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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 26 days

    197 CHARLOTTE Street

    Sugarloaf·Port Colborne, ON·L3K 3E3·Near HWY 58 to West Side Road to Steele. Take Steele St. to Charlotte.

    • 2 beds
    Port Colborne real estate›X8499550
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    LOCATION! LOCATION! LOCATION! in ideal West Port Colborne. Plus you know you can’t beat a brick bungalow! Pride of ownership evident in every room. No attention to functionality or detail has been overlooked. Recently updated kitchen, as well as new 2nd bathroom. Large heated workshop with bonus room. Attic space with easy access, provides an area for extra storage or room for a future expansion. Single car garage with power (240 for welder) . Blocks away from Sugarloaf Marina and HH Knoll Park. Great starter home or a gorgeous place to retire. This is a must see, you will be pleasantly surprised. Port Colborne, a great little fishing town!(the rock says so )

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Recently updated kitchen, as well as new 2nd bathroom.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 26, 2026Previously listedSce$449,000 —X13196112View
    Apr 15, 2026Previously listedTer$479,000 —X13007146View
    Apr 6, 2023ListedCurrentFor sale$499,900 —X8499550This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Water
      Air conditioning
      Other
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 197 CHARLOTTE Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Hospital
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $255
    0.61% mill rate · ON
    The market

    How this home sits in the Port Colborne market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Port Colborne market right now

    Average sold price, days on market, and closed-transaction count for Port Colborne — sourced from MLS®.

    • Avg sold price
      $530,733
      Last 30 days
    • Median sold price
      $511,000
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      72
      MLS® transactions
    Full Port Colborne market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 197 CHARLOTTE Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 197 CHARLOTTE Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 197 CHARLOTTE Street listed for?

      197 CHARLOTTE Street is listed at $499,900 on the MLS® (listing X8499550). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 197 CHARLOTTE Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $499,900
    $0 / sqft · MLS® X8499550
    Chat Zara
    197 CHARLOTTE Street — photo 4
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $387,435
    $356,440Confidence range$418,430
    Asking vs estimate
    ↑↑well-above
    +$112,465
    (+29.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Port Colborne sell in about 48 days — this one has been listed 26 days.

    Avg sold price
    $530,733
    Median sold
    $511,000
    Avg days on market
    48
    Recently sold
    72
    See comparable sales
    Attic space with easy access, provides an area for extra storage or room for a future expansion.
  8. Single car garage with power (240 for welder) .
  9. Blocks away from Sugarloaf Marina and HH Knoll Park.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Private
  12. Interior

    4
    Basement
    Unfinished, Crawl Space
    Kitchens
    1
    Total rooms
    10
    Elevator
    N
  13. Exterior & construction

    4
    Exterior
    Brick Front, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block, Poured Concrete
    Pool
    None
  14. Lot & land

    3
    Year built
    51-99
    Lot dimensions
    157 x 40
    Zoning
    R2
  15. Listing & possession

    3
    Occupancy
    60TO89
    Property style
    Bungalow
    Property class
    Detached
  16. Combined estimate
    $2,711
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,900
    $99,980 cash
    $399,920 financed
    $336,838 total interest
    Monthly payment$2,456/ month
    Principal54%$399,920
    Interest46%$336,838

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Port Colborne

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 4706 Miller Road
      Sold
      Sign in for price
      4706 Miller Road
      Detached
    • 181 Cross Street
      Sold
      Sign in for price
      181 Cross Street
      Detached
    • 146 Neff Street
      Sold
      Sign in for price
      146 Neff Street
      Detached
    • 70 Oriole Crescent
      Sold
      Sign in for price
      70 Oriole Crescent
      Detached
    • 31 BEECH Street
      Sold
      Sign in for price
      31 BEECH Street
      Detached
    • 3265 Firelane 10
      Sold
      Sign in for price
      3265 Firelane 10
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    197 CHARLOTTE StreetThis home2 / 27,001,100$499,900ask———
    4706 Miller Road3 / 31,500—
    181 Cross Street3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Port Colborne

    Active listings within ±20% of this asking price.

    • 98 Victoria Street
      $450,000
      98 Victoria Street
      Detached 3 1
    • 256 Clarke Street
      $499,900
      256 Clarke Street
      Detached 3 2
    • 453 Fares Street
      $439,900
      453 Fares Street
      Detached 3 1
    • 13 RIDGEWOOD Avenue
      $539,900
      13 RIDGEWOOD Avenue
      Detached 3 2
    • 224 Clarke Street
      $429,900
      224 Clarke Street
      Detached 2 1
    • 230 Wellington Street
      $565,000
      230 Wellington Street
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of A.G. ROBINS & COMPANY LTD, BROKERAGE · displayed on Summitly per MLS® data-share rules

    197 CHARLOTTE Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 197 CHARLOTTE Street built?

    197 CHARLOTTE Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 197 CHARLOTTE Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 197 CHARLOTTE Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 197 CHARLOTTE Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 197 CHARLOTTE Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 197 CHARLOTTE Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 197 CHARLOTTE Street in?

    197 CHARLOTTE Street is in Sugarloaf, Port Colborne. The 'Neighbourhood' section below links to the live Port Colborne real estate hub with average sold price, days on market, and current inventory.

  26. Is Port Colborne a good place to live?

    Port Colborne is one of ON's actively-tracked Summitly markets. The full Port Colborne real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 146 Neff Street
    2 / 2
    1,100
    —
    70 Oriole Crescent3 / 32,000—
    31 BEECH Street2 / 1700—
    3265 Firelane 104 / 11,100—