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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 54 days

    20 Queen Street

    Huron-Kinloss·Huron-Kinloss, ON·N0G 2R0·Near Queen St & MacDonald St.

    • 3 beds
    Huron-Kinloss real estate›X12283373
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this extraordinary century home nestled on a massive double lot in the picturesque town of Ripley. Brimming with timeless charm and modern updates, this one-of-a-kind property offers the perfect blend of historic character and contemporary comfort. From the moment you arrive, you'll be captivated by the homes stately exterior, mature trees, and inviting porch ideal for relaxing evenings and morning coffees. Inside, soaring ceilings, original woodwork, and gleaming hardwood floors create a warm, elegant ambiance. The spacious main floor features sun-filled living and dining rooms, a beautifully updated kitchen, and cozy sitting areas perfect for entertaining or quiet family time. Upstairs, you'll find 3 generous bedrooms along with a 4-piece bathroom. Step outside to your private outdoor retreat an expansive double lot with lush landscaping, gardens, and endless possibilities. Whether you envision a pool, a workshop, or simply wide-open green space for children and pets to roam, this property has the space and potential to make your dreams a reality. Located just steps from schools, parks, and all the amenities of downtown Ripley, this home offers small-town living at its finest. With its rare combination of character, space, and location, this stunning century home is truly a rare find.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 24, 2026Previously listedPc$549,900 —X13039106View
    Feb 13, 2026Previously listedTer$599,900 —X12786062View
    Sep 8, 2025Previously listedExp$599,900 —X12389229View
    Jul 13, 2025ListedCurrentFor sale$649,900 —X12283373This page
    Jun 9, 2025Previously listedTer$699,900 —X12207434View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      None
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 20 Queen Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,193
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $247
    0.46% mill rate · ON
    The market

    How this home sits in the Huron-Kinloss market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Huron-Kinloss market right now

    Average sold price, days on market, and closed-transaction count for Huron-Kinloss — sourced from MLS®.

    • Avg sold price
      $701,347
      Last 30 days
    • Median sold price
      $613,500
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      43
      MLS® transactions
    Full Huron-Kinloss market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 20 Queen Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 20 Queen Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 20 Queen Street listed for?

      20 Queen Street is listed at $649,900 on the MLS® (listing X12283373). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 20 Queen Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $649,900
    $0 / sqft · MLS® X12283373
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $701,347
    $645,239Confidence range$757,455
    Asking vs estimate
    ≈in-line
    −$51,447
    (-7.3%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Huron-Kinloss sell in about 48 days — this one has been listed 54 days.

    Avg sold price
    $701,347
    Median sold
    $613,500
    Avg days on market
    48
    Recently sold
    43
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • The spacious main floor features sun-filled living and dining rooms, a beautifully updated kitchen, and cozy sitting areas perfect for entertaining or quiet family time.
    • Step outside to your private outdoor retreat an expansive double lot with lush landscaping, gardens, and endless possibilities.
    • Whether you envision a pool, a workshop, or simply wide-open green space for children and pets to roam, this property has the space and potential to make your dreams a reality.
    • Located just steps from schools, parks, and all the amenities of downtown Ripley, this home offers small-town living at its finest.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private Double, Circular Drive
  8. Interior

    4
    Basement
    Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
  9. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  10. Lot & land

    2
    Year built
    100+
    Zoning
    R1
  11. Listing & possession

    3
    Possession
    2025-08-27T00:00:00.000-00:00
    Property style
    2-Storey
    Property class
    Detached
  12. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bathroom
      2 Pc Bath
      0.0 × 0.0 ft
    • Den
      18.0 × 14.0 ft
    • Dining Room
      14.4 × 12.0 ft
    • Kitchen
      25.0 × 18.0 ft
    • Living Room
      17.9 × 13.0 ft
    • Other
      11.0 × 7.0 ft

    Second level

    4 rooms
    • Bedroom 3
      14.7 × 9.4 ft
    • Bedroom 2
      11.5 × 9.6 ft
    • Bathroom
      4 Pc Bath
      0.0 × 0.0 ft
    • Primary Bedroom
      13.0 × 10.7 ft
    Combined estimate
    $3,440
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,193
    /mo
    based on the purchase price of $649,900
    $129,980 cash
    $519,920 financed
    $437,909 total interest
    Monthly payment$3,193/ month
    Principal54%$519,920
    Interest46%$437,909

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Huron-Kinloss

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 69 Smith Lane
      Sold
      Sign in for price
      69 Smith Lane
      Detached
    • 216 KICKAPOO Drive
      Sold
      Sign in for price
      216 KICKAPOO Drive
      Detached
    • 803 Victoria Road
      Sold
      Sign in for price
      803 Victoria Road
      Detached
    • 269 Huron Road
      Sold
      Sign in for price
      269 Huron Road
      Detached
    • 14 Sunset Place
      Sold
      Sign in for price
      14 Sunset Place
      Detached
    • 537 Inglis Street
      Sold
      Sign in for price
      537 Inglis Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    20 Queen StreetThis home3 / 220,002,500$649,900ask———
    69 Smith Lane3 / 1700—
    216 KICKAPOO Drive2 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Huron-Kinloss

    Active listings within ±20% of this asking price.

    • 38 Whitechurch Street
      $779,000
      38 Whitechurch Street
      Detached 4 3
    • 201 Shadywood Crescent
      $725,000
      201 Shadywood Crescent
      Detached 3 2
    • 524 Stornoway
      $704,900
      524 Stornoway
      Detached 2 2
    • 15 Whitechurch Street
      $524,900
      15 Whitechurch Street
      Detached 4 2
    • 438 Ross Street
      $664,900
      438 Ross Street
      Detached 3 2
    • 105 Menomini Road
      $579,900
      105 Menomini Road
      Detached 5 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of RE/MAX Land Exchange Ltd. · displayed on Summitly per MLS® data-share rules

    20 Queen Street is a 3-bedroom, 2-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 20 Queen Street built?

    20 Queen Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 20 Queen Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 20 Queen Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 20 Queen Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $649,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 20 Queen Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 20 Queen Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 20 Queen Street in?

    20 Queen Street is in Huron-Kinloss, Huron-Kinloss. The 'Neighbourhood' section below links to the live Huron-Kinloss real estate hub with average sold price, days on market, and current inventory.

  22. Is Huron-Kinloss a good place to live?

    Huron-Kinloss is one of ON's actively-tracked Summitly markets. The full Huron-Kinloss real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 803 Victoria Road
    4 / 2
    1,100
    —
    269 Huron Road3 / 21,100—
    14 Sunset Place3 / 21,500—
    537 Inglis Street3 / 21,500—