —
    1128 Elizabeth Street4 / 31,500—
    1361 Zealand Road4 / 21,100—
    2000 Brewer Road3 / 32,000—