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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 21 daysPrice drop · $25,000 off (-2.6%)

    643 Terrier Circle

    Goulbourn Twp From Franktown Rd/South To Rideau·Richmond, ON·K0A 2Z0·Near Terrier Circle & Meynell Road

    Richmond real estate›X12187241
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Discover Exceptional Living in the Heart of Richmond! Step into comfort, elegance, and serenity with this beautifully customized and well built luxury home in a peaceful, family friendly community. Showcasing a modern design and filled with natural light, this residence offers the perfect blend of upscale living and functional layout .Boasting 4 bedrooms and 5 bathrooms, this spacious home is ideal for growing families and effortless entertaining. The main floor features a welcoming front porch, a dedicated office or den just off the foyer, and a grand open concept living space that seamlessly connects the great room, dining area, and chefs kitchen. The kitchen is a true showpiece, featuring quartz countertops, a tile backsplash, walk in pantry, soft close cabinetry, and a bar area perfect for hosting or everyday living. From here, step out to the backyard with no rear neighbours just open green space and pure tranquility. Hardwood and ceramic tile floors span the main level, while the finished basement includes high ceilings, great size windows, a three piece bathroom, wine storage room, workout area, large recreation space, and a workshop in the unfinished section. Upstairs, the hallway opens to a LOFT with soaring vaulted ceilings, creating a bright and versatile second living space for relaxation, study, or play. The primary bedroom is quietly tucked at the rear of the home and features a luxurious ensuite complete with his & hers walk-in closets. Bedroom two includes a private balcony and shares a twin style bathroom with third bedroom. A spacious fourth bedroom offers its own walk-in closet and easy access to the full family bath. The upper level also includes convenient second floor laundry. Maticulously maintained, this family home is just steps from Meynell Park and the scenic pond with surrounding walking trails, this home combines small town charm with easy access to big city amenities. One of Ottawas best kept secrets and a perfect place to call home!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 19, 2026Price reducedCurrentReduced$924,900−$25,000 (2.6%)X12187241This page
    Jun 10, 2026Previously listedSc$879,900 —X13424254View
    Mar 18, 2026Previously listedExp$899,900 —X12894886View
    Jun 22, 2025Previously listedExp$924,800 —X12238661View
    May 31, 2025ListedCurrentFor sale$949,900 —X12187241This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 643 Terrier Circle
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Public Transit
    • School
    • School Bus Route
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,544
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $426
    0.55% mill rate · ON
    The market

    How this home sits in the Richmond market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Richmond market right now

    Average sold price, days on market, and closed-transaction count for Richmond — sourced from MLS®.

    • Avg sold price
      $737,729
      Last 30 days
    • Median sold price
      $717,500
      Middle of the market
    • Days on market
      26 d
      Avg from list to close
    • Closed last 30d
      62
      MLS® transactions
    Full Richmond market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 643 Terrier Circle — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 643 Terrier Circle and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 643 Terrier Circle listed for?

      643 Terrier Circle is listed at $924,900 on the MLS® (listing X12187241). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 643 Terrier Circle have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

    • 4 beds
    • 5 baths
    • 3000-3500 sqft
    • Detached
    • Built 0-5
    Asking
    $924,900
    $0 / sqft · MLS® X12187241
    Chat Zara
  1. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $870,520
    $800,879Confidence range$940,162
    Asking vs estimate
    ↑above
    +$54,380
    (+6.2%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Richmond sell in about 26 days — this one has been listed 21 days.

    Avg sold price
    $737,729
    Median sold
    $717,500
    Avg days on market
    26
    Recently sold
    62
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The main floor features a welcoming front porch, a dedicated office or den just off the foyer, and a grand open concept living space that seamlessly connects the great room, dining area, and chefs kitchen.
    • From here, step out to the backyard with no rear neighbours just open green space and pure tranquility.
    • Upstairs, the hallway opens to a LOFT with soaring vaulted ceilings, creating a bright and versatile second living space for relaxation, study, or play.
    • A spacious fourth bedroom offers its own walk-in closet and easy access to the full family bath.
    Ask Zara a follow-up
    Sewer
  2. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Available
  3. Interior

    7
    Basement
    Full, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Upper Level
    Elevator
    N
    Accessibility
    N
  4. Exterior & construction

    4
    Exterior
    Brick, Wood
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  5. Lot & land

    2
    Year built
    0-5
    Zoning
    Residential-V2E(779r)
  6. Listing & possession

    4
    Possession
    2025-07-02T00:00:00.000-00:00
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Detached
  7. Room-by-room · 20 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Mud Room
      access to garage · walk-in closet(s) · tile floor
      0.0 × 0.0 ft
    • Great Room
      open concept · hardwood floor · picture window
      15.0 × 17.7 ft
    • Foyer
      walk-in closet(s) · w/o to porch · colonial doors
      0.0 × 0.0 ft
    • Dining Room
      open concept · hardwood floor · large window
      15.0 × 10.7 ft
    • Kitchen
      w/o to patio · pantry · centre island
      10.0 × 15.0 ft
    • Powder Room
      2 pc bath · tile floor
      0.0 × 0.0 ft
    • Den
      french doors · hardwood floor · window
      8.6 × 8.1 ft
    • Breakfast
      south view · tile floor · overlooks backyard
      8.0 × 15.9 ft

    Second level

    8 rooms
    • Primary Bedroom
      3 pc ensuite · walk-in closet(s) · his and hers closets
      15.6 × 15.0 ft
    • Bathroom
      4 Pc Bath
      0.0 × 0.0 ft
    • Bedroom 4
      walk-in closet(s) · large window
      11.7 × 12.3 ft
    • Bedroom 3
      large closet · large window · semi ensuite
      12.0 × 12.3 ft
    • Laundry
      b/i shelves · laundry sink · combined w/laundry
      0.0 × 0.0 ft
    • Bedroom 2
      balcony · walk-in closet(s) · semi ensuite
      10.2 × 12.2 ft
    • Loft
      vaulted ceiling(s) · b/i bookcase · open concept
      15.6 × 10.0 ft
    • Bathroom
      4 Pc Bath
      0.0 × 0.0 ft

    Lower level

    4 rooms
    • Cold Room/Cantina
      0.0 × 0.0 ft
    • Bathroom
      3 Pc Bath
      0.0 × 0.0 ft
    • Utility Room
      0.0 × 0.0 ft
    • Recreation
      combined w/office · pot lights · 3 pc bath
      32.9 × 15.2 ft
    Combined estimate
    $4,970
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,544
    /mo
    based on the purchase price of $924,900
    $184,980 cash
    $739,920 financed
    $623,207 total interest
    Monthly payment$4,544/ month
    Principal54%$739,920
    Interest46%$623,207

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Richmond

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 53 Bald Eagle Crescent
      Sold
      Sign in for price
      53 Bald Eagle Crescent
      Detached
    • 6041 Malakoff Road
      Sold
      Sign in for price
      6041 Malakoff Road
      Detached
    • 63 Rochelle Drive
      Sold
      Sign in for price
      63 Rochelle Drive
      Detached
    • 6294 Ottawa Street
      Sold
      Sign in for price
      6294 Ottawa Street
      Detached
    • 2866 Stoneridge Road
      Sold
      Sign in for price
      2866 Stoneridge Road
      Detached
    • 56 Dallaire Crescent
      Sold
      Sign in for price
      56 Dallaire Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    643 Terrier CircleThis home4 / 530,003,500$924,900ask———
    53 Bald Eagle Crescent3 / 22,000—
    6041 Malakoff Road4 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Richmond

    Active listings within ±20% of this asking price.

    • 2772 Harbison Road
      $850,000
      2772 Harbison Road
      Detached 4 3
    • 56 Pelham Crescent
      $874,900
      56 Pelham Crescent
      Detached 3 3
    • 17 Pacing Walk
      $899,900
      17 Pacing Walk
      Detached 5 4
    • 5026 Rushmore Road
      $899,900
      5026 Rushmore Road
      Detached 4 2
    • 845 Pearly Everlasting Crescent
      $924,990
      845 Pearly Everlasting Crescent
      Detached 4 5
    • 657 Terrier Circle
      $789,900
      657 Terrier Circle
      Detached 4 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  8. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  9. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  10. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  11. Public listing courtesy of RE/MAX HALLMARK REALTY GROUP · displayed on Summitly per MLS® data-share rules

    643 Terrier Circle is a 4-bedroom, 5-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  12. When was 643 Terrier Circle built?

    643 Terrier Circle was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  13. What is the property tax for 643 Terrier Circle?

    The 'Property tax' tab in the History section shows the most recent annual tax for 643 Terrier Circle plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  14. How much would the monthly mortgage be on 643 Terrier Circle?

    The affordability calculator on this page shows an estimated monthly mortgage for $924,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  15. Has 643 Terrier Circle been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 643 Terrier Circle with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  16. What neighbourhood is 643 Terrier Circle in?

    643 Terrier Circle is in Goulbourn Twp From Franktown Rd/South To Rideau, Richmond. The 'Neighbourhood' section below links to the live Richmond real estate hub with average sold price, days on market, and current inventory.

  17. Is Richmond a good place to live?

    Richmond is one of ON's actively-tracked Summitly markets. The full Richmond real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  18. 63 Rochelle Drive
    3 / 2
    2,000
    —
    6294 Ottawa Street3 / 31,100—
    2866 Stoneridge Road3 / 31,100—
    56 Dallaire Crescent3 / 31,100—