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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 3 days ago

    119 Jephson Street

    Victoria Harbour·Tay, ON·L0K 2A0·Near Martha St/Jephson St

    • 4 beds
    Tay real estate›S13438104
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Top 5 Reasons You Will Love This Home: 1) Fully renovated in 2024 and 2025, this timeless beauty has been thoughtfully brought into the 21st century, showcasing high-end finishes and meticulous attention to detail throughout 2) Features include soaring high ceilings, elegant herringbone-pattern flooring, and quartz countertops that elevate the kitchen with a refined, modern feel, the home also offers a flood-protected basement for added peace of mind, a fully fenced yard framed with sturdy 6"x6" posts, and a beautifully finished loft space complete with potential for a secondary kitchen, ideal for extended living or added versatility 3) Expansive, nearly 150' lot, fully fenced for privacy and security, ideally situated within walking distance to the beach, grocery stores, schools, and a wide range of everyday amenities 4) Four bedrooms conveniently located on one level, offering an ideal layout for families that value comfort, functionality, and ease of living, this thoughtful configuration keeps everyone close while providing a practical and connected flow throughout the home 5) Just 10 minutes to Midland, 5 minutes to Highway 400, 30 minutes to Orillia, 35 minutes to Barrie, and approximately 90 minutes to Toronto, offering exceptional connectivity to nearby towns and the GTA. 2,569 above grade sq.ft. plus an unfinished basement.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 12, 2026ListedCurrentFor sale$769,900 —S13438104This page
    Feb 26, 2026Previously listedExp$799,900 —S12824130View
    Dec 12, 2025Previously listedTer$889,000 —S12629728View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 119 Jephson Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,782
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $181
    0.28% mill rate · ON
    The market

    How this home sits in the Tay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Tay market right now

    Average sold price, days on market, and closed-transaction count for Tay — sourced from MLS®.

    • Avg sold price
      $605,902
      Last 30 days
    • Median sold price
      $594,950
      Middle of the market
    • Days on market
      36 d
      Avg from list to close
    • Closed last 30d
      52
      MLS® transactions
    Full Tay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 119 Jephson Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 119 Jephson Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 119 Jephson Street listed for?

      119 Jephson Street is listed at $769,900 on the MLS® (listing S13438104). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 119 Jephson Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $769,900
    $0 / sqft · MLS® S13438104
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $714,964
    $657,767Confidence range$772,162
    Asking vs estimate
    ↑above
    +$54,936
    (+7.7%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Tay sell in about 36 days — this one has been listed 3 days.

    Avg sold price
    $605,902
    Median sold
    $594,950
    Avg days on market
    36
    Recently sold
    52
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour

    Roomy 4-bedroom layout — comfortable for a family or work-from-home pair. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private Double
  9. Interior

    4
    Basement
    Unfinished, Full
    Family room
    N
    Kitchens
    1
    Total rooms
    11
  10. Exterior & construction

    4
    Exterior
    Stucco (Plaster)
    Roof
    Metal
    Foundation
    Stone
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    R2
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    3-Storey
    Property class
    Detached
  13. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      marble floor · quartz counter · stainless steel appl
      10.6 × 9.1 ft
    • Living Room
      hardwood floor · window · recessed lighting
      17.8 × 15.8 ft
    • Dining Room
      hardwood floor · large window · recessed lighting
      15.8 × 11.3 ft
    • Office
      hardwood floor · window
      7.9 × 4.9 ft
    • Other
      marble floor · window · recessed lighting
      8.0 × 7.3 ft

    Second level

    4 rooms
    • Bedroom
      vinyl floor · window
      10.8 × 10.4 ft
    • Bedroom
      vinyl floor · closet · window
      14.6 × 10.9 ft
    • Bedroom
      vinyl floor · walk-in closet(s) · window
      9.8 × 9.8 ft
    • Primary Bedroom
      vinyl floor · closet · window
      16.9 × 14.2 ft

    Third level

    2 rooms
    • Loft
      vaulted ceiling(s) · window
      26.9 × 23.7 ft
    • Den
      vaulted ceiling(s) · recessed lighting
      11.5 × 6.3 ft
    Combined estimate
    $3,963
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,782
    /mo
    based on the purchase price of $769,900
    $153,980 cash
    $615,920 financed
    $518,766 total interest
    Monthly payment$3,782/ month
    Principal54%$615,920
    Interest46%$518,766

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Tay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 461 Alberta Street
      Sold
      Sign in for price
      461 Alberta Street
      Detached
    • 1810 Gratrix Road
      Sold
      Sign in for price
      1810 Gratrix Road
      Detached
    • 218 Jephson Street
      Sold
      Sign in for price
      218 Jephson Street
      Detached
    • 26 Waterside Drive
      Sold
      Sign in for price
      26 Waterside Drive
      Detached
    • 5855 Vasey Road
      Sold
      Sign in for price
      5855 Vasey Road
      Detached
    • 282 Robins Point Road
      Sold
      Sign in for price
      282 Robins Point Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    119 Jephson StreetThis home4 / 225,003,000$769,900ask———
    461 Alberta Street3 / 2700—
    1810 Gratrix Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Tay

    Active listings within ±20% of this asking price.

    • 4984 Vasey Road
      $699,000
      4984 Vasey Road
      Detached 3 2
    • 39 Becketts Side Road
      $749,499
      39 Becketts Side Road
      Detached 4 2
    • 51 Hunter Avenue
      $699,900
      51 Hunter Avenue
      Detached 3 3
    • 19 Ralph Dalton Boulevard
      $829,900
      19 Ralph Dalton Boulevard
      Detached 3 3
    • 2391 Rumney Road
      $824,500
      2391 Rumney Road
      Detached 3 2
    • 205 Hoyt Avenue
      $727,000
      205 Hoyt Avenue
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE · displayed on Summitly per MLS® data-share rules

    119 Jephson Street is a 4-bedroom, 2-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 119 Jephson Street built?

    119 Jephson Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 119 Jephson Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 119 Jephson Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 119 Jephson Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $769,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 119 Jephson Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 119 Jephson Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 119 Jephson Street in?

    119 Jephson Street is in Victoria Harbour, Tay. The 'Neighbourhood' section below links to the live Tay real estate hub with average sold price, days on market, and current inventory.

  23. Is Tay a good place to live?

    Tay is one of ON's actively-tracked Summitly markets. The full Tay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 218 Jephson Street
    3 / 2
    1,100
    —
    26 Waterside Drive3 / 1700—
    5855 Vasey Road3 / 1700—
    282 Robins Point Road4 / 21,100—