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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    Financing

    Financing.

    The latest Ontario real estate articles, guides, and market analysis in Financing.

    2 articles·AI-augmented analysis·Updated monthly
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    All articles in Financing

    2 articles · sorted by newest first

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    FHSA vs RRSP HBP — Which Down-Payment Tool Wins in 2026?Financing

    FHSA vs RRSP HBP — Which Down-Payment Tool Wins in 2026?

    FHSA is generally the better starting point in 2026: tax deduction going in, tax-free out, no repayment. But the RRSP HBP still plays in two specific scenarios.

    May 18, 20266 min read
    Fixed vs Variable Mortgage in Ontario — Which Wins in 2026?Financing

    Fixed vs Variable Mortgage in Ontario — Which Wins in 2026?

    With the Bank of Canada cutting and bond yields softening, the math has tilted toward 3-year fixed for most Ontario buyers in 2026. Here's when variable still wins.

    Mar 22, 20266 min read
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    Get specific answers, not just headlines.

    Zara pulls live MLS, rate, and neighbourhood data and explains what financing means for your specific address, budget, or timeline. 50+ languages.

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