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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 59 daysIncreased +$900

    16 St David Street

    Lindsay·Kawartha Lakes, ON·K9V 1N1·Near King St and St David

    • 2727 sqft
    Kawartha Lakes real estate›X13018332
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Where Character, Comfort & Cash Flow Come Together .Some properties just have a presence... and this one welcomes you in from the moment you arrive. With its classic gabled rooflines and wraparound porch, there's a warmth here that's hard to replicate-a place that feels like home the second you see it. Behind that charming exterior sits a well-cared-for legal triplex, offering a beautiful balance of lifestyle and investment. Whether you're expanding your portfolio or stepping into ownership, this is the kind of property that quietly does the work for you. Inside, you'll find three self-contained, above-grade units, each with its own personality and practical layout .A generous 3-bedroom suite with flexibility to add a private laundry or have extra storage .A refreshed 2-bedroom unit featuring balcony access and its own laundry area. A cozy yet spacious, updated 1-bedroom suite complete with private laundry .Each unit is individually metered for gas and hydro, keeping things simple and efficient, while ample on-site parking for 6 vehicles adds everyday convenience tenants appreciate. Thoughtful exterior improvements, including updated siding and roof (2017), provide peace of mind and long-term value. Perfectly positioned in Lindsay, this home is close to all the essentials-hospital, transit, schools, shopping, and College making it a location that continues to attract quality tenants. This is more than just a triplex ,,it's a property with soul, stability, and the kind of charm that stands out in today's market.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026Price increasedCurrentIncreased$799,900+$900 (0.1%)X13018332This page
    Apr 20, 2026Previously listedPc$799,900 —X13018336View
    Apr 20, 2026ListedCurrentFor sale$799,000 —X13018332This page
    Oct 3, 2025Previously listedExp$849,900 —X12442495View
    Apr 14, 2025Previously listedExp$899,900 —X12082195View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Baseboard
      Air conditioning
      No
      Water source
      Municipal
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 16 St David Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,930
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $269
    0.40% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $680,199
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      325
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 16 St David Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 16 St David Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 16 St David Street listed for?

      16 St David Street is listed at $799,900 on the MLS® (listing X13018332). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 16 St David Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. Investment
  2. Asking
    $799,900
    $293 / sqft · MLS® X13018332
    Chat Zara
  3. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $680,199
    $625,783Confidence range$734,615
    Asking vs estimate
    ↑↑well-above
    +$119,701
    (+17.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 59 days.

    Avg sold price
    $680,199
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    325
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Thoughtful exterior improvements, including updated siding and roof (2017), provide peace of mind and long-term value.
    • Perfectly positioned in Lindsay, this home is close to all the essentials-hospital, transit, schools, shopping, and College making it a location that continues to attract quality tenants.
    Ask Zara a follow-up

    Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    6
  4. Lot & land

    1
    Zoning
    R1
  5. Listing & possession

    3
    Possession
    2026-07-31T00:00:00.000-00:00
    Property style
    Apartment
    Property class
    Investment
  6. Combined estimate
    $4,199
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,930
    /mo
    based on the purchase price of $799,900
    $159,980 cash
    $639,920 financed
    $538,981 total interest
    Monthly payment$3,930/ month
    Principal54%$639,920
    Interest46%$538,981

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    More investments in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 70 Wellington Street
      $899,000
      70 Wellington Street
      Investment
    • 4546 Highway 35
      $749,900
      4546 Highway 35
      Investment
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  7. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  8. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  9. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  10. Public listing courtesy of Re/Max All-Stars Realty Inc. · displayed on Summitly per MLS® data-share rules

    16 St David Street is a 2727 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  11. When was 16 St David Street built?

    The year built for 16 St David Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  12. What is the property tax for 16 St David Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 16 St David Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  13. How much would the monthly mortgage be on 16 St David Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  14. Has 16 St David Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 16 St David Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  15. What neighbourhood is 16 St David Street in?

    16 St David Street is in Lindsay, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  16. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.