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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 72 daysPrice drop · $35,000 off (-5.2%)

    223 NIAGARA Street

    Facer·St. Catharines, ON·L2M 4V3·Near Niagara & Vine

    • 6 beds
    St. Catharines real estate›X9409631
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this stunning and expansive 2-story home, perfect for first-time homebuyers or large multi-family households! This versatile property offers: **5+ Bedrooms: Ample space for a growing family or multiple tenants. **3+ Bathrooms:Convenience and comfort with multiple bathrooms. **3 Kitchens: Fully-equipped kitchens one on each level, ideal for rental opportunities or extended family. **Hardwood/Laminate Floors: flooring throughout the home. Hardwood under the carpets on second floor **Close to All Amenities: Enjoy the convenience of nearby shopping, dining, schools, and public transportation. **Large Yard:** Perfect for outdoor activities, gardening, or entertaining. **Driveway with Lots of Parking:** No more parking hassles with ample space for multiple vehicles. Features **Main Level:** Spacious living area, 2 bedrooms, 1 bathroom, and a full kitchen. **Upper Level:** 3 additional bedrooms, 1 bathroom, and a second full kitchen. **Possible Basement Apartment:** Features a third kitchen, additional living space, and a bathroom – an excellent rental opportunity. **Outdoor Space:** The large yard provides plenty of room for kids to play and for family gatherings. **Parking:** Driveway fits multiple cars, ensuring ample parking for residents and guests. This home offers unmatched flexibility and potential for additional income, making it an excellent investment for first-time buyers or those seeking a multi-generational living arrangement. **Don't miss out on this unique opportunity! Schedule a viewing today and imagine the possibilities!**

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 21, 2026Price reducedCurrentReduced$640,000−$35,000 (5.2%)X9409631This page
    Jun 1, 2026Previously listedNew$459,999 —X13226782View
    Jan 14, 2026Previously listedExp$460,000 —X12697804View
    Sep 6, 2025Previously listedExp$490,000 —X12386784View
    May 31, 2025Previously listedExp$509,999 —X12187131View
    Jan 3, 2025Previously listedExp$514,999 —X11905869View
    Oct 29, 2024Previously listedTer$599,999 —X10413836View
    Oct 2, 2024Previously listedExp$599,999 —X9414873View
    Jul 20, 2024ListedCurrentFor sale$675,000 —X9409631This page
    May 17, 2024Previously listedExp$675,000 —X8356730View
    May 17, 2024Previously listedExp$675,000 —X9405881View
    Mar 13, 2024Previously listedTer$699,999 —X8823116View
    Jan 4, 2024Previously listedTer$705,000 —X8901921View
    Nov 16, 2023Previously listedExp$705,000 —X8707818View
    Oct 30, 2023Previously listedTer$709,000 —X8822488View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Water
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 223 NIAGARA Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,144
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $236
    0.44% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $582,123
      Last 30 days
    • Median sold price
      $555,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      473
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 223 NIAGARA Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 223 NIAGARA Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 223 NIAGARA Street listed for?

      223 NIAGARA Street is listed at $640,000 on the MLS® (listing X9409631). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 223 NIAGARA Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 3000-3500 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $640,000
    $0 / sqft · MLS® X9409631
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $896,469
    $824,752Confidence range$968,187
    Asking vs estimate
    ↓below
    −$256,469
    (-28.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 6 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Catharines sell in about 38 days — this one has been listed 72 days.

    Avg sold price
    $582,123
    Median sold
    $555,000
    Avg days on market
    38
    Recently sold
    473
    See comparable sales
    AI highlights by Zara
    • Schedule a viewing today and imagine the possibilities!**
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  9. Interior

    4
    Basement
    Partially Finished, Full
    Kitchens
    1
    Total rooms
    12
    Elevator
    N
  10. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  11. Lot & land

    3
    Year built
    51-99
    Lot dimensions
    140 x 35
    Zoning
    R2
  12. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    2-Storey
    Property class
    Detached
  13. Combined estimate
    $3,380
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,144
    /mo
    based on the purchase price of $640,000
    $128,000 cash
    $512,000 financed
    $431,238 total interest
    Monthly payment$3,144/ month
    Principal54%$512,000
    Interest46%$431,238

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 178 Rykert Street
      Sold
      Sign in for price
      178 Rykert Street
      Detached
    • 22 Briarfield Crescent
      Sold
      Sign in for price
      22 Briarfield Crescent
      Detached
    • 37 Catherine Street
      Sold
      Sign in for price
      37 Catherine Street
      Detached
    • 3 Hallcrest Avenue
      Sold
      Sign in for price
      3 Hallcrest Avenue
      Detached
    • 331 St Paul Street
      Sold
      Sign in for price
      331 St Paul Street
      Detached
    • 267 VANSICKLE Road
      Sold
      Sign in for price
      267 VANSICKLE Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    223 NIAGARA StreetThis home6 / 330,003,500$640,000ask———
    178 Rykert Street6 / 52,500—
    22 Briarfield Crescent5 / 41,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Catharines

    Active listings within ±20% of this asking price.

    • 6 Cedardale Avenue
      $569,900
      6 Cedardale Avenue
      Detached 6 3
    • 36 Brighton Avenue
      $549,900
      36 Brighton Avenue
      Detached 5 3
    • 143 Village Road
      $699,900
      143 Village Road
      Detached 5 3
    • 6 Harcove Street
      $729,000
      6 Harcove Street
      Detached 5 2
    • 196 King Street
      $699,900
      196 King Street
      Detached 6 2
    • 21 Lincoln Avenue
      $749,000
      21 Lincoln Avenue
      Detached 5 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of ROYAL LEPAGE NRC REALTY · displayed on Summitly per MLS® data-share rules

    223 NIAGARA Street is a 6-bedroom, 3-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 223 NIAGARA Street built?

    223 NIAGARA Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 223 NIAGARA Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 223 NIAGARA Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 223 NIAGARA Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $640,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 223 NIAGARA Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 223 NIAGARA Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 223 NIAGARA Street in?

    223 NIAGARA Street is in Facer, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  23. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 37 Catherine Street
    6 / 2
    1,100
    —
    3 Hallcrest Avenue5 / 21,100—
    331 St Paul Street5 / 21,500—
    267 VANSICKLE Road5 / 42,000—