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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 26 days

    428 King Street W

    Strathcona·Hamilton, ON·L8P 1B7·Near King Street West and Pearl Street

    • 3290 sqft
    Hamilton real estate›X13213772
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 428 King Street West! An exceptional mixed-use investment opportunity in the heart of West Hamilton's Strathcona neighbourhood. Ideally positioned at the corner of King Street West and Pearl Street North, along the future Hamilton LRT corridor, this property offers strong income, long-term growth potential, and outstanding street visibility. The approximately 3,290 sq. ft. building features 1,728 sq. ft. of ground-floor commercial space with large display windows and excellent exposure, plus four residential units on the second floor with a separate entrance off Pearl Street North. The upper level includes one self-contained one-bedroom apartment and three individual rooms sharing a kitchen and bathroom. All units, including the commercial space, are currently rented, generating consistent monthly cash flow. Zoned Transit Oriented Corridor (TOC), the property allows a wide range of uses, including medical, retail, and office. With quick access to Highway 403, public transit, and within walking distance of Locke Street and West End amenities, this is a turnkey investment in one of Hamilton's most desirable growth areas.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 9, 2026Previously listedNew$2,500 —X13420408View
    May 29, 2026ListedCurrentFor sale$799,000 —X13213772This page
    Feb 10, 2026Previously listedTer$849,999 —X12775162View
    Feb 10, 2026Previously listedTer$2,500 —X12775284View
    Oct 27, 2025Previously listedTer$899,999 —X12484434View
    Oct 7, 2024Previously listedTer$899,999 —X9390600View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Gas Forced Air Closed
      Air conditioning
      Partial
      Water source
      Municipal
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 428 King Street W
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,925
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $819
    1.23% mill rate · ON
    The market

    How this home sits in the Hamilton market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Hamilton market right now

    Average sold price, days on market, and closed-transaction count for Hamilton — sourced from MLS®.

    • Avg sold price
      $769,702
      Last 30 days
    • Median sold price
      $695,000
      Middle of the market
    • Days on market
      35 d
      Avg from list to close
    • Closed last 30d
      1,440
      MLS® transactions
    Full Hamilton market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 428 King Street W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 428 King Street W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 428 King Street W listed for?

      428 King Street W is listed at $799,000 on the MLS® (listing X13213772). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 428 King Street W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. Commercial Retail
  2. Asking
    $799,000
    $243 / sqft · MLS® X13213772
    Chat Zara
  3. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $769,702
    $708,126Confidence range$831,278
    Asking vs estimate
    ≈in-line
    +$29,298
    (+3.8%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price (limited data on this listing).

    Market analytics

    Homes like this in Hamilton sell in about 35 days — this one has been listed 26 days.

    Avg sold price
    $769,702
    Median sold
    $695,000
    Avg days on market
    35
    Recently sold
    1440
    See comparable sales
    The upper level includes one self-contained one-bedroom apartment and three individual rooms sharing a kitchen and bathroom.
  4. All units, including the commercial space, are currently rented, generating consistent monthly cash flow.
  5. Zoned Transit Oriented Corridor (TOC), the property allows a wide range of uses, including medical, retail, and office.
  6. With quick access to Highway 403, public transit, and within walking distance of Locke Street and West End amenities, this is a turnkey investment in one of Hamilton's most desirable growth areas.
  7. Ask Zara a follow-up

    Parking & garage

    1
    Garage
    None
  8. Lot & land

    1
    Zoning
    TOC1
  9. Listing & possession

    3
    Occupancy
    FLEXIBLE
    Property style
    Multi-Use
    Property class
    Commercial Retail
  10. Combined estimate
    $4,744
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,925
    /mo
    based on the purchase price of $799,000
    $159,800 cash
    $639,200 financed
    $538,374 total interest
    Monthly payment$3,925/ month
    Principal54%$639,200
    Interest46%$538,374

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    More commercial retails in Hamilton

    Active listings within ±20% of this asking price.

    • 2340 WILSON Street
      $799,888
      2340 WILSON Street
      Commercial Retail 2
    • 172 Beach Road
      $699,000
      172 Beach Road
      Commercial Retail
    • 597 Barton Street
      $699,999
      597 Barton Street
      Commercial Retail 3
    • 309 & 311 King Street
      $799,800
      309 & 311 King Street
      Commercial Retail
    • 309 & 311 King Street
      $799,800
      309 & 311 King Street
      Commercial Retail
    • 1091 Main Street
      $850,000
      1091 Main Street
      Commercial Retail
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Royal LePage Real Estate Associates · displayed on Summitly per MLS® data-share rules

    428 King Street W is a 3290 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 428 King Street W built?

    The year built for 428 King Street W isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 428 King Street W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 428 King Street W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 428 King Street W?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 428 King Street W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 428 King Street W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 428 King Street W in?

    428 King Street W is in Strathcona, Hamilton. The 'Neighbourhood' section below links to the live Hamilton real estate hub with average sold price, days on market, and current inventory.

  20. Is Hamilton a good place to live?

    Hamilton is one of ON's actively-tracked Summitly markets. The full Hamilton real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.