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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    12 North Street

    Fenelon Falls·Kawartha Lakes, ON·K0M 1N0·Near COUNTY RD 8 AND NORTH STREET

    • 3 beds
    Kawartha Lakes real estate›X13458646
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to where timeless elegance meets small-town charm, perfectly situated on a rare double lot in one of the Kawartha Lakes' most sought-after communities. This beautifully maintained 2-storey home offers 3 bedrooms and 2 bathrooms, blending classic character with warm, inviting living spaces.Ideally located within walking distance to the beach, waterfront parks, boutique shopping, restaurants, cafés, and everyday amenities, you'll enjoy the best of small-town living right at your doorstep.The bright eat-in kitchen serves as the heart of the home, offering the perfect space for family meals and entertaining. French doors lead to a formal dining room, ideal for hosting holiday gatherings and special occasions. The spacious living room is rich with character, featuring custom built-in cabinetry and a cozy propane fireplace that creates a welcoming atmosphere year-round.Upstairs, you'll find three generously sized bedrooms, providing comfort, privacy, and a peaceful retreat at the end of the day.Step outside and discover beautifully curated gardens that create a private outdoor oasis. The expansive double lot offers exceptional space, privacy, and endless possibilities for outdoor enjoyment.Need room for hobbies, storage, or business? This property delivers. In addition to the detached 1.5-car garage, the impressive 32' x 60' outbuilding provides incredible flexibility for hobbyists, tradespeople, collectors, or entrepreneurs. With (R1-5) zoning that permits a home-based business , this unique property offers the opportunity to live and work from one exceptional location.Combining character, functionality, and future potential, this is more than just a home-it's a lifestyle property offering space, charm, and convenience in the heart of the Kawarthas. A rare opportunity to enjoy everything this vibrant waterfront community has to offer.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026ListedCurrentFor sale$549,000 —X13458646This page
    Apr 20, 2026Previously listedTer$649,000 —X13020354View
    Jun 25, 2024Previously listedExp$699,000 —X8475424View
    Mar 19, 2024Previously listedExp$749,000 —X8153798View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 12 North Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,697
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $172
    0.37% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $677,799
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      329
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 12 North Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 12 North Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 12 North Street listed for?

      12 North Street is listed at $549,000 on the MLS® (listing X13458646). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 12 North Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 100+
  5. .50-1.99 ac lot
  6. Asking
    $549,000
    $0 / sqft · MLS® X13458646
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $677,799
    $623,575Confidence range$732,023
    Asking vs estimate
    ↓below
    −$128,799
    (-19.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 2 days.

    Avg sold price
    $677,799
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    329
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Welcome to where timeless elegance meets small-town charm, perfectly situated on a rare double lot in one of the Kawartha Lakes' most sought-after communities.
    • French doors lead to a formal dining room, ideal for hosting holiday gatherings and special occasions.
    • The expansive double lot offers exceptional space, privacy, and endless possibilities for outdoor enjoyment.Need room for hobbies, storage, or business?
    • In addition to the detached 1.5-car garage, the impressive 32' x 60' outbuilding provides incredible flexibility for hobbyists, tradespeople, collectors, or entrepreneurs.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    12
    Driveway
    10
  9. Interior

    6
    Basement
    Partial Basement, Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    5
    Exterior
    Stucco (Plaster)
    Roof
    Metal, Asphalt Shingle
    Foundation
    Stone
    View
    Clear, Garden
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    R1-5
  12. Listing & possession

    3
    Possession
    2026-07-20T00:00:00.000-00:00
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      20.0 × 15.0 ft
    • Sunroom
      8.0 × 9.0 ft
    • Dining Room
      13.0 × 17.0 ft
    • Kitchen
      Eat-in Kitchen
      16.0 × 12.0 ft
    • Laundry
      9.0 × 8.0 ft

    Second level

    3 rooms
    • Primary Bedroom
      9.4 × 16.0 ft
    • Bedroom 3
      8.4 × 9.8 ft
    • Bedroom 2
      11.0 × 12.0 ft
    Combined estimate
    $2,869
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,697
    /mo
    based on the purchase price of $549,000
    $109,800 cash
    $439,200 financed
    $369,922 total interest
    Monthly payment$2,697/ month
    Principal54%$439,200
    Interest46%$369,922

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 2790 Highway 35 Highway
      Sold
      Sign in for price
      2790 Highway 35 Highway
      Detached
    • 50 Trent Canal Road
      Sold
      Sign in for price
      50 Trent Canal Road
      Detached
    • 78 Riverbank Road
      Sold
      Sign in for price
      78 Riverbank Road
      Detached
    • 83 Peel Street
      Sold
      Sign in for price
      83 Peel Street
      Detached
    • 8 Green Arbour Way
      Sold
      Sign in for price
      8 Green Arbour Way
      Detached
    • 46 Mcguire Beach Road
      Sold
      Sign in for price
      46 Mcguire Beach Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    12 North StreetThis home3 / 215,002,000$549,000ask———
    2790 Highway 35 Highway3 / 2700—
    50 Trent Canal Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 164 Colborne Street
      $509,900
      164 Colborne Street
      Detached 2 2
    • 40 Elliot Street
      $599,900
      40 Elliot Street
      Detached 4 2
    • 45 Peace Road
      $589,900
      45 Peace Road
      Detached 3 2
    • 7 Hawk Street
      $610,000
      7 Hawk Street
      Detached 2 2
    • 18 Birch Crescent
      $599,999
      18 Birch Crescent
      Detached 2 2
    • 7 Champlain Boulevard
      $608,800
      7 Champlain Boulevard
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Fenelon Falls Real Estate Ltd. · displayed on Summitly per MLS® data-share rules

    12 North Street is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 12 North Street built?

    12 North Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 12 North Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 12 North Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 12 North Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $549,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 12 North Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 12 North Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 12 North Street in?

    12 North Street is in Fenelon Falls, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  23. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 78 Riverbank Road
    2 / 1
    700
    —
    83 Peel Street3 / 21,500—
    8 Green Arbour Way2 / 31,100—
    46 Mcguire Beach Road2 / 11,100—