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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 357 daysPrice drop · $25,100 off (-4.8%)

    218 Phipps Street

    Central·Fort Erie, ON·L2A 2V5·Near Phipps St. / Central Ave.

    • 2 baths
    Fort Erie real estate›X12267859
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    owner occupied home/duplex-Classic charm meets modern versatility in this character-filled brick duplex, ideally located on a quiet street in Fort Erie's central Bridgeburg neighbourhood. Set on a deep 239-foot lot, this spacious two-storey home offers over 2,200 sq. ft. of above-grade living space across two units (upper and main floor levels) perfect for multi-generational living, investors, or those seeking additional income. The main floor features a bright eat-in kitchen with built-in dishwasher, a generous dining area, and a warm, inviting living room with hardwood flooring throughout. Two comfortable bedrooms complete the main level as well as a 4-piece bathroom. The upper unit offers its own sunny eat-in kitchen with a double sink, open-concept living/dining area, and two bedrooms - ideal for tenants, extended family, or other income potential. The partially finished basement provides added flexibility with two more bedrooms, a laundry room, and a large workshop space for hobbies or storage. The home's layout flows naturally from room to room, creating a warm and welcoming feel throughout. Outside, the expansive backyard offers privacy, mature trees, and landscaping potential - a peaceful retreat with plenty of room to entertain or garden. A private driveway, detached garage, and ample parking complete this desirable package. Located just steps from the Niagara River, local shops, restaurants, schools, and parks, this property combines walkable convenience with timeless appeal. A true gem in a growing community. **NOTE: This is a Residential Investment Property**

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 25, 2026Price reducedCurrentReduced$499,900−$25,100 (4.8%)X12267859This page
    Jun 1, 2026SoldSold$460,000−$19,900 (4.1%)X12928368View
    Mar 26, 2026Previously listedSld$479,900 —X12928368View
    Jul 4, 2025ListedCurrentFor sale$525,000 —X12267859This page
    Jun 29, 2025Previously listedExp$499,900 —X12262399View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Radiant
      Air conditioning
      No
      Water source
      Municipal
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 218 Phipps Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Major Highway
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $249
    0.60% mill rate · ON
    The market

    How this home sits in the Fort Erie market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Fort Erie market right now

    Average sold price, days on market, and closed-transaction count for Fort Erie — sourced from MLS®.

    • Avg sold price
      $607,609
      Last 30 days
    • Median sold price
      $560,000
      Middle of the market
    • Days on market
      54 d
      Avg from list to close
    • Closed last 30d
      163
      MLS® transactions
    Full Fort Erie market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 218 Phipps Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 218 Phipps Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 218 Phipps Street listed for?

      218 Phipps Street is listed at $499,900 on the MLS® (listing X12267859). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 218 Phipps Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2200 sqft
  2. Investment
  3. Asking
    $499,900
    $227 / sqft · MLS® X12267859
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $607,609
    $559,000Confidence range$656,218
    Asking vs estimate
    ↓below
    −$107,709
    (-17.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Fort Erie sell in about 54 days — this one has been listed 357 days.

    Avg sold price
    $607,609
    Median sold
    $560,000
    Avg days on market
    54
    Recently sold
    163
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • The main floor features a bright eat-in kitchen with built-in dishwasher, a generous dining area, and a warm, inviting living room with hardwood flooring throughout.
    • The partially finished basement provides added flexibility with two more bedrooms, a laundry room, and a large workshop space for hobbies or storage.
    • Outside, the expansive backyard offers privacy, mature trees, and landscaping potential - a peaceful retreat with plenty of room to entertain or garden.
    • A private driveway, detached garage, and ample parking complete this desirable package.
    Ask Zara a follow-up

    Parking & garage

    2
    Garage
    Other
    Parking spaces
    5
  5. Lot & land

    1
    Zoning
    R2
  6. Listing & possession

    3
    Occupancy
    30-60 Days
    Property style
    Apartment
    Property class
    Investment
  7. Combined estimate
    $2,705
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,900
    $99,980 cash
    $399,920 financed
    $336,838 total interest
    Monthly payment$2,456/ month
    Principal54%$399,920
    Interest46%$336,838

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    More investments in Fort Erie

    Active listings within ±20% of this asking price.

    • 20 Dufferin Street
      $469,900
      20 Dufferin Street
      Investment
    • 61 Queen Street
      $459,900
      61 Queen Street
      Investment 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  8. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  9. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  10. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  11. Public listing courtesy of Century 21 Heritage House LTD · displayed on Summitly per MLS® data-share rules

    218 Phipps Street is a 2-bath, 2200 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  12. When was 218 Phipps Street built?

    The year built for 218 Phipps Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  13. What is the property tax for 218 Phipps Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 218 Phipps Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  14. How much would the monthly mortgage be on 218 Phipps Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  15. Has 218 Phipps Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 218 Phipps Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  16. What neighbourhood is 218 Phipps Street in?

    218 Phipps Street is in Central, Fort Erie. The 'Neighbourhood' section below links to the live Fort Erie real estate hub with average sold price, days on market, and current inventory.

  17. Is Fort Erie a good place to live?

    Fort Erie is one of ON's actively-tracked Summitly markets. The full Fort Erie real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.