Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale Listed 5 days ago

    3430 Shabomeka Lake

    Frontenac North·Cloyne, ON·K0H 1K0·Near Shabomeka Lake Road

    • 2 beds
    Cloyne real estate›X13431720
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 3430 Shabomeka Lake, a charming water-access cottage nestled along the crystal-clear shores of one of the prettiest lakes in our region. This turnkey-ready retreat offers the perfect blend of tranquility, recreation, and classic cottage charm, making it an ideal getaway for families, outdoor enthusiasts, and anyone seeking an escape from the everyday.The main cottage features an inviting open-concept kitchen, living, and dining area designed for gathering and relaxing, along with two cozy sleeping areas. Additional accommodations can be found above the boathouse, where a loft bedroom provides extra space for family and guests. Comfortably equipped with hydro, lake-intake water, a delightful outdoor shower, an outhouse, and a generator with a GenerLink connection, this property is ready for immediate enjoyment. Accessible by boat from the nearby public launch with ample parking, this property offers both convenience and privacy. Outdoor living is truly exceptional, featuring a large front deck with a spacious screened-in gazebo overlooking the lake and a generous 16' x 10' side porch/lanai with potential for additional sleeping space. Every vantage point offers breathtaking lake views. The waterfront is equally impressive, with a dockside entertainment area perfect for relaxing, swimming, or hosting family and friends. Included with this property are THREE boats (pontoon boat, fishing boat and barge), making it easy to enjoy everything the lake has to offer.Everything you need is already here - just arrive, unpack, and start making memories. With the cottage, boathouse, workshop, tools, and three boats included, this truly is a rare turnkey opportunity. Don't miss your chance to own this remarkable slice of waterfront paradise and enjoy the summer season at the lake.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 11, 2026ListedCurrentFor sale$449,000 —X13431720This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      Other
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3430 Shabomeka Lake
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake Access
    • Sloping
    • Waterfront
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,206
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $137
    0.37% mill rate · ON
    The market

    How this home sits in the Cloyne market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cloyne market right now

    Average sold price, days on market, and closed-transaction count for Cloyne — sourced from MLS®.

    • Avg sold price
      $428,000
      Last 30 days
    • Median sold price
      $275,000
      Middle of the market
    • Days on market
      25 d
      Avg from list to close
    • Closed last 30d
      3
      MLS® transactions
    Full Cloyne market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3430 Shabomeka Lake — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3430 Shabomeka Lake and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3430 Shabomeka Lake listed for?

      3430 Shabomeka Lake is listed at $449,000 on the MLS® (listing X13431720). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3430 Shabomeka Lake have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. < 700 sqft
  2. Detached
  3. .50-1.99 ac lot
  4. Asking
    $449,000
    $641 / sqft · MLS® X13431720
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $312,440
    $287,445Confidence range$337,435
    Asking vs estimate
    ↑↑well-above
    +$136,560
    (+43.7%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cloyne sell in about 25 days — this one has been listed 5 days.

    Avg sold price
    $428,000
    Median sold
    $275,000
    Avg days on market
    25
    Recently sold
    3
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Additional accommodations can be found above the boathouse, where a loft bedroom provides extra space for family and guests.
    • Accessible by boat from the nearby public launch with ample parking, this property offers both convenience and privacy.
    • Outdoor living is truly exceptional, featuring a large front deck with a spacious screened-in gazebo overlooking the lake and a generous 16' x 10' side porch/lanai with potential for additional sleeping space.
    • Every vantage point offers breathtaking lake views.
    Ask Zara a follow-up
    None
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    0
    Driveway
    Available
  7. Interior

    6
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
    Elevator
    N
    Accessibility
    N
  8. Exterior & construction

    6
    Exterior
    Vinyl Siding, Wood
    Roof
    Metal
    Foundation
    Concrete Block
    View
    Lake, Water, Trees/Woods
    Waterfront
    Y
    Pool
    None
  9. Lot & land

    1
    Zoning
    LSW
  10. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  11. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Kitchen
      8.0 × 10.0 ft
    • Dining Room
      8.0 × 10.0 ft
    • Other
      16.0 × 10.0 ft
    • Bedroom
      12.0 × 10.0 ft
    • Other
      12.0 × 20.0 ft
    • Living Room
      16.0 × 10.0 ft
    • Bedroom
      8.0 × 10.0 ft
    • Bedroom
      8.0 × 10.0 ft
    Combined estimate
    $2,343
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,206
    /mo
    based on the purchase price of $449,000
    $89,800 cash
    $359,200 financed
    $302,541 total interest
    Monthly payment$2,206/ month
    Principal54%$359,200
    Interest46%$302,541

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Cloyne

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1171B Eagle Lake South Shore Road
      Sold
      Sign in for price
      1171B Eagle Lake South Shore Road
      Detached
    • 1196 Head Road
      Sold
      Sign in for price
      1196 Head Road
      Detached
    • 17276 Highway 41
      Sold
      Sign in for price
      17276 Highway 41
      Detached
    • 1042 East Flieler Lane
      Sold
      Sign in for price
      1042 East Flieler Lane
      Detached
    • 1016 Jewel Road
      Sold
      Sign in for price
      1016 Jewel Road
      Detached
    • 17206 Highway 41
      Sold
      Sign in for price
      17206 Highway 41
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    3430 Shabomeka LakeThis home2 / 0700$449,000ask$641——
    1171B Eagle Lake South Shore Road3 / 11,100—
    1196 Head Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Cloyne

    Active listings within ±20% of this asking price.

    • 339 Little Finch Lake Road
      $499,900
      339 Little Finch Lake Road
      Detached 4 2
    • 258 Skootamatta Lake
      $489,000
      258 Skootamatta Lake
      Detached 5 2
    • 273 Tower Road
      $394,500
      273 Tower Road
      Detached 3 2
    • 1058 Jacques Bay Road
      $424,999
      1058 Jacques Bay Road
      Detached 2 2
    • 10520 Mazinaw Lake Access
      $429,900
      10520 Mazinaw Lake Access
      Detached 3 1
    • 1780 Mazinaw Lake
      $409,900
      1780 Mazinaw Lake
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  12. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  13. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  14. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  15. Public listing courtesy of RE/MAX COUNTRY CLASSICS LTD., BROKERAGE · displayed on Summitly per MLS® data-share rules

    3430 Shabomeka Lake is a 2-bedroom, < 700 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  16. When was 3430 Shabomeka Lake built?

    The year built for 3430 Shabomeka Lake isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  17. What is the property tax for 3430 Shabomeka Lake?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3430 Shabomeka Lake plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  18. How much would the monthly mortgage be on 3430 Shabomeka Lake?

    The affordability calculator on this page shows an estimated monthly mortgage for $449,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  19. Has 3430 Shabomeka Lake been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3430 Shabomeka Lake with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  20. What neighbourhood is 3430 Shabomeka Lake in?

    3430 Shabomeka Lake is in Frontenac North, Cloyne. The 'Neighbourhood' section below links to the live Cloyne real estate hub with average sold price, days on market, and current inventory.

  21. Is Cloyne a good place to live?

    Cloyne is one of ON's actively-tracked Summitly markets. The full Cloyne real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  22. 17276 Highway 41
    5 / 2
    3,500
    —
    1042 East Flieler Lane3 / 1700—
    1016 Jewel Road3 / 21,100—
    17206 Highway 413 / 21,100—