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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 25 days

    10520 Mazinaw Lake Access

    Frontenac North·Cloyne, ON·K0H 1K0·Near From Smart's Marina by Boat

    • 3 beds
    Cloyne real estate›X13112126
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Tucked along the peaceful shoreline of Lower Mazinaw Lake Bay, this boat access cottage offers the kind of waterfront escape that's becoming increasingly hard to find. Surrounded by nature and bordering Crown Land, the setting provides great hunting, exceptional privacy, quiet surroundings and direct access to one of the regions most iconic lakes. The 3 bedroom cottage features an open concept layout with updated kitchen cabinetry, a warm and inviting woodstove and large patio doors that lead to a spacious wraparound deck overlooking the water. A separate 10 x 10 bunkie with hardwood floors provides additional sleeping space for guests or a cozy retreat of its own. Western exposure delivers stunning sunset views across the bay creating the perfect backdrop for relaxing evenings at the lake. Accessible by boat from several nearby marinas and launch points including Tappings Landing, Brown's Tent & Trailer Park and Smart's Marina. The property offers both convenience and a true cottage country feel. Additional features include hydro, heat, a grey water system and a low flush compost toilet making this a comfortable seasonal retreat for enjoying boating, fishing, swimming and the natural beauty of Mazinaw Lake

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 11, 2026ListedCurrentFor sale$429,900 —X13112126This page
    Jun 10, 2024Previously listedExp$499,900 —X8423996View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Radiant
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 10520 Mazinaw Lake Access
    What's nearby

    Points of interest classified by the MLS® feed.

    • Arts Centre
    • Beach
    • Campground
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,112
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $215
    0.60% mill rate · ON
    The market

    How this home sits in the Cloyne market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cloyne market right now

    Average sold price, days on market, and closed-transaction count for Cloyne — sourced from MLS®.

    • Avg sold price
      $428,000
      Last 30 days
    • Median sold price
      $275,000
      Middle of the market
    • Days on market
      25 d
      Avg from list to close
    • Closed last 30d
      3
      MLS® transactions
    Full Cloyne market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 10520 Mazinaw Lake Access — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 10520 Mazinaw Lake Access and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 10520 Mazinaw Lake Access listed for?

      10520 Mazinaw Lake Access is listed at $429,900 on the MLS® (listing X13112126). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 10520 Mazinaw Lake Access have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $429,900
    $0 / sqft · MLS® X13112126
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $428,000
    $393,760Confidence range$462,240
    Asking vs estimate
    ≈in-line
    +$1,900
    (+0.4%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cloyne sell in about 25 days — this one has been listed 25 days.

    Avg sold price
    $428,000
    Median sold
    $275,000
    Avg days on market
    25
    Recently sold
    3
    See comparable sales
    The 3 bedroom cottage features an open concept layout with updated kitchen cabinetry, a warm and inviting woodstove and large patio doors that lead to a spacious wraparound deck overlooking the water.
  7. A separate 10 x 10 bunkie with hardwood floors provides additional sleeping space for guests or a cozy retreat of its own.
  8. Western exposure delivers stunning sunset views across the bay creating the perfect backdrop for relaxing evenings at the lake.
  9. Accessible by boat from several nearby marinas and launch points including Tappings Landing, Brown's Tent & Trailer Park and Smart's Marina.
  10. Ask Zara a follow-up
    Other
  11. Parking & garage

    3
    Garage
    None
    Parking spaces
    0
    Driveway
    None
  12. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  13. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Piers
    View
    Lake, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    1
    Zoning
    LSW
  15. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  16. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    1 room
    • Living Room
      combined w/kitchen · combined w/dining
      19.7 × 19.4 ft

    Second level

    4 rooms
    • Primary Bedroom
      8.6 × 17.4 ft
    • Bathroom
      3 Pc Bath
      8.9 × 8.4 ft
    • Bedroom 2
      10.6 × 11.3 ft
    • Bedroom 3
      11.3 × 8.7 ft
  17. Park
  18. Waterfront
  19. Combined estimate
    $2,327
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,112
    /mo
    based on the purchase price of $429,900
    $85,980 cash
    $343,920 financed
    $289,671 total interest
    Monthly payment$2,112/ month
    Principal54%$343,920
    Interest46%$289,671

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Cloyne

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1171B Eagle Lake South Shore Road
      Sold
      Sign in for price
      1171B Eagle Lake South Shore Road
      Detached
    • 1196 Head Road
      Sold
      Sign in for price
      1196 Head Road
      Detached
    • 17276 Highway 41
      Sold
      Sign in for price
      17276 Highway 41
      Detached
    • 1042 East Flieler Lane
      Sold
      Sign in for price
      1042 East Flieler Lane
      Detached
    • 1016 Jewel Road
      Sold
      Sign in for price
      1016 Jewel Road
      Detached
    • 17206 Highway 41
      Sold
      Sign in for price
      17206 Highway 41
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    10520 Mazinaw Lake AccessThis home3 / 17,001,100$429,900ask———
    1171B Eagle Lake South Shore Road3 / 11,100—
    1196 Head Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Cloyne

    Active listings within ±20% of this asking price.

    • 3430 Shabomeka Lake
      $449,000
      3430 Shabomeka Lake
      Detached 2
    • 339 Little Finch Lake Road
      $499,900
      339 Little Finch Lake Road
      Detached 4 2
    • 258 Skootamatta Lake
      $489,000
      258 Skootamatta Lake
      Detached 5 2
    • 273 Tower Road
      $394,500
      273 Tower Road
      Detached 3 2
    • 1058 Jacques Bay Road
      $424,999
      1058 Jacques Bay Road
      Detached 2 2
    • 18120 Highway 41
      $349,900
      18120 Highway 41
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  20. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  21. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  22. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  23. Public listing courtesy of Royal Lepage Proalliance Realty · displayed on Summitly per MLS® data-share rules

    10520 Mazinaw Lake Access is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  24. When was 10520 Mazinaw Lake Access built?

    The year built for 10520 Mazinaw Lake Access isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  25. What is the property tax for 10520 Mazinaw Lake Access?

    The 'Property tax' tab in the History section shows the most recent annual tax for 10520 Mazinaw Lake Access plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  26. How much would the monthly mortgage be on 10520 Mazinaw Lake Access?

    The affordability calculator on this page shows an estimated monthly mortgage for $429,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  27. Has 10520 Mazinaw Lake Access been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 10520 Mazinaw Lake Access with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  28. What neighbourhood is 10520 Mazinaw Lake Access in?

    10520 Mazinaw Lake Access is in Frontenac North, Cloyne. The 'Neighbourhood' section below links to the live Cloyne real estate hub with average sold price, days on market, and current inventory.

  29. Is Cloyne a good place to live?

    Cloyne is one of ON's actively-tracked Summitly markets. The full Cloyne real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  30. 17276 Highway 41
    5 / 2
    3,500
    —
    1042 East Flieler Lane3 / 1700—
    1016 Jewel Road3 / 21,100—
    17206 Highway 413 / 21,100—