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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 84 daysPrice drop · $150,000 off (-5.2%)

    400 Front Street W

    Bobcaygeon·Kawartha Lakes, ON·K0M 1A0·Near Bolton & Front Street

    • 2 beds
    Kawartha Lakes real estate›X12269714
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Home business opportunity situated in cottage country. This stunning lakefront home is located on Sturgeon Lake and includes 4 income producing cottages. This custom built home boasts expansive lake views from the great room which is spacious and bright. The open concept provides for a large kitchen with an island, great for entertaining and has a walk-out to your deck to enjoy peaceful evenings or an early morning coffee. Upstairs you will find a loft with your very own home office. The lower level is a walk-out looking onto the lake and is fully finished with a separate entrance. Cottages are presently rented and are approximately 720 sq. ft. each with separate meters. This property is connected to municipal water and sewers. You can walk or take a short drive to beautiful Bobcaygeon with great shopping and many restaurants. The waterfront is crystal clear for swimming and there is a a large dock for your boat or friends who come to visit by boat. Sit in the lovely sunroom at the water's edge mosquito free to wind down at the end of your day.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 25, 2026Price reducedCurrentReduced$2,749,000−$150,000 (5.2%)X12269714This page
    Jun 18, 2026Previously listedNew$2,324,900 —X13460202View
    Jun 18, 2026Previously listedNew$2,324,900 —X13460200View
    Mar 18, 2026Previously listedTer$2,399,900 —X12894432View
    Mar 18, 2026Previously listedTer$2,399,900 —X12894424View
    Oct 1, 2025Previously listedExp$2,549,900 —X12437425View
    Jul 8, 2025ListedCurrentFor sale$2,899,000 —X12269714This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 400 Front Street W
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake/Pond
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $13,505
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $1,185
    0.52% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $682,984
      Last 30 days
    • Median sold price
      $628,950
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      342
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 400 Front Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 400 Front Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 400 Front Street W listed for?

      400 Front Street W is listed at $2,749,000 on the MLS® (listing X12269714). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 400 Front Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 3500-5000 sqft
  3. Detached
  4. Built 31-50
  5. < .50 ac lot
  6. Asking
    $2,749,000
    $0 / sqft · MLS® X12269714
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $498,578
    $458,692Confidence range$538,465
    Asking vs estimate
    ↑↑well-above
    +$2,250,422
    (+451.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 41 days — this one has been listed 84 days.

    Avg sold price
    $682,984
    Median sold
    $628,950
    Avg days on market
    41
    Recently sold
    342
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Home business opportunity situated in cottage country.
  8. This custom built home boasts expansive lake views from the great room which is spacious and bright.
  9. The open concept provides for a large kitchen with an island, great for entertaining and has a walk-out to your deck to enjoy peaceful evenings or an early morning coffee.
  10. The lower level is a walk-out looking onto the lake and is fully finished with a separate entrance.
  11. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  12. Parking & garage

    3
    Garage
    None
    Parking spaces
    10
    Driveway
    Private Double
  13. Interior

    5
    Basement
    Apartment, Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Lower Level
  14. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Block, Concrete
    View
    Beach, Clear, Lake
    Waterfront
    Y
    Pool
    None
  15. Lot & land

    2
    Year built
    31-50
    Zoning
    C3
  16. Listing & possession

    3
    Occupancy
    120 Days
    Property style
    1 1/2 Storey
    Property class
    Detached
  17. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Living Room
      cathedral ceiling(s) · w/o to deck
      14.0 × 36.0 ft
    • Primary Bedroom
      walk-in closet(s) · 4 pc ensuite
      25.0 × 11.1 ft
    • Dining Room
      combined w/living · cathedral ceiling(s)
      14.0 × 36.0 ft
    • Bathroom
      Separate Shower
      11.9 × 12.0 ft
    • Foyer
      9.5 × 5.8 ft
    • Kitchen
      centre island · granite counters · ceramic floor
      17.8 × 18.5 ft
    • Bedroom 2
      closet · broadloom
      11.0 × 12.0 ft

    Upper level

    1 room
    • Loft
      Overlook Water
      25.0 × 14.1 ft

    Lower level

    4 rooms
    • Bedroom 4
      Closet
      15.3 × 10.5 ft
    • Kitchen
      ceramic floor · combined w/living
      0.0 × 0.0 ft
    • Family Room
      w/o to patio · pot lights · fireplace
      23.6 × 34.1 ft
    • Bedroom 3
      Closet
      11.4 × 13.8 ft
    Combined estimate
    $14,690
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $13,505
    /mo
    based on the purchase price of $2,749,000
    $549,800 cash
    $2,199,200 financed
    $1,852,304 total interest
    Monthly payment$13,505/ month
    Principal54%$2,199,200
    Interest46%$1,852,304

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 333 The Captain's Corners
      Sold
      Sign in for price
      333 The Captain's Corners
      Detached
    • 730 The Glen Road
      Sold
      Sign in for price
      730 The Glen Road
      Detached
    • 61 Druan Drive
      Sold
      Sign in for price
      61 Druan Drive
      Detached
    • 30 Viamede Street
      Sold
      Sign in for price
      30 Viamede Street
      Detached
    • 8 Wolfe Street
      Sold
      Sign in for price
      8 Wolfe Street
      Detached
    • 37 Island Bay Drive
      Sold
      Sign in for price
      37 Island Bay Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    400 Front Street WThis home2 / 335,005,000$2,749,000ask———
    333 The Captain's Corners2 / 21,100—
    730 The Glen Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 400 Front Street
      $2,324,900
      400 Front Street
      Detached 2 3
    • 12 Edgewood Drive
      $2,490,000
      12 Edgewood Drive
      Detached 4 4
    • 75 Meachin Drive
      $2,399,900
      75 Meachin Drive
      Detached 6 4
    • 137 Stinsons Bay Road
      $2,250,000
      137 Stinsons Bay Road
      Detached 5 3
    • 470 Indian Point Road
      $2,499,000
      470 Indian Point Road
      Detached 3 2
    • 470 Indian Point Road
      $2,499,000
      470 Indian Point Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  18. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  19. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  20. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  21. Public listing courtesy of SUTTON GROUP-HERITAGE REALTY INC. · displayed on Summitly per MLS® data-share rules

    400 Front Street W is a 2-bedroom, 3-bath, 3500-5000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  22. When was 400 Front Street W built?

    400 Front Street W was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  23. What is the property tax for 400 Front Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 400 Front Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  24. How much would the monthly mortgage be on 400 Front Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,749,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  25. Has 400 Front Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 400 Front Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  26. What neighbourhood is 400 Front Street W in?

    400 Front Street W is in Bobcaygeon, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  27. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  28. 61 Druan Drive
    4 / 3
    2,000
    —
    30 Viamede Street2 / 1700—
    8 Wolfe Street1 / 1700—
    37 Island Bay Drive2 / 31,500—