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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 21 days

    116 Bay Street N

    Central·Hamilton, ON·L8R 2P4·Near Bay St North/Cannon St West

    • 2 beds
    Hamilton real estate›X13157128
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
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      Time TBD
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      Date TBD
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    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Live, Invest, or Launch Your Business-Rare D4 Zoning in the Heart of Downtown Hamilton! Turn-key home with income potential, parking, and unmatched walkability steps to transit and top amenities. Welcome to 116 Bay St. North, a beautifully upgraded century semi-detached home in Central Hamilton's Downtown Urban Growth Centre. This move-in-ready property offers functionality, and future potential-ideal for end-users, investors, or buyers seeking flexible live/work opportunities. Positioned on a well-travelled street with excellent visibility, this property offers added exposure for home-based businesses or future commercial use. The side of the building also presents potential for signage/advertising income. Situated in a Walker's Paradise (Walk Score 99), this location offers exceptional convenience with walkable access to Bayfront Park, the Hamilton Farmers' Market, Hess Village, and James Street North. Commuters benefit from proximity to the West Harbour GO Station, while nearby destinations like the TD Coliseum, restaurants, cafes, and everyday services enhance the downtown lifestyle. The home features newly levelled and reinforced flooring, updated bathrooms, and a bright functional layout. Since Oct.2025, approximately $75,000 has been invested into masonry (300+ bricks replaced), drainage improvements, duct/drain servicing, and overall maintenance. Additional highlights include, owned furnace (2022), owned A/C (2025),owned hot water tank, and new Nordic windows (2025) with transferable warranty to 2050. Roof originally completed in 2012 and repaired in 2025. Rare for downtown living, the property offers 2 private parking spaces with the potential to expand to 4. Zoning allows residential, commercial, or mixed-use opportunities. Residential Rental potential of approximately$2,500/month, more if commercial tenant. A rare opportunity.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 21, 2026Previously listedNew$559,000 —X13157150View
    May 21, 2026Previously listedNew$559,000 —X13157158View
    May 21, 2026ListedCurrentFor sale$559,000 —X13157128This page
    May 3, 2026Previously listedTer$399,999 —X13075840View
    May 3, 2026Previously listedTer$399,999 —X13075818View
    May 3, 2026Previously listedTer$399,999 —X13075710View
    Sep 11, 2025SoldSold$475,000−$24,900 (5.0%)X12281459View
    Jul 11, 2025Previously listedSld$499,900 —X12281459View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 116 Bay Street N
    What's nearby

    Points of interest classified by the MLS® feed.

    • Arts Centre
    • Fenced Yard
    • Hospital
    • Library
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,746
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $289
    0.62% mill rate · ON
    The market

    How this home sits in the Hamilton market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Hamilton market right now

    Average sold price, days on market, and closed-transaction count for Hamilton — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Hamilton market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 116 Bay Street N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 116 Bay Street N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 116 Bay Street N listed for?

      116 Bay Street N is listed at $559,000 on the MLS® (listing X13157128). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 116 Bay Street N have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Semi-Detached
  4. Built 100+
  5. Asking
    $559,000
    $0 / sqft · MLS® X13157128
    Chat Zara
  6. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Hamilton.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Turn-key home with income potential, parking, and unmatched walkability steps to transit and top amenities.
    • Situated in a Walker's Paradise (Walk Score 99), this location offers exceptional convenience with walkable access to Bayfront Park, the Hamilton Farmers' Market, Hess Village, and James Street North.
    • The home features newly levelled and reinforced flooring, updated bathrooms, and a bright functional layout.
    • Rare for downtown living, the property offers 2 private parking spaces with the potential to expand to 4.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Available, Private Double
  8. Interior

    5
    Basement
    Full, Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Lower Level
  9. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Brick
    View
    City
    Pool
    None
  10. Lot & land

    2
    Year built
    100+
    Zoning
    D4
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Semi-Detached
  12. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Kitchen
      laminate · backsplash · w/o to yard
      11.1 × 10.2 ft
    • Foyer
      laminate · window · w/o to patio
      7.1 × 5.6 ft
    • Family Room
      laminate · large window · formal rm
      13.9 × 9.7 ft
    • Dining Room
      laminate · formal rm · large window
      10.9 × 12.7 ft

    Second level

    3 rooms
    • Bedroom 2
      laminate · large closet · b/i closet
      10.9 × 8.6 ft
    • Bathroom
      4 pc bath · ceramic floor · soaking tub
      10.9 × 6.8 ft
    • Primary Bedroom
      laminate · large closet · b/i closet
      11.3 × 9.5 ft

    Basement level

    3 rooms
    • Laundry
      ceramic floor · combined w/rec · window
      6.2 × 7.1 ft
    • Recreation
      ceramic floor · window · combined w/laundry
      16.7 × 14.9 ft
    • Bathroom
      ceramic floor · 3 pc bath · step-up
      6.2 × 7.1 ft
  13. Park
  14. Public Transit
  15. Combined estimate
    $3,035
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,746
    /mo
    based on the purchase price of $559,000
    $111,800 cash
    $447,200 financed
    $376,660 total interest
    Monthly payment$2,746/ month
    Principal54%$447,200
    Interest46%$376,660

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable semi-detacheds that just sold in Hamilton

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 68 Tindale Court
      Sold
      Sign in for price
      68 Tindale Court
      Semi-Detached
    • 80 WENDOVER Drive
      Sold
      Sign in for price
      80 WENDOVER Drive
      Semi-Detached
    • 192 Oakland Drive
      Sold
      Sign in for price
      192 Oakland Drive
      Semi-Detached
    • 29 Sunnycroft Court
      Sold
      Sign in for price
      29 Sunnycroft Court
      Semi-Detached
    • 90 Gibson Avenue
      Sold
      Sign in for price
      90 Gibson Avenue
      Semi-Detached
    • 228 Golden Orchard Drive
      Sold
      Sign in for price
      228 Golden Orchard Drive
      Semi-Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    116 Bay Street NThis home2 / 27,001,100$559,000ask———
    68 Tindale Court5 / 2700—
    80 WENDOVER Drive2 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More semi-detacheds in Hamilton

    Active listings within ±20% of this asking price.

    • 356 Hughson Street
      $649,900
      356 Hughson Street
      Semi-Detached 2 2
    • 47 New Street
      $549,900
      47 New Street
      Semi-Detached 2 2
    • 138 Memorial Avenue
      $569,900
      138 Memorial Avenue
      Semi-Detached 3 2
    • 118 Cathcart Street
      $474,900
      118 Cathcart Street
      Semi-Detached 3 2
    • 69 Fairway Drive
      $599,900
      69 Fairway Drive
      Semi-Detached 4 2
    • 5 Hugo Court
      $589,900
      5 Hugo Court
      Semi-Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of RE/MAX ABOUTOWNE REALTY CORP. · displayed on Summitly per MLS® data-share rules

    116 Bay Street N is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 116 Bay Street N built?

    116 Bay Street N was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 116 Bay Street N?

    The 'Property tax' tab in the History section shows the most recent annual tax for 116 Bay Street N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 116 Bay Street N?

    The affordability calculator on this page shows an estimated monthly mortgage for $559,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 116 Bay Street N been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 116 Bay Street N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 116 Bay Street N in?

    116 Bay Street N is in Central, Hamilton. The 'Neighbourhood' section below links to the live Hamilton real estate hub with average sold price, days on market, and current inventory.

  25. Is Hamilton a good place to live?

    Hamilton is one of ON's actively-tracked Summitly markets. The full Hamilton real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 192 Oakland Drive
    4 / 2
    1,100
    —
    29 Sunnycroft Court3 / 41,100—
    90 Gibson Avenue2 / 1700—
    228 Golden Orchard Drive3 / 2700—