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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 9 days

    2534A SMITH Road

    Frontenac North·Ardoch, ON·K0H 1C0·Near Hwy 509, Ardoch Road

    • 2 beds
    Ardoch real estate›X12056869
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Wonderful opportunity to experience classic Canadian cottage life on the sought-after Kashwakamak Lake just outside the village of Ardoch. With all furnishings, fixtures, and toys onsite included, this wonderful package is ready and waiting for your family to unpack some clothes and jump into fun and fabulous summer holidays. Sip your coffee on the porch after breakfast. Swim and boat right off the dock. Accommodate guests in the trailer/bunkie. And spend rainy days playing games in the huge barn loft. After supper, you're back on the porch, watching the light fade from the northwestern skies, before you curl up by the wood stove with a hot drink and a good book, taking a few moments to remember the day's adventures on the lake. With seven acres here to explore, you can cut your own firewood, build hiking trails or have woodland fort-building fun with the kids. Updates in the last few years include laminate flooring, shingles on the cottage roof, kitchen cupboards and the addition of an amazing outdoor shower. The sheltered bay location delivers the opportunity for fun times and quiet times, where you'll hear the call of the loons on these peaceful waters off of Weiss Point. Campfires and stargazing, boating and swimming, bunkie and bunk beds, it's all here. All that's missing is your family and friends for acres of summertime fun.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 2, 2025ListedCurrentFor sale$474,900 —X12056869This page
    Sep 17, 2024Previously listedTer$535,000 —X9411636View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Other
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 2534A SMITH Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake Access
    • Lake/Pond
    • Part Cleared
    • Sloping
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,333
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $183
    0.46% mill rate · ON
    The market

    How this home sits in the Ardoch market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Ardoch market right now

    Average sold price, days on market, and closed-transaction count for Ardoch — sourced from MLS®.

    • Avg sold price
      $229,400
      Last 30 days
    • Median sold price
      $229,400
      Middle of the market
    • Days on market
      19 d
      Avg from list to close
    • Closed last 30d
      2
      MLS® transactions
    Full Ardoch market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 2534A SMITH Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 2534A SMITH Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 2534A SMITH Road listed for?

      2534A SMITH Road is listed at $474,900 on the MLS® (listing X12056869). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 2534A SMITH Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. < 700 sqft
  3. Detached
  4. Built 51-99
  5. 5-9.99 ac lot
  6. Asking
    $474,900
    $678 / sqft · MLS® X12056869
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $167,462
    $154,065Confidence range$180,859
    Asking vs estimate
    ↑↑well-above
    +$307,438
    (+183.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Ardoch sell in about 19 days — this one has been listed 9 days.

    Avg sold price
    $229,400
    Median sold
    $229,400
    Avg days on market
    19
    Recently sold
    2
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • With all furnishings, fixtures, and toys onsite included, this wonderful package is ready and waiting for your family to unpack some clothes and jump into fun and fabulous summer holidays.
    • Sip your coffee on the porch after breakfast.
    • Swim and boat right off the dock.
    • Updates in the last few years include laminate flooring, shingles on the cottage roof, kitchen cupboards and the addition of an amazing outdoor shower.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    9
    Driveway
    Front Yard Parking, Private, Other
  9. Interior

    6
    Basement
    None
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Elevator
    N
    Accessibility
    N
  10. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Piers
    View
    Panoramic, Bay, Water, Lake, Trees/Woods, Forest
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    4
    Year built
    51-99
    Lot dimensions
    x 100
    Lot features
    Irregular Lot
    Zoning
    SR
  12. Listing & possession

    3
    Possession
    2025-05-15T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Primary Bedroom
      W/O To Porch
      12.0 × 6.6 ft
    • Kitchen
      laminate · updated
      8.8 × 6.2 ft
    • Other
      Overlook Water
      28.7 × 7.9 ft
    • Dining Room
      laminate · overlook water
      15.3 × 11.2 ft
    • Living Room
      fireplace · laminate · laminate
      19.0 × 13.3 ft
    • Bedroom
      11.9 × 6.4 ft
    • Bathroom
      2 Pc Bath
      5.7 × 4.8 ft

    Upper level

    1 room
    • Family Room
      24.6 × 15.1 ft
  14. Terraced
  15. Waterfront
  16. Combined estimate
    $2,516
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,333
    /mo
    based on the purchase price of $474,900
    $94,980 cash
    $379,920 financed
    $319,992 total interest
    Monthly payment$2,333/ month
    Principal54%$379,920
    Interest46%$319,992

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Ardoch

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 3049 RIVER Road
      Sold
      Sign in for price
      3049 RIVER Road
      Detached
    • 1034 Browns Lane
      Sold
      Sign in for price
      1034 Browns Lane
      Detached
    • 1092 1096 Ridge Lane
      Sold
      Sign in for price
      1092 1096 Ridge Lane
      Detached
    • 5399-B Ardoch Road
      Sold
      Sign in for price
      5399-B Ardoch Road
      Detached
    • 1055 ALMOST Lane
      Sold
      Sign in for price
      1055 ALMOST Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    2534A SMITH RoadThis home2 / 1700$474,900ask$678——
    3049 RIVER Road1 / 2700—
    1034 Browns Lane2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Ardoch

    Active listings within ±20% of this asking price.

    • 1051B Hereford Highland Lane
      $515,000
      1051B Hereford Highland Lane
      Detached 2 1
    • 1247b Green Forest Way
      $549,900
      1247b Green Forest Way
      Detached 2 1
    • 1051C Hereford Highlands Lane
      $499,995
      1051C Hereford Highlands Lane
      Detached 3 1
    • 1138A Watkins Lane
      $449,000
      1138A Watkins Lane
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of CENTURY 21 HERITAGE GROUP LTD., BROKERAGE · displayed on Summitly per MLS® data-share rules

    2534A SMITH Road is a 2-bedroom, 1-bath, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 2534A SMITH Road built?

    2534A SMITH Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 2534A SMITH Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 2534A SMITH Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 2534A SMITH Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $474,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 2534A SMITH Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 2534A SMITH Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 2534A SMITH Road in?

    2534A SMITH Road is in Frontenac North, Ardoch. The 'Neighbourhood' section below links to the live Ardoch real estate hub with average sold price, days on market, and current inventory.

  26. Is Ardoch a good place to live?

    Ardoch is one of ON's actively-tracked Summitly markets. The full Ardoch real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 1092 1096 Ridge Lane
    3 / 1
    700
    —
    5399-B Ardoch Road3 / 21,100—
    1055 ALMOST Lane3 / 21,100—