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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 67 days

    119 Jephson Street

    Victoria Harbour·Tay, ON·L0K 2A0·Near Albert St & Jephson St

    • 4 beds
    Tay real estate›S12629728
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 119 Jephson Street, a beautifully updated century corner home in the heart of Victoria Harbour. Nestled near Simcoe's Georgian Bay and Crystal Beach, this spacious residence offers four bedrooms, two bathrooms, and a full-height unfinished basement, all set on a generous 66 x 144 ft lot. With solid construction, gleaming hardwood floors, and modern upgrades throughout, the home is move-in ready and brimming with charm. A unique highlight is the private third floor, featuring a versatile family room, entertainment space, and study area --- perfect for relaxation, gatherings, or working from home. Just a short 10-minute walk to them marina and close to shopping, restaurants, and transportation, the location is truly priceless. Whether you envision it as a family home, a cottage retreat, or a wise investment, this property is a golden opportunity to own a dream in one of Simcoe's most desirable communities.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 12, 2026Previously listedNew$769,900 —S13438104View
    Feb 26, 2026Previously listedExp$799,900 —S12824130View
    Dec 12, 2025ListedCurrentFor sale$889,000 —S12629728This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 119 Jephson Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,367
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $176
    0.24% mill rate · ON
    The market

    How this home sits in the Tay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Tay market right now

    Average sold price, days on market, and closed-transaction count for Tay — sourced from MLS®.

    • Avg sold price
      $613,168
      Last 30 days
    • Median sold price
      $599,900
      Middle of the market
    • Days on market
      36 d
      Avg from list to close
    • Closed last 30d
      53
      MLS® transactions
    Full Tay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 119 Jephson Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 119 Jephson Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 119 Jephson Street listed for?

      119 Jephson Street is listed at $889,000 on the MLS® (listing S12629728). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 119 Jephson Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2500-3000 sqft
  3. Detached
  4. Asking
    $889,000
    $0 / sqft · MLS® S12629728
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $723,538
    $665,655Confidence range$781,421
    Asking vs estimate
    ↑↑well-above
    +$165,462
    (+22.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Tay sell in about 36 days — this one has been listed 67 days.

    Avg sold price
    $613,168
    Median sold
    $599,900
    Avg days on market
    36
    Recently sold
    53
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Welcome to 119 Jephson Street, a beautifully updated century corner home in the heart of Victoria Harbour.
  6. Nestled near Simcoe's Georgian Bay and Crystal Beach, this spacious residence offers four bedrooms, two bathrooms, and a full-height unfinished basement, all set on a generous 66 x 144 ft lot.
  7. With solid construction, gleaming hardwood floors, and modern upgrades throughout, the home is move-in ready and brimming with charm.
  8. A unique highlight is the private third floor, featuring a versatile family room, entertainment space, and study area --- perfect for relaxation, gatherings, or working from home.
  9. Ask Zara a follow-up
    Sewer
  10. Parking & garage

    3
    Garage
    None
    Parking spaces
    7
    Driveway
    Available, Private
  11. Interior

    5
    Basement
    Crawl Space, Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    6
    Laundry level
    Main Level
  12. Exterior & construction

    4
    Exterior
    Brick, Stucco (Plaster)
    Roof
    Metal
    Foundation
    Brick, Concrete
    Pool
    None
  13. Listing & possession

    4
    Possession
    2026-02-28T00:00:00.000-00:00
    Occupancy
    TBD
    Property style
    2 1/2 Storey
    Property class
    Detached
  14. Combined estimate
    $4,543
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,367
    /mo
    based on the purchase price of $889,000
    $177,800 cash
    $711,200 financed
    $599,017 total interest
    Monthly payment$4,367/ month
    Principal54%$711,200
    Interest46%$599,017

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Tay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 461 Alberta Street
      Sold
      Sign in for price
      461 Alberta Street
      Detached
    • 1810 Gratrix Road
      Sold
      Sign in for price
      1810 Gratrix Road
      Detached
    • 218 Jephson Street
      Sold
      Sign in for price
      218 Jephson Street
      Detached
    • 26 Waterside Drive
      Sold
      Sign in for price
      26 Waterside Drive
      Detached
    • 5855 Vasey Road
      Sold
      Sign in for price
      5855 Vasey Road
      Detached
    • 282 Robins Point Road
      Sold
      Sign in for price
      282 Robins Point Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    119 Jephson StreetThis home4 / 225,003,000$889,000ask———
    461 Alberta Street3 / 2700—
    1810 Gratrix Road3 / 21,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Tay

    Active listings within ±20% of this asking price.

    • 119 Jephson Street
      $769,900
      119 Jephson Street
      Detached 4 2
    • 39 Becketts Side Road
      $749,499
      39 Becketts Side Road
      Detached 4 2
    • 19 Ralph Dalton Boulevard
      $829,900
      19 Ralph Dalton Boulevard
      Detached 3 3
    • 2391 Rumney Road
      $824,500
      2391 Rumney Road
      Detached 3 2
    • 205 Hoyt Avenue
      $727,000
      205 Hoyt Avenue
      Detached 4 2
    • 83 King Road
      $749,500
      83 King Road
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of RE/MAX COMMUNITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    119 Jephson Street is a 4-bedroom, 2-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 119 Jephson Street built?

    The year built for 119 Jephson Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 119 Jephson Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 119 Jephson Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 119 Jephson Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $889,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 119 Jephson Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 119 Jephson Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 119 Jephson Street in?

    119 Jephson Street is in Victoria Harbour, Tay. The 'Neighbourhood' section below links to the live Tay real estate hub with average sold price, days on market, and current inventory.

  24. Is Tay a good place to live?

    Tay is one of ON's actively-tracked Summitly markets. The full Tay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 218 Jephson Street
    3 / 2
    1,100
    —
    26 Waterside Drive3 / 1700—
    5855 Vasey Road3 / 1700—
    282 Robins Point Road4 / 21,100—