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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 50 days

    165 East West Line

    Lakeshore·Niagara-on-the-Lake, ON·L0S 1J0·Near Lakeshore Rd and East West Line

    • 2140 sqft
    Niagara-on-the-Lake real estate›X13133712
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 165 East & West Line in Gorgeous Niagara on the Lake! Nestled among serene orchards and lush vineyards, this unique country property offers nearly 2,400 square feet of finished living space and outstanding income potential, all in the heart of Niagara-on-the-Lake. This spacious completely renovated 2-storey home is thoughtfully designed with two separate living units, making it ideal for multi-generational living or investment purposes. The main floor unit offers 2 bedrooms, a 3-piece bathroom, a 2-piece bathroom along with an eat-in kitchen and comfortable living room. The second floor unit features a primary bedroom with private 3-piece ensuite and a spacious second bedroom. On the second floor there is also an additional 5-piece bathroom, eat-in kitchen and spacious living area. The property also includes a fully finished recreation room in the basement, offering additional space for entertainment or guest accommodations. Currently operating as a licensed Airbnb, alongside the home owners living there, this home generates solid rental income and is a proven money-maker in one of Ontario's most sought-after destinations. Bonus income comes from the 36' x 25' detached shop on the property which is currently leased out, providing an additional annual income of nearly $16,000. There is also great potential to convert the detached shop or garage into a beautiful accessory bungalow dwelling (ADU)for even greater income possibilities. Whether you're looking for a tranquil residence, multi-generational living, a vacation home with income, or a savvy investment, this property delivers. Enjoy the peaceful rural setting while being just minutes from wineries, restaurants, and all that Niagara-on-the-Lake has to offer.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 15, 2026Previously listedNew$1,099,900 —X13133722View
    May 15, 2026ListedCurrentFor sale$1,099,900 —X13133712This page
    Nov 7, 2025Previously listedTer$1,149,900 —X12523686View
    Nov 7, 2025Previously listedTer$1,149,900 —X12523684View
    Jul 28, 2025Previously listedTer$1,445,000 —X12312167View
    Jul 28, 2025Previously listedTer$1,445,000 —X12312176View
    Jun 9, 2025Previously listedTer$999,000 —X12205761View
    May 26, 2025Previously listedSus$1,699,000 —X12174942View
    Mar 24, 2025SoldSold$1,300+$100 (8.3%)X11920710View
    Jan 13, 2025Previously listedLsd$1,200 —X11920710View
    Oct 22, 2024Previously listedTer$1,700 —X9508084View
    Oct 22, 2024Previously listedTer$1,500 —X9507847View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Gas Forced Air Closed
      Air conditioning
      Yes
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 165 East West Line
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,403
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $494
    0.54% mill rate · ON
    The market

    How this home sits in the Niagara-on-the-Lake market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Niagara-on-the-Lake market right now

    Average sold price, days on market, and closed-transaction count for Niagara-on-the-Lake — sourced from MLS®.

    • Avg sold price
      $1,166,570
      Last 30 days
    • Median sold price
      $1,020,000
      Middle of the market
    • Days on market
      52 d
      Avg from list to close
    • Closed last 30d
      99
      MLS® transactions
    Full Niagara-on-the-Lake market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 165 East West Line — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 165 East West Line and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 165 East West Line listed for?

      165 East West Line is listed at $1,099,900 on the MLS® (listing X13133712). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 165 East West Line have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. Investment
  2. Asking
    $1,099,900
    $514 / sqft · MLS® X13133712
    Chat Zara
  3. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,166,570
    $1,073,244Confidence range$1,259,896
    Asking vs estimate
    ≈in-line
    −$66,670
    (-5.7%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Niagara-on-the-Lake sell in about 52 days — this one has been listed 50 days.

    Avg sold price
    $1,166,570
    Median sold
    $1,020,000
    Avg days on market
    52
    Recently sold
    99
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Nestled among serene orchards and lush vineyards, this unique country property offers nearly 2,400 square feet of finished living space and outstanding income potential, all in the heart of Niagara-on-the-Lake.
    • This spacious completely renovated 2-storey home is thoughtfully designed with two separate living units, making it ideal for multi-generational living or investment purposes.
    • The second floor unit features a primary bedroom with private 3-piece ensuite and a spacious second bedroom.
    • On the second floor there is also an additional 5-piece bathroom, eat-in kitchen and spacious living area.
    Ask Zara a follow-up
    Septic
  4. Parking & garage

    3
    Garage
    Double Detached
    Parking spaces
    12
    Driveway
    12
  5. Lot & land

    1
    Zoning
    A
  6. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Accommodation
    Property class
    Investment
  7. Combined estimate
    $5,897
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,403
    /mo
    based on the purchase price of $1,099,900
    $219,980 cash
    $879,920 financed
    $741,124 total interest
    Monthly payment$5,403/ month
    Principal54%$879,920
    Interest46%$741,124

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    More investments in Niagara-on-the-Lake

    Active listings within ±20% of this asking price.

    • 494 Mississagua Street
      $1,100,000
      494 Mississagua Street
      Investment
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  8. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  9. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  10. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  11. Public listing courtesy of COLDWELL BANKER MOMENTUM REALTY, BROKERAGE · displayed on Summitly per MLS® data-share rules

    165 East West Line is a 2140 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  12. When was 165 East West Line built?

    The year built for 165 East West Line isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  13. What is the property tax for 165 East West Line?

    The 'Property tax' tab in the History section shows the most recent annual tax for 165 East West Line plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  14. How much would the monthly mortgage be on 165 East West Line?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,099,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  15. Has 165 East West Line been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 165 East West Line with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  16. What neighbourhood is 165 East West Line in?

    165 East West Line is in Lakeshore, Niagara-on-the-Lake. The 'Neighbourhood' section below links to the live Niagara-on-the-Lake real estate hub with average sold price, days on market, and current inventory.

  17. Is Niagara-on-the-Lake a good place to live?

    Niagara-on-the-Lake is one of ON's actively-tracked Summitly markets. The full Niagara-on-the-Lake real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.