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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 47 days

    197 Queen Street

    Campbellford·Trent Hills, ON·H3B 3M5·Near Queen / Church

    • 3 beds
    Trent Hills real estate›X12849338
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    FULLY renovated Cozy Home Four Season cottage never lived after renovated with a Charming Getaway Property Featuring 231 Foot WATER Frontage! Close To Amenities, Walking Distance to Downtown. The Quaint Bungalow Home Features 3 Bedrooms, Kitchen, Living Room, Dining Room and Downtown. The Quaint Bungalow Home Features 3 Bedrooms, Kitchen, Living Room, Dining Room and Bathroom/Laundry Room. Outdoors, Your Waterfront Property Features Multiple Points of Access to the Water. Enjoy Sitting in the Gazebo Entertaining Friends, or Perhaps Admiring the Water Views From Your Covered Hot Tub. Stroll Down to the End of the Property to Sunbathe on Your Private Beach Area. If You've Always Dreamt of Having a Place on the Water, Now is the Time and This Could Be the Place. Hot water tank is OWNED and brand new purchased in 2024 as well as Stove and Rangehood.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • FULLY renovated Cozy Home Four Season cottage never lived after renovated with a Charming Getaway Property Featuring 231 Foot WATER Frontage!
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 3, 2026Previously listedNew$468,800 —X13235202View
    Apr 21, 2026Previously listedTer$468,800 —X13024354View
    Mar 5, 2026ListedCurrentFor sale$499,999 —X12849338This page
    Sep 7, 2025Previously listedExp$499,999 —X12387105View
    Nov 9, 2024Previously listedSus$539,900 —X10416513View
    May 23, 2024Previously listedExp$558,800 —X8367264View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 197 Queen Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Fenced Yard
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $197
    0.47% mill rate · ON
    The market

    How this home sits in the Trent Hills market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Trent Hills market right now

    Average sold price, days on market, and closed-transaction count for Trent Hills — sourced from MLS®.

    • Avg sold price
      $547,308
      Last 30 days
    • Median sold price
      $542,500
      Middle of the market
    • Days on market
      66 d
      Avg from list to close
    • Closed last 30d
      70
      MLS® transactions
    Full Trent Hills market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 197 Queen Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 197 Queen Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 197 Queen Street listed for?

      197 Queen Street is listed at $499,999 on the MLS® (listing X12849338). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 197 Queen Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. < 700 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $499,999
    $714 / sqft · MLS® X12849338
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $547,308
    $503,523Confidence range$591,093
    Asking vs estimate
    ↓below
    −$47,309
    (-8.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Trent Hills sell in about 66 days — this one has been listed 47 days.

    Avg sold price
    $547,308
    Median sold
    $542,500
    Avg days on market
    66
    Recently sold
    70
    See comparable sales
  7. Close To Amenities, Walking Distance to Downtown.
  8. The Quaint Bungalow Home Features 3 Bedrooms, Kitchen, Living Room, Dining Room and Downtown.
  9. Enjoy Sitting in the Gazebo Entertaining Friends, or Perhaps Admiring the Water Views From Your Covered Hot Tub.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private Double
  12. Interior

    5
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Main Level
  13. Exterior & construction

    6
    Exterior
    Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Unknown
    View
    Water
    Waterfront
    Y
    Pool
    None
  14. Listing & possession

    3
    Occupancy
    TBD
    Property style
    Bungaloft
    Property class
    Detached
  15. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Kitchen
      vinyl floor · breakfast bar · open concept
      10.9 × 10.1 ft
    • Dining Room
      vinyl floor · combined w/living · w/o to deck
      11.2 × 9.7 ft
    • Living Room
      vinyl floor · overlook water · combined w/dining
      11.1 × 8.5 ft
    • Bedroom 2
      vinyl floor · pot lights · large window
      8.4 × 4.6 ft
    • Bedroom 3
      vinyl floor · overlook water · pot lights
      7.1 × 5.6 ft
    • Primary Bedroom
      vinyl floor · overlook water · large window
      12.6 × 7.1 ft
    Combined estimate
    $2,653
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,999
    $100,000 cash
    $399,999 financed
    $336,904 total interest
    Monthly payment$2,456/ month
    Principal54%$399,999
    Interest46%$336,904

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Trent Hills

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 29 Friendly Acres Road
      Sold
      Sign in for price
      29 Friendly Acres Road
      Detached
    • 72 Booth Street
      Sold
      Sign in for price
      72 Booth Street
      Detached
    • 13387 County Road 29
      Sold
      Sign in for price
      13387 County Road 29
      Detached
    • 1349 Trent River Road
      Sold
      Sign in for price
      1349 Trent River Road
      Detached
    • 72 Campbell Road
      Sold
      Sign in for price
      72 Campbell Road
      Detached
    • 91 MAPLE Street
      Sold
      Sign in for price
      91 MAPLE Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    197 Queen StreetThis home3 / 1700$499,999ask$714——
    29 Friendly Acres Road4 / 31,500—
    72 Booth Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Trent Hills

    Active listings within ±20% of this asking price.

    • 224 Cider Lane
      $494,900
      224 Cider Lane
      Detached 3 2
    • 1176 IXL Road
      $599,000
      1176 IXL Road
      Detached 3 2
    • 273 Victoria Street
      $499,950
      273 Victoria Street
      Detached 2 1
    • 134 Fleming Bay Road
      $599,000
      134 Fleming Bay Road
      Detached 2 1
    • 8 Bradley Bay Road
      $549,900
      8 Bradley Bay Road
      Detached 2 1
    • 77 River Road
      $550,000
      77 River Road
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of CENTURY 21 ATRIA REALTY INC. · displayed on Summitly per MLS® data-share rules

    197 Queen Street is a 3-bedroom, 1-bath, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 197 Queen Street built?

    The year built for 197 Queen Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 197 Queen Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 197 Queen Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 197 Queen Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 197 Queen Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 197 Queen Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 197 Queen Street in?

    197 Queen Street is in Campbellford, Trent Hills. The 'Neighbourhood' section below links to the live Trent Hills real estate hub with average sold price, days on market, and current inventory.

  25. Is Trent Hills a good place to live?

    Trent Hills is one of ON's actively-tracked Summitly markets. The full Trent Hills real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 13387 County Road 29
    3 / 3
    1,500
    —
    1349 Trent River Road3 / 21,100—
    72 Campbell Road3 / 31,100—
    91 MAPLE Street3 / 21,500—