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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 28 days

    1051C Hereford Highlands Lane

    Frontenac North·Ardoch, ON·K0H 1C0·Near Smith Road & Ardoch Road

    • 3 beds
    Ardoch real estate›X13206288
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Unrivaled Privacy: Discover Your Exclusive Sanctuary on Farm Lake. Are you ready to step into the ideal cottage lifestyle? This spacious 3-season, 3-bedroom property on Farm Lake -part of the picturesque Mississippi River system-has been thoughtfully designed for family and friends. Situated on The Mississippi River system. on Farm Lake, the cottage property is private, situated on an expansive, level lot of just under 1 acre and 245 ft of waterfront, this 3-season retreat offers everything needed for a perfect summer. Escape to the truly rare experience of Farm Lake. Known as a "closed" lake with absolutely zero public access, this property guarantees a peaceful and private waterfront lifestyle unlike any other. This is the epitome of secluded cottage living, complemented by a close-knit community of owners.The 3-bedroom cottage offers plenty of space for family & friends, ready for gathering, featuring an open-concept kitchen and dining area, a welcoming foyer for all your gear, and a living room centered around a cozy woodstove and expansive lake views. Step out from the living room directly onto the screened sun porch for additional living and dining space.The exterior is what truly sets this property apart with level grounds providing multiple opportunities, perfect for dock living, a beach, a private boat launch and expansive space for outdoor games and space. Plus, there is a 2-car garage to store essential storage for all your boats, outdoor toys, and vehicles. Farm Lake is well known for its private waterfront experience, its close community of cottage owners and peaceful lifestyle. If you seek true privacy and a peaceful lifestyle on the water, this Farm Lake gem is not to be missed. This is the epitome of cottage life style, not to be missed.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 27, 2026ListedCurrentFor sale$499,995 —X13206288This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1051C Hereford Highlands Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Golf
    • Place Of Worship
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,456
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $115
    0.28% mill rate · ON
    The market

    How this home sits in the Ardoch market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Ardoch market right now

    Average sold price, days on market, and closed-transaction count for Ardoch — sourced from MLS®.

    • Avg sold price
      $449,700
      Last 30 days
    • Median sold price
      $425,900
      Middle of the market
    • Days on market
      25 d
      Avg from list to close
    • Closed last 30d
      4
      MLS® transactions
    Full Ardoch market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1051C Hereford Highlands Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1051C Hereford Highlands Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1051C Hereford Highlands Lane listed for?

      1051C Hereford Highlands Lane is listed at $499,995 on the MLS® (listing X13206288). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1051C Hereford Highlands Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $499,995
    $0 / sqft · MLS® X13206288
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $449,700
    $413,724Confidence range$485,676
    Asking vs estimate
    ↑above
    +$50,295
    (+11.2%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Ardoch sell in about 25 days — this one has been listed 28 days.

    Avg sold price
    $449,700
    Median sold
    $425,900
    Avg days on market
    25
    Recently sold
    4
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • Unrivaled Privacy: Discover Your Exclusive Sanctuary on Farm Lake.
    • Are you ready to step into the ideal cottage lifestyle?
    • This spacious 3-season, 3-bedroom property on Farm Lake -part of the picturesque Mississippi River system-has been thoughtfully designed for family and friends.
    • Plus, there is a 2-car garage to store essential storage for all your boats, outdoor toys, and vehicles.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    10
    Driveway
    Private
  9. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    9
  10. Exterior & construction

    6
    Exterior
    Vinyl Siding, Wood
    Roof
    Asphalt Shingle, Shingles
    Foundation
    Concrete Block, Block, Wood Frame
    View
    Bay, Forest, Lake, Panoramic, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    1
    Year built
    51-99
  12. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Kitchen
      double sink · b/i dishwasher · b/i stove
      8.6 × 9.4 ft
    • Dining Room
      Open Concept
      8.6 × 9.4 ft
    • Bedroom 3
      Closet
      7.9 × 9.4 ft
    • Bathroom
      3 Pc Bath
      4.5 × 9.3 ft
    • Sunroom
      separate room · vaulted ceiling(s) · w/o to water
      17.0 × 11.5 ft
    • Living Room
      nw view · w/o to sundeck · wood stove
      14.9 × 15.6 ft
    • Foyer
      Breezeway
      4.5 × 9.3 ft
    • Primary Bedroom
      overlooks garden · w/o to deck · french doors
      11.7 × 13.6 ft
    • Bedroom 2
      Closet
      10.9 × 9.4 ft
  14. Sloping
  15. Waterfront
  16. Combined estimate
    $2,571
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,456
    /mo
    based on the purchase price of $499,995
    $99,999 cash
    $399,996 financed
    $336,902 total interest
    Monthly payment$2,456/ month
    Principal54%$399,996
    Interest46%$336,902

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Ardoch

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 2091 Gull Lake Estates Lane
      Sold
      Sign in for price
      2091 Gull Lake Estates Lane
      Detached
    • 1034 Browns Lane
      Sold
      Sign in for price
      1034 Browns Lane
      Detached
    • 1092 1096 Ridge Lane
      Sold
      Sign in for price
      1092 1096 Ridge Lane
      Detached
    • 5399-B Ardoch Road
      Sold
      Sign in for price
      5399-B Ardoch Road
      Detached
    • 2534A SMITH Road
      Sold
      Sign in for price
      2534A SMITH Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1051C Hereford Highlands LaneThis home3 / 17,001,100$499,995ask———
    2091 Gull Lake Estates Lane3 / 21,100—
    1034 Browns Lane2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Ardoch

    Active listings within ±20% of this asking price.

    • 1051B Hereford Highland Lane
      $515,000
      1051B Hereford Highland Lane
      Detached 2 1
    • 1247b Green Forest Way
      $549,900
      1247b Green Forest Way
      Detached 2 1
    • 1038A Brown's Lane
      $589,000
      1038A Brown's Lane
      Detached 2 1
    • 1138A Watkins Lane
      $424,900
      1138A Watkins Lane
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Royal Lepage Proalliance Realty · displayed on Summitly per MLS® data-share rules

    1051C Hereford Highlands Lane is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 1051C Hereford Highlands Lane built?

    1051C Hereford Highlands Lane was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 1051C Hereford Highlands Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1051C Hereford Highlands Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 1051C Hereford Highlands Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,995 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 1051C Hereford Highlands Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1051C Hereford Highlands Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 1051C Hereford Highlands Lane in?

    1051C Hereford Highlands Lane is in Frontenac North, Ardoch. The 'Neighbourhood' section below links to the live Ardoch real estate hub with average sold price, days on market, and current inventory.

  26. Is Ardoch a good place to live?

    Ardoch is one of ON's actively-tracked Summitly markets. The full Ardoch real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 1092 1096 Ridge Lane
    3 / 1
    700
    —
    5399-B Ardoch Road3 / 21,100—
    2534A SMITH Road2 / 1700—