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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 62 days

    121 Durham Street W

    Lindsay·Kawartha Lakes, ON·K9V 2R3·Near Adelaide & Kent

    • 3 beds
    Kawartha Lakes real estate›X12277530
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    This is the one you've been waiting for! Fully renovated from top to bottom, this stunning Century Home blends timeless character with all the stylish, modern finishes you love. Tucked into a quiet, well-established Lindsay neighbourhood with mature trees, friendly neighbours, and easy access to parks, schools, and downtown you'll feel right at home the moment you arrive. Inside, the bright and beautifully updated kitchen and dining area (2021) is the heart of the home designed with both everyday living and effortless entertaining in mind. The adjoining living room offers a relaxed vibe with sliding doors that lead to your private deck and backyard retreat ideal for summer BBQs, morning coffees, or unwinding after a long day. Upstairs, three inviting bedrooms and a sleek 3-piece bathroom are flooded with natural light thanks to large upgraded windows (2021), offering both comfort and charm. The finished lower level adds even more living space with a spacious rec room, 2-piece bath, and utility rooms ideal for movie nights, hobbies, or a home office setup. Enjoy the practical perks too: an owned hot water tank, private drive with parking for four, and a handy garden shed. Every inch of this home has been thoughtfully updated with care and attention to detail there's nothing to do but move in and start making memories.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 20, 2026Previously listedPc$544,900 —X13019574View
    Mar 18, 2026Previously listedTer$549,900 —X12897162View
    Sep 11, 2025Previously listedExp$571,100 —X12399913View
    Jul 10, 2025ListedCurrentFor sale$573,800 —X12277530This page
    May 2, 2025Previously listedExp$594,900 —X12121741View
    Oct 3, 2024Previously listedExp$595,000 —X9381661View
    Feb 26, 2024Previously listedExp$599,888 —X8093190View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 121 Durham Street W
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Library
    • Park
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,819
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $237
    0.49% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $677,799
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      329
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 121 Durham Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 121 Durham Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 121 Durham Street W listed for?

      121 Durham Street W is listed at $573,800 on the MLS® (listing X12277530). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 121 Durham Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $573,800
    $0 / sqft · MLS® X12277530
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $677,799
    $623,575Confidence range$732,023
    Asking vs estimate
    ↓below
    −$103,999
    (-15.3%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 62 days.

    Avg sold price
    $677,799
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    329
    See comparable sales
    • Tucked into a quiet, well-established Lindsay neighbourhood with mature trees, friendly neighbours, and easy access to parks, schools, and downtown you'll feel right at home the moment you arrive.
    • Inside, the bright and beautifully updated kitchen and dining area (2021) is the heart of the home designed with both everyday living and effortless entertaining in mind.
    • The adjoining living room offers a relaxed vibe with sliding doors that lead to your private deck and backyard retreat ideal for summer BBQs, morning coffees, or unwinding after a long day.
    • Enjoy the practical perks too: an owned hot water tank, private drive with parking for four, and a handy garden shed.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private
  7. Interior

    5
    Basement
    Finished, Separate Entrance
    Family room
    N
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
  8. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  10. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Family Room
      13.5 × 11.2 ft
    • Kitchen
      16.7 × 8.9 ft
    • Foyer
      9.8 × 6.6 ft
    • Dining Room
      11.5 × 10.2 ft
    • Bathroom
      5.6 × 7.5 ft

    Second level

    4 rooms
    • Primary Bedroom
      9.8 × 9.8 ft
    • Bedroom 3
      9.8 × 8.9 ft
    • Bedroom 2
      9.8 × 7.9 ft
    • Bathroom
      6.9 × 5.6 ft

    Basement level

    3 rooms
    • Bathroom
      5.6 × 5.2 ft
    • Recreation
      16.1 × 14.4 ft
    • Utility Room
      12.5 × 10.2 ft
  11. School
  12. School Bus Route
  13. Combined estimate
    $3,056
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,819
    /mo
    based on the purchase price of $573,800
    $114,760 cash
    $459,040 financed
    $386,632 total interest
    Monthly payment$2,819/ month
    Principal54%$459,040
    Interest46%$386,632

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 2790 Highway 35 Highway
      Sold
      Sign in for price
      2790 Highway 35 Highway
      Detached
    • 50 Trent Canal Road
      Sold
      Sign in for price
      50 Trent Canal Road
      Detached
    • 78 Riverbank Road
      Sold
      Sign in for price
      78 Riverbank Road
      Detached
    • 83 Peel Street
      Sold
      Sign in for price
      83 Peel Street
      Detached
    • 8 Green Arbour Way
      Sold
      Sign in for price
      8 Green Arbour Way
      Detached
    • 46 Mcguire Beach Road
      Sold
      Sign in for price
      46 Mcguire Beach Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    121 Durham Street WThis home3 / 311,001,500$573,800ask———
    2790 Highway 35 Highway3 / 2700—
    50 Trent Canal Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 58 Verna Drive
      $679,900
      58 Verna Drive
      Detached 3 2
    • 12 North Street
      $549,000
      12 North Street
      Detached 3 2
    • 164 Colborne Street
      $509,900
      164 Colborne Street
      Detached 2 2
    • 40 Elliot Street
      $599,900
      40 Elliot Street
      Detached 4 2
    • 45 Peace Road
      $589,900
      45 Peace Road
      Detached 3 2
    • 7 Hawk Street
      $610,000
      7 Hawk Street
      Detached 2 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of BOWES & COCKS LIMITED · displayed on Summitly per MLS® data-share rules

    121 Durham Street W is a 3-bedroom, 3-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 121 Durham Street W built?

    The year built for 121 Durham Street W isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 121 Durham Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 121 Durham Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 121 Durham Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $573,800 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 121 Durham Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 121 Durham Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 121 Durham Street W in?

    121 Durham Street W is in Lindsay, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  23. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 78 Riverbank Road
    2 / 1
    700
    —
    83 Peel Street3 / 21,500—
    8 Green Arbour Way2 / 31,100—
    46 Mcguire Beach Road2 / 11,100—