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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 37 daysPrice drop · $50,000 off (-6.4%)

    1099 Almost Lane

    Frontenac North·Ardoch, ON·K0H 1C0·Near ARDOCH ROAD AND SMITH ROAD

    • 2 beds
    Ardoch real estate›X13117768
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Year round living on beautiful Malcolm Lake! Welcome to your dream getaway, this lovely 3 year old 4 season home offering over 2000 sq ft of living space, nestled on a private, treed lot with direct access to the sparkling waters of Malcolm Lake. Enjoy the best waterfront living with a private dock in deeper water- perfect for boating, swimming and fishing. Step inside to a bright, open-concept main floor with vaulted ceilings, seamlessly connecting the living, kitchen and dining areas. Sliding doors from both the living room and primary bedroom lead to a 46 foot deck overlooking the lake, ideal for relaxing with morning coffee or evening breezes. A fully finished screened-in porch from the living area also affords bug and weather protection expanding your living space. The fully finished lower level features a cozy rec room with office area and wood stove, a 3rd bedroom and a 3 piece bath. French doors from the rec room to a spacious lower deck is ideal for with lots of room for guests and entertaining. A heat trace from the well and a 9000 watts generator added in fall of 2025 makes this home livable year round. There is an RV electrical plug in at the parking area for those extra guests, lots of perennial gardens, flat terraced areas and year round access. There are two sheds for extra storage. Very well insulated and 2 x 6 construction with 11/4 inch styrofoam. Internet is high speed with new Starlink dish and modem. The majority of furnishings are included making this turn key so you can start enjoying the lake. There is 200 amp electrical service, roughed in central vac, ceiling fans and a ductless heat pump with A/C enabling you to enjoy cool climates during the warm summer months and affordable heat in cooler weather. Whether you are looking for a year-round home or a weekend escape, this move-in ready property offers comfort, privacy, and the perfect waterfront lifestyle.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026Price reducedCurrentReduced$729,900−$50,000 (6.4%)X13117768This page
    May 12, 2026ListedCurrentFor sale$779,900 —X13117768This page
    Aug 6, 2025Previously listedExp$839,900 —X12326575View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 1099 Almost Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    • Sloping
    • Terraced
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,586
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $292
    0.48% mill rate · ON
    The market

    How this home sits in the Ardoch market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Ardoch market right now

    Average sold price, days on market, and closed-transaction count for Ardoch — sourced from MLS®.

    • Avg sold price
      $229,400
      Last 30 days
    • Median sold price
      $229,400
      Middle of the market
    • Days on market
      19 d
      Avg from list to close
    • Closed last 30d
      2
      MLS® transactions
    Full Ardoch market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 1099 Almost Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

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    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 1099 Almost Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 1099 Almost Lane listed for?

      1099 Almost Lane is listed at $729,900 on the MLS® (listing X13117768). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 1099 Almost Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Detached
  4. Built 0-5
  5. .50-1.99 ac lot
  6. Asking
    $729,900
    $0 / sqft · MLS® X13117768
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $167,462
    $154,065Confidence range$180,859
    Asking vs estimate
    ↑↑well-above
    +$562,438
    (+335.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Ardoch sell in about 19 days — this one has been listed 37 days.

    Avg sold price
    $229,400
    Median sold
    $229,400
    Avg days on market
    19
    Recently sold
    2
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Welcome to your dream getaway, this lovely 3 year old 4 season home offering over 2000 sq ft of living space, nestled on a private, treed lot with direct access to the sparkling waters of Malcolm Lake.
    • Step inside to a bright, open-concept main floor with vaulted ceilings, seamlessly connecting the living, kitchen and dining areas.
    • French doors from the rec room to a spacious lower deck is ideal for with lots of room for guests and entertaining.
    • There is an RV electrical plug in at the parking area for those extra guests, lots of perennial gardens, flat terraced areas and year round access.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private, Private Double
  9. Interior

    6
    Basement
    Finished with Walk-Out, Full, Walk-Out
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
    Accessibility
    N
  10. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Poured Concrete
    View
    Lake, Trees/Woods
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    0-5
    Zoning
    SR
  12. Listing & possession

    4
    Possession
    2026-09-30T00:00:00.000-00:00
    Occupancy
    Flexible
    Property style
    Bungalow-Raised
    Property class
    Detached
  13. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Living Room
      combined w/kitchen · sliding doors · vaulted ceiling(s)
      23.0 × 22.4 ft
    • Bedroom 2
      laminate · vaulted ceiling(s)
      8.4 × 11.2 ft
    • Primary Bedroom
      laminate · sliding doors · vaulted ceiling(s)
      11.4 × 11.8 ft
    • Bathroom
      combined w/laundry · laminate · 3 pc bath
      7.8 × 5.9 ft
    • Sunroom
      hardwood floor · w/o to porch
      23.0 × 7.4 ft

    Basement level

    4 rooms
    • Bedroom 3
      Laminate
      12.7 × 11.2 ft
    • Recreation
      french doors · wood stove · w/o to patio
      21.7 × 22.0 ft
    • Bathroom
      3 pc bath · laminate
      5.5 × 8.6 ft
    • Workshop
      Concrete Floor
      13.5 × 8.9 ft
    Combined estimate
    $3,878
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,586
    /mo
    based on the purchase price of $729,900
    $145,980 cash
    $583,920 financed
    $491,814 total interest
    Monthly payment$3,586/ month
    Principal54%$583,920
    Interest46%$491,814

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Ardoch

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 3049 RIVER Road
      Sold
      Sign in for price
      3049 RIVER Road
      Detached
    • 1034 Browns Lane
      Sold
      Sign in for price
      1034 Browns Lane
      Detached
    • 1092 1096 Ridge Lane
      Sold
      Sign in for price
      1092 1096 Ridge Lane
      Detached
    • 5399-B Ardoch Road
      Sold
      Sign in for price
      5399-B Ardoch Road
      Detached
    • 2534A SMITH Road
      Sold
      Sign in for price
      2534A SMITH Road
      Detached
    • 1055 ALMOST Lane
      Sold
      Sign in for price
      1055 ALMOST Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    1099 Almost LaneThis home2 / 27,001,100$729,900ask———
    3049 RIVER Road1 / 2700—
    1034 Browns Lane2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Ardoch

    Active listings within ±20% of this asking price.

    • 1084C Ridge Lane
      $749,000
      1084C Ridge Lane
      Detached 3 1
    • 1038A Brown's Lane
      $589,000
      1038A Brown's Lane
      Detached 2 1
    • 1956 Smith Road
      $819,000
      1956 Smith Road
      Detached 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE · displayed on Summitly per MLS® data-share rules

    1099 Almost Lane is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 1099 Almost Lane built?

    1099 Almost Lane was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 1099 Almost Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 1099 Almost Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 1099 Almost Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $729,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 1099 Almost Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 1099 Almost Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 1099 Almost Lane in?

    1099 Almost Lane is in Frontenac North, Ardoch. The 'Neighbourhood' section below links to the live Ardoch real estate hub with average sold price, days on market, and current inventory.

  23. Is Ardoch a good place to live?

    Ardoch is one of ON's actively-tracked Summitly markets. The full Ardoch real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 1092 1096 Ridge Lane
    3 / 1
    700
    —
    5399-B Ardoch Road3 / 21,100—
    2534A SMITH Road2 / 1700—
    1055 ALMOST Lane3 / 21,100—