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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 297 daysPrice drop · $104,000 off (-9.5%)

    40 Lindsay Street S

    Lindsay·Kawartha Lakes, ON·K9V 2L8·Near Lindsay St S / Russell St E

    Kawartha Lakes real estate›X12375017
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Excellent User/Investor Opportunity. Larger commercial/office building with over 9,000 sf. Building is vacant. Two floors with multiple offices and washrooms. Building has 6 dedicated parking spaces with free public parking nearby. Open zoning permitted for many uses. Ideal for medical office, professional office, retail store, restaurants, personal service shops and many more. Separate entrances to each floor. Wheelchair accessible. Excellent exposure and great signage. Located Near downtown Lindsay. Easy access. Well maintained building.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Excellent User/Investor Opportunity.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 25, 2026Price reducedCurrentReduced$995,000−$104,000 (9.5%)X12375017This page
    Mar 12, 2026Previously listedNew$888,889 —X12880010View
    Mar 12, 2026Previously listedNew$888,889 —X12877962View
    Sep 2, 2025Previously listedTer$995,000 —X12374997View
    Sep 2, 2025ListedCurrentFor sale$1,099,000 —X12375017This page
    Apr 10, 2025Previously listedTer$1,449,000 —X12075511View
    Apr 10, 2025Previously listedTer$1,449,000 —X12075517View
    Sep 18, 2024Previously listedTer$1 —X9357380View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Gas Forced Air Closed
      Air conditioning
      Yes
      Water source
      Municipal
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 40 Lindsay Street S
    What's nearby

    Points of interest classified by the MLS® feed.

    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,888
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $1,861
    2.24% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $682,984
      Last 30 days
    • Median sold price
      $628,950
      Middle of the market
    • Days on market
      41 d
      Avg from list to close
    • Closed last 30d
      342
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 40 Lindsay Street S — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 40 Lindsay Street S and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 40 Lindsay Street S listed for?

      40 Lindsay Street S is listed at $995,000 on the MLS® (listing X12375017). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 40 Lindsay Street S have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 9036 sqft
  2. Commercial Retail
  3. Asking
    $995,000
    $110 / sqft · MLS® X12375017
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $682,984
    $628,345Confidence range$737,623
    Asking vs estimate
    ↑↑well-above
    +$312,016
    (+45.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 41 days — this one has been listed 297 days.

    Avg sold price
    $682,984
    Median sold
    $628,950
    Avg days on market
    41
    Recently sold
    342
    See comparable sales
    Larger commercial/office building with over 9,000 sf.
  5. Two floors with multiple offices and washrooms.
  6. Building has 6 dedicated parking spaces with free public parking nearby.
  7. Ask Zara a follow-up

    Parking & garage

    1
    Garage
    Outside/Surface
  8. Interior

    1
    Elevator
    None
  9. Lot & land

    1
    Zoning
    RC1
  10. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Retail
    Property class
    Commercial Retail
  11. Combined estimate
    $6,749
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,888
    /mo
    based on the purchase price of $995,000
    $199,000 cash
    $796,000 financed
    $670,441 total interest
    Monthly payment$4,888/ month
    Principal54%$796,000
    Interest46%$670,441

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    More commercial retails in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 63 Lindsay Street
      $824,900
      63 Lindsay Street
      Commercial Retail 3
    • 40 Lindsay Street
      $888,889
      40 Lindsay Street
      Commercial Retail
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of LENNARD COMMERCIAL REALTY · displayed on Summitly per MLS® data-share rules

    40 Lindsay Street S is a 9036 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 40 Lindsay Street S built?

    The year built for 40 Lindsay Street S isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 40 Lindsay Street S?

    The 'Property tax' tab in the History section shows the most recent annual tax for 40 Lindsay Street S plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 40 Lindsay Street S?

    The affordability calculator on this page shows an estimated monthly mortgage for $995,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 40 Lindsay Street S been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 40 Lindsay Street S with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 40 Lindsay Street S in?

    40 Lindsay Street S is in Lindsay, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  21. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.