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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 14 days

    12 KINGSTON Street

    Rideau Lakes (South Crosby) Twp·Rideau Lakes, ON·K0G 1E0·Near Highway 15 to Main St., Elgin, turn right on Kingston St., #12 is on the right

    Rideau Lakes real estate›X9026376
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Buy your first home, raise your family or retire & get to know your neighbors, in the village of Elgin, population +/- 300. This 4 bedroom 2 bath turn of the century brick home sits near Jones Falls, Chaffey's Locks & the Rideau system of lakes, 45 mins. from Kingston & Brockville, 30 mins. from Smith Falls. Recent updates kept original features & character: 25 new custom windows, cellar spray foamed, knob & tube wiring removed (2020), new plumbing, brickwork repointed, exterior woodwork painted, fascia & roof metal repaired, 6" eaves & downspouts installed (2021), propane furnace & central air (2016), new septic system (2010), kitchen & baths redone, interior painting, some pine ceilings & flooring added/refinished/replaced. Ample storage space in the home & outbuilding/workshop which may not look pretty but has been shored up below. The gently sloping 132' X 224' lot has a fenced backyard for kids & pets & room for gardens or a pool. Come have a look now! Quick closing available.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 23, 2026Previously listedNew$579,900 —X13485396View
    Apr 1, 2026Previously listedTer$599,900 —X12944080View
    May 29, 2023ListedCurrentFor sale$424,900 —X9026376This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      3
      Heating
      Forced Air
      Air conditioning
      Central Air
      Sewer
      Septic
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 12 KINGSTON Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,087
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $132
    0.37% mill rate · ON
    The market

    How this home sits in the Rideau Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Rideau Lakes market right now

    Average sold price, days on market, and closed-transaction count for Rideau Lakes — sourced from MLS®.

    • Avg sold price
      $608,327
      Last 30 days
    • Median sold price
      $557,500
      Middle of the market
    • Days on market
      42 d
      Avg from list to close
    • Closed last 30d
      74
      MLS® transactions
    Full Rideau Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 12 KINGSTON Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 12 KINGSTON Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 12 KINGSTON Street listed for?

      12 KINGSTON Street is listed at $424,900 on the MLS® (listing X9026376). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 12 KINGSTON Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 beds
  2. 2 baths
  3. 2351 sqft
  4. Detached
  5. .50-1.99 ac lot
  6. Asking
    $424,900
    $181 / sqft · MLS® X9026376
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $717,826
    $660,400Confidence range$775,252
    Asking vs estimate
    ↓below
    −$292,926
    (-40.8%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Rideau Lakes sell in about 42 days — this one has been listed 14 days.

    Avg sold price
    $608,327
    Median sold
    $557,500
    Avg days on market
    42
    Recently sold
    74
    See comparable sales
    Ample storage space in the home & outbuilding/workshop which may not look pretty but has been shored up below.
  8. The gently sloping 132' X 224' lot has a fenced backyard for kids & pets & room for gardens or a pool.
  9. Come have a look now!
  10. Quick closing available.
  11. Ask Zara a follow-up

    Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private, Other
  12. Interior

    4
    Basement
    Walk-Up, Partially Finished
    Kitchens
    1
    Total rooms
    12
    Elevator
    N
  13. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Metal
    Foundation
    Stone
    View
    Trees/Woods
    Pool
    None
  14. Lot & land

    2
    Lot dimensions
    224.4 x 132
    Zoning
    General residential/RG
  15. Listing & possession

    3
    Occupancy
    IMMED
    Property style
    2-Storey
    Property class
    Detached
  16. Combined estimate
    $2,219
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,087
    /mo
    based on the purchase price of $424,900
    $84,980 cash
    $339,920 financed
    $286,302 total interest
    Monthly payment$2,087/ month
    Principal54%$339,920
    Interest46%$286,302

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Rideau Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 477 Hwy 29 Road
      Sold
      Sign in for price
      477 Hwy 29 Road
      Detached
    • 566 Highway 15 Highway
      Sold
      Sign in for price
      566 Highway 15 Highway
      Detached
    • 38 Wills Road
      Sold
      Sign in for price
      38 Wills Road
      Detached
    • 3183A Thousand Acre Road
      Sold
      Sign in for price
      3183A Thousand Acre Road
      Detached
    • 18 O9 Road
      Sold
      Sign in for price
      18 O9 Road
      Detached
    • 9727 Highway 42
      Sold
      Sign in for price
      9727 Highway 42
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    12 KINGSTON StreetThis home4 / 22,351$424,900ask$181——
    477 Hwy 29 Road3 / 21,500—
    566 Highway 15 Highway3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Rideau Lakes

    Active listings within ±20% of this asking price.

    • 8 Birch Island
      $367,000
      8 Birch Island
      Detached 3 1
    • 620 Highway 15 Highway
      $460,000
      620 Highway 15 Highway
      Detached 6 3
    • 415 Yvon Lane
      $459,000
      415 Yvon Lane
      Detached 3 1
    • 7040 Lower Beverley Road
      $399,900
      7040 Lower Beverley Road
      Detached 3 1
    • 9851 Highway 42 Highway
      $469,000
      9851 Highway 42 Highway
      Detached 3 2
    • 10 Bay Road
      $469,000
      10 Bay Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Redmond Realty Ltd., Brokerage · displayed on Summitly per MLS® data-share rules

    12 KINGSTON Street is a 4-bedroom, 2-bath, 2351 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 12 KINGSTON Street built?

    The year built for 12 KINGSTON Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  22. What is the property tax for 12 KINGSTON Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 12 KINGSTON Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 12 KINGSTON Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $424,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 12 KINGSTON Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 12 KINGSTON Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 12 KINGSTON Street in?

    12 KINGSTON Street is in Rideau Lakes (South Crosby) Twp, Rideau Lakes. The 'Neighbourhood' section below links to the live Rideau Lakes real estate hub with average sold price, days on market, and current inventory.

  26. Is Rideau Lakes a good place to live?

    Rideau Lakes is one of ON's actively-tracked Summitly markets. The full Rideau Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 38 Wills Road
    3 / 1
    1,100
    —
    3183A Thousand Acre Road3 / 21,500—
    18 O9 Road3 / 2700—
    9727 Highway 423 / 31,500—