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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 89 daysPrice drop · $15,000 off (-1.9%)

    581 Banner Avenue

    Ferris·North Bay, ON·P1A 1X7·Near Lakeshore and Banner

    • 4 beds
    North Bay real estate›X12305466
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    2 Homes. Waterfront and Investment and a million-dollar Sunset year-round. This is a must see for your new lifestyle - enjoy walking on the sandy beach, sitting on the shaded deck, floating in the bay on your kayak or canoe, watching the ice fishermen as far as the eye can see on picturesque Lake Nipissing, all while surrounded by nature and beautiful colors as the sun sets in the west. The year-round waterfront home features: waterfront living, walk out deck and patio overlooking the beach/lake, 3 bd, den and 2 baths, updated kitchen and updated main bath, new flooring downstairs and air conditioning. The second home is fully winterized offering one floor living with an open concept kitchen/living area, 2 bedrooms, den, 1 bath and laundry. Use the second home as a mortgage helper, for extended family or for visitors. There's a shed for storage and loads of parking. All this is on municipal services in a quiet neighborhood and a short walk to shopping, park, groceries, boat launch, restaurants, LCBO, bike path, dog park, and other amenities in the City of North Bay, ON.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 16, 2026Price reducedCurrentReduced$764,900−$15,000 (1.9%)X12305466This page
    Jun 26, 2026SoldSold$666,000−$33,900 (4.8%)X12793450View
    Feb 17, 2026Previously listedSld$699,900 —X12793450View
    Jul 24, 2025Previously listedTer$799,900 —X12305144View
    Jul 24, 2025ListedCurrentFor sale$779,900 —X12305466This page
    Feb 4, 2025Previously listedTer$849,900 —X11955123View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 581 Banner Avenue
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Park
    • Public Transit
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,758
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $372
    0.58% mill rate · ON
    The market

    How this home sits in the North Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Bay market right now

    Average sold price, days on market, and closed-transaction count for North Bay — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full North Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 581 Banner Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 581 Banner Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 581 Banner Avenue listed for?

      581 Banner Avenue is listed at $764,900 on the MLS® (listing X12305466). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 581 Banner Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2000-2500 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $764,900
    $0 / sqft · MLS® X12305466
    Chat Zara
  6. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for North Bay.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    The year-round waterfront home features: waterfront living, walk out deck and patio overlooking the beach/lake, 3 bd, den and 2 baths, updated kitchen and updated main bath, new flooring downstairs and air conditioning.
  7. The second home is fully winterized offering one floor living with an open concept kitchen/living area, 2 bedrooms, den, 1 bath and laundry.
  8. There's a shed for storage and loads of parking.
  9. All this is on municipal services in a quiet neighborhood and a short walk to shopping, park, groceries, boat launch, restaurants, LCBO, bike path, dog park, and other amenities in the City of North Bay, ON.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    2
    Garage
    None
    Parking spaces
    6
  12. Interior

    5
    Basement
    Finished
    Family room
    N
    Kitchens
    2
    Total rooms
    8
    Laundry level
    Lower Level
  13. Exterior & construction

    6
    Exterior
    Aluminum Siding
    Roof
    Flat
    Foundation
    Concrete Block
    View
    Lake
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    1
    Zoning
    R2
  15. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  16. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Bedroom 3
      12.8 × 8.3 ft
    • Living Room
      16.6 × 10.2 ft
    • Bedroom 2
      8.4 × 9.9 ft
    • Kitchen
      9.6 × 12.7 ft

    Lower level

    4 rooms
    • Utility Room
      8.8 × 8.3 ft
    • Bedroom 4
      12.3 × 8.3 ft
    • Primary Bedroom
      15.5 × 8.5 ft
    • Laundry
      8.5 × 6.0 ft
  17. School
  18. Waterfront
  19. Combined estimate
    $4,130
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,758
    /mo
    based on the purchase price of $764,900
    $152,980 cash
    $611,920 financed
    $515,397 total interest
    Monthly payment$3,758/ month
    Principal54%$611,920
    Interest46%$515,397

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 669 BROMLEY Avenue
      Sold
      Sign in for price
      669 BROMLEY Avenue
      Detached
    • 26 Nipissing Crescent
      Sold
      Sign in for price
      26 Nipissing Crescent
      Detached
    • 65 BELLEVIEW Crescent
      Sold
      Sign in for price
      65 BELLEVIEW Crescent
      Detached
    • 390 CEDAR HEIGHTS Road
      Sold
      Sign in for price
      390 CEDAR HEIGHTS Road
      Detached
    • 641 Ursula Street
      Sold
      Sign in for price
      641 Ursula Street
      Detached
    • 710 Galt Street
      Sold
      Sign in for price
      710 Galt Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    581 Banner AvenueThis home4 / 320,002,500$764,900ask———
    669 BROMLEY Avenue3 / 21,100—
    26 Nipissing Crescent3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in North Bay

    Active listings within ±20% of this asking price.

    • 28 Stone Manor Drive
      $795,000
      28 Stone Manor Drive
      Detached 3 3
    • 16 VERMONT Crescent
      $899,900
      16 VERMONT Crescent
      Detached 3 4
    • 131 Coreen Crescent
      $679,900
      131 Coreen Crescent
      Detached 4 2
    • 42 Eglee Avenue
      $690,000
      42 Eglee Avenue
      Detached 4 3
    • 354 Elmwood Avenue
      $749,900
      354 Elmwood Avenue
      Detached 4 4
    • 87 Labreche Drive
      $639,900
      87 Labreche Drive
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of Royal LePage Northern Life Realty, Brokerage · displayed on Summitly per MLS® data-share rules

    581 Banner Avenue is a 4-bedroom, 3-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 581 Banner Avenue built?

    The year built for 581 Banner Avenue isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  25. What is the property tax for 581 Banner Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 581 Banner Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 581 Banner Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $764,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 581 Banner Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 581 Banner Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 581 Banner Avenue in?

    581 Banner Avenue is in Ferris, North Bay. The 'Neighbourhood' section below links to the live North Bay real estate hub with average sold price, days on market, and current inventory.

  29. Is North Bay a good place to live?

    North Bay is one of ON's actively-tracked Summitly markets. The full North Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 65 BELLEVIEW Crescent
    3 / 3
    1,100
    —
    390 CEDAR HEIGHTS Road4 / 23,000—
    641 Ursula Street3 / 21,100—
    710 Galt Street3 / 21,100—