Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 70 daysPrice drop · $45,900 off (-8.7%)

    195 Main Street

    West Lorne·West Elgin, ON·N0L 2P0·Near Morden

    • 3 beds
    West Elgin real estate›X12310117
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    One of a kind beauty~Do you love a home with character? This stunning victorian home has been lovingly updated while still holding key design elements of the early 1900s including 6 gabel roof, well preserved original woodwork, 9 foot ceilings on the main floor, stained glass, decorative scrollwork, pocket doors, front porch and more! Entering into this gorgeous home you will be enchanted by the spacious main floor, from the paint tones to the fixtures this house says welcome home. With large entry foyer, bright living room with certified wood stove, separate dining room, country kitchen, bedroom with ensuite bathroom privilege, handy mudroom and main floor laundry (washer and dryer included) . The second floor is graced by 2 more grand bedrooms each with an attached den/sitting room and one with its very own Juliette balcony, a great place to sit and unwind after a long day as well as a recently updated 4 pc bathroom with a large attached storage room for all of your extras. The quiet backyard space is complete with an amazing 20 x 12 board and batten wooden shed perfect for the hobbiest. New last year~forced air gas furnace, heat pump/central air and on demand water heater. Minutes to direct 401 access 35 minutes to London. Minutes to the beach!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 22, 2026Price reducedCurrentReduced$479,000−$45,900 (8.7%)X12310117This page
    Jun 5, 2026SoldSold$385,000−$14,000 (3.5%)X13092166View
    May 6, 2026Previously listedSld$399,000 —X13092166View
    Jul 28, 2025ListedCurrentFor sale$524,900 —X12310117This page
    Jul 11, 2025Previously listedTer$549,900 —X12278209View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 195 Main Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Golf
    • Hospital
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,353
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $153
    0.38% mill rate · ON
    The market

    How this home sits in the West Elgin market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The West Elgin market right now

    Average sold price, days on market, and closed-transaction count for West Elgin — sourced from MLS®.

    • Avg sold price
      $427,429
      Last 30 days
    • Median sold price
      $410,000
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      19
      MLS® transactions
    Full West Elgin market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 195 Main Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 195 Main Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 195 Main Street listed for?

      195 Main Street is listed at $479,000 on the MLS® (listing X12310117). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 195 Main Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Asking
    $479,000
    $0 / sqft · MLS® X12310117
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $427,429
    $393,235Confidence range$461,623
    Asking vs estimate
    ↑above
    +$51,571
    (+12.1%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in West Elgin sell in about 47 days — this one has been listed 70 days.

    Avg sold price
    $427,429
    Median sold
    $410,000
    Avg days on market
    47
    Recently sold
    19
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
  6. One of a kind beauty~Do you love a home with character?
  7. Entering into this gorgeous home you will be enchanted by the spacious main floor, from the paint tones to the fixtures this house says welcome home.
  8. With large entry foyer, bright living room with certified wood stove, separate dining room, country kitchen, bedroom with ensuite bathroom privilege, handy mudroom and main floor laundry (washer and dryer included) .
  9. The quiet backyard space is complete with an amazing 20 x 12 board and batten wooden shed perfect for the hobbiest.
  10. Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  11. Parking & garage

    2
    Garage
    None
    Parking spaces
    3
  12. Interior

    5
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  13. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Shingles
    Foundation
    Block
    Pool
    None
  14. Lot & land

    1
    Zoning
    residential
  15. Listing & possession

    4
    Possession
    2025-09-26T00:00:00.000-00:00
    Occupancy
    flexible
    Property style
    1 1/2 Storey
    Property class
    Detached
  16. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Kitchen
      13.8 × 16.7 ft
    • Foyer
      5.6 × 9.4 ft
    • Mud Room
      W/O To Yard
      9.6 × 6.6 ft
    • Living Room
      Hardwood Floor
      16.9 × 13.0 ft
    • Dining Room
      wood stove · hardwood floor
      12.9 × 11.7 ft
    • Bedroom
      3 Pc Ensuite
      11.3 × 9.2 ft
    • Laundry
      Laundry Sink
      4.8 × 6.9 ft
    • Bathroom
      Ensuite Bath
      6.3 × 7.2 ft

    Second level

    5 rooms
    • Bedroom 2
      Combined w/Sitting
      8.7 × 12.1 ft
    • Sitting
      juliette balcony · combined w/br
      9.4 × 11.9 ft
    • Bathroom
      4 Pc Bath
      13.9 × 11.8 ft
    • Bedroom
      Combined w/Sitting
      12.6 × 12.2 ft
    • Other
      14.7 × 9.2 ft
  17. School
  18. Place Of Worship
  19. Combined estimate
    $2,506
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,353
    /mo
    based on the purchase price of $479,000
    $95,800 cash
    $383,200 financed
    $322,755 total interest
    Monthly payment$2,353/ month
    Principal54%$383,200
    Interest46%$322,755

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in West Elgin

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 106 Angelo Drive
      Sold
      Sign in for price
      106 Angelo Drive
      Detached
    • 23104 Johnston Line
      Sold
      Sign in for price
      23104 Johnston Line
      Detached
    • 195 MAIN Street
      Sold
      Sign in for price
      195 MAIN Street
      Detached
    • 139 Main Street
      Sold
      Sign in for price
      139 Main Street
      Detached
    • 2 Macleod Court
      Sold
      Sign in for price
      2 Macleod Court
      Detached
    • 143 Main Street
      Sold
      Sign in for price
      143 Main Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    195 Main StreetThis home3 / 215,002,000$479,000ask———
    106 Angelo Drive3 / 21,100—
    23104 Johnston Line3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in West Elgin

    Active listings within ±20% of this asking price.

    • 234 Flora Street
      $399,900
      234 Flora Street
      Detached 2 2
    • 148 Main Street
      $399,900
      148 Main Street
      Detached 3 1
    • 282 Mary Street
      $530,000
      282 Mary Street
      Detached 5 3
    • 154 Chestnut Street
      $489,000
      154 Chestnut Street
      Detached 3 2
    • 22300 Talbot Line
      $499,900
      22300 Talbot Line
      Detached 2 1
    • 182 Maple Street
      $565,000
      182 Maple Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of DRIVER REALTY INC. · displayed on Summitly per MLS® data-share rules

    195 Main Street is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 195 Main Street built?

    The year built for 195 Main Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  25. What is the property tax for 195 Main Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 195 Main Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 195 Main Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $479,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 195 Main Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 195 Main Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 195 Main Street in?

    195 Main Street is in West Lorne, West Elgin. The 'Neighbourhood' section below links to the live West Elgin real estate hub with average sold price, days on market, and current inventory.

  29. Is West Elgin a good place to live?

    West Elgin is one of ON's actively-tracked Summitly markets. The full West Elgin real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 195 MAIN Street
    3 / 2
    1,500
    —
    139 Main Street2 / 1700—
    2 Macleod Court2 / 21,100—
    143 Main Street4 / 21,500—