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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 336 days

    2030 Kirkfield Road

    Carden·Kawartha Lakes, ON·K0M 2B0·Near Kirkfield Rd & Portage Road

    • 3 baths
    Kawartha Lakes real estate›X12304417
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Imagine owning your own vibrant piece of paradise directly on the historic Trent-Severn Waterway, nestled within the picturesque City of Kawartha Lakes. This exceptional property in Kirkfield isn't just a restaurant; it's a golden opportunity to embrace a unique lifestyle and build a thriving business. Perfectly situated to cater to a strong local community, an endless stream of cottagers, and the bustling boater and tourist traffic that defines the Trent-Severn Waterway. A fully equipped kitchen, comfortable indoor seating for 45 patrons, and a charming covered patio accommodating 30 patrons. LLBO licensing possible. Two separate washrooms, a convenient ice cream serving window, an interior storage room, and an outdoor storage shed ensure smooth operations. This property boasts a bachelor apartment, offering the incredible flexibility of living on-site, or generating additional income through leasing a truly remarkable opportunity for work-life balance or amplified returns. Approximately 1 hour from GTA. Explore other commercial ventures with flexible zoning that allows for a multitude of business uses. The possibilities are truly endless. This is more than a purchase; it's an investment in your entrepreneurial freedom! Located directly across the second largest hydraulic lift lock in the world, the Kirkfield Lift Lock. Just a 2-minute drive from the renowned Carden Plain Important Bird Area, and a short drive to various lakes and provincial parks, including Balsam Lake. Attract nature and outdoor enthusiasts alike while offering a unique dining experience amidst unparalleled natural beauty. Steel roof, city approved septic, drilled well, propane heating, lots of customer parking. Don't miss out on this exceptional chance to work, live, and thrive!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 3, 2026Previously listedNew$450,000 —X13236510View
    Aug 19, 2025Previously listedTer$539,900 —X12353892View
    Jul 24, 2025ListedCurrentFor sale$539,900 —X12304417This page
    Jul 24, 2024Previously listedTer$529,900 —X9055813View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Propane Gas
      Air conditioning
      No
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 2030 Kirkfield Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,652
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $190
    0.42% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $679,937
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      341
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 2030 Kirkfield Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 2030 Kirkfield Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 2030 Kirkfield Road listed for?

      2030 Kirkfield Road is listed at $539,900 on the MLS® (listing X12304417). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 2030 Kirkfield Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2500 sqft
  2. Commercial Retail
  3. Built 51-99
  4. Asking
    $539,900
    $216 / sqft · MLS® X12304417
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $679,937
    $625,542Confidence range$734,332
    Asking vs estimate
    ↓below
    −$140,037
    (-20.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 41 days — this one has been listed 336 days.

    Avg sold price
    $679,937
    Median sold
    $625,000
    Avg days on market
    41
    Recently sold
    341
    See comparable sales
    AI highlights by Zara
    • A fully equipped kitchen, comfortable indoor seating for 45 patrons, and a charming covered patio accommodating 30 patrons.
    • LLBO licensing possible.
    • Just a 2-minute drive from the renowned Carden Plain Important Bird Area, and a short drive to various lakes and provincial parks, including Balsam Lake.
    • Steel roof, city approved septic, drilled well, propane heating, lots of customer parking.
    Ask Zara a follow-up
    Septic
  6. Parking & garage

    2
    Garage
    None
    Parking spaces
    20
  7. Interior

    2
    Elevator
    None
    Accessibility
    N
  8. Lot & land

    2
    Year built
    51-99
    Zoning
    C2 - Commercial
  9. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Multi-Use
    Property class
    Commercial Retail
  10. Combined estimate
    $2,842
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,652
    /mo
    based on the purchase price of $539,900
    $107,980 cash
    $431,920 financed
    $363,790 total interest
    Monthly payment$2,652/ month
    Principal54%$431,920
    Interest46%$363,790

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    More commercial retails in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 1718 Kirkfield Road
      $578,890
      1718 Kirkfield Road
      Commercial Retail
    • 2030 Kirkfield Road
      $450,000
      2030 Kirkfield Road
      Commercial Retail 3
    • 269 Glenarm Road
      $599,900
      269 Glenarm Road
      Commercial Retail
    • 40 King Street
      $475,000
      40 King Street
      Commercial Retail 1
    • 646 Drum Road
      $449,000
      646 Drum Road
      Commercial Retail
    • 7 Kingsway Drive
      $525,000
      7 Kingsway Drive
      Commercial Retail 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of KW Living Realty · displayed on Summitly per MLS® data-share rules

    2030 Kirkfield Road is a 3-bath, 2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 2030 Kirkfield Road built?

    2030 Kirkfield Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  16. What is the property tax for 2030 Kirkfield Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 2030 Kirkfield Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 2030 Kirkfield Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $539,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 2030 Kirkfield Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 2030 Kirkfield Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 2030 Kirkfield Road in?

    2030 Kirkfield Road is in Carden, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  20. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.