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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage — RECO Registration #6018570.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 118 daysPrice drop · $50,000 off (-4.5%)

    13 South Harbour Drive

    Bobcaygeon·Kawartha Lakes, ON·K0M 1A0·Near MILL STREET/MARINA DRIVE

    • 1 bed
    Kawartha Lakes real estate›X12901924
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to Port 32! Enjoy exclusive membership to the Shore Spa Club, featuring a marina, tennis courts, pool, fitness center, lounge, billiards room, library, and a full calendar of social activities. Located steps from downtown shops, dining, healthcare and two hours from the GTA. This 3-bedroom, 3-bath executive bungalow offers over 3,400 sq ft of finished living space, designed for effortless living in a vibrant adult lifestyle community with private club on the shores of Pigeon Lake. Step inside to a bright, open-concept main floor featuring hardwood flooring and neutral finishes, the foyer and sitting area flow into the Great Room which is open to the modern kitchen and dining area w/walk out to the Sunroom and BBQ deck. Primary suite comes complete with 4-piece ensuite and generous walk-in closet and the main floor laundry/mudroom provides direct garage access enhancing everyday functionality. A fully finished walkout lower level w/two additional bedrooms, a large recreation room w/propane fireplace, a 4-piece bath, and multiple storage/work areas is perfect for guests, hobbies, or multi-generational living. Car enthusiasts will appreciate the vehicle hoist and dedicated workshop with lower level home access. This well built home in a prestigious waterfront neighbourhood is ready to enjoy this Summer. Get on the Lake and start living!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 20, 2026Price reducedCurrentReduced$1,050,000−$50,000 (4.5%)X12901924This page
    Mar 19, 2026ListedCurrentFor sale$1,100,000 —X12901924This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 13 South Harbour Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Waterfront
    • Rec./Commun.Centre
    • Marina
    • Lake Access
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,158
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $468
    0.54% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $691,951
      Last 30 days
    • Median sold price
      $630,000
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      392
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 13 South Harbour Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 13 South Harbour Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 13 South Harbour Drive listed for?

      13 South Harbour Drive is listed at $1,050,000 on the MLS® (listing X12901924). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 13 South Harbour Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 6-15
  5. Asking
    $1,050,000
    $0 / sqft · MLS® X12901924
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $422,090
    $388,323Confidence range$455,857
    Asking vs estimate
    ↑↑well-above
    +$627,910
    (+148.8%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 39 days — this one has been listed 118 days.

    Avg sold price
    $691,951
    Median sold
    $630,000
    Avg days on market
    39
    Recently sold
    392
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    • Enjoy exclusive membership to the Shore Spa Club, featuring a marina, tennis courts, pool, fitness center, lounge, billiards room, library, and a full calendar of social activities.
    • This 3-bedroom, 3-bath executive bungalow offers over 3,400 sq ft of finished living space, designed for effortless living in a vibrant adult lifestyle community with private club on the shores of Pigeon Lake.
    • Primary suite comes complete with 4-piece ensuite and generous walk-in closet and the main floor laundry/mudroom provides direct garage access enhancing everyday functionality.
    • A fully finished walkout lower level w/two additional bedrooms, a large recreation room w/propane fireplace, a 4-piece bath, and multiple storage/work areas is perfect for guests, hobbies, or multi-generational living.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    3
    Parking spaces
    7
    Driveway
    Private Double
  8. Interior

    6
    Basement
    Full, Finished with Walk-Out, Separate Entrance
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
    Elevator
    N
  9. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Garden, Trees/Woods
    Pool
    Community, Inground, Salt
  10. Lot & land

    2
    Year built
    6-15
    Zoning
    R1
  11. Listing & possession

    3
    Occupancy
    FLEXIBLE
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 15 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Kitchen
      stainless steel appl · centre island · pantry
      14.2 × 11.0 ft
    • Bathroom
      4 pc ensuite · tile floor · separate shower
      8.9 × 8.6 ft
    • Great Room
      vaulted ceiling(s) · hardwood floor · fireplace
      15.4 × 18.0 ft
    • Powder Room
      tile floor · 2 pc bath · quartz counter
      5.1 × 5.1 ft
    • Laundry
      tile floor · laundry sink · access to garage
      12.3 × 5.6 ft
    • Living Room
      hardwood floor · window floor to ceiling
      15.9 × 11.2 ft
    • Primary Bedroom
      broadloom · walk-in closet(s) · 4 pc ensuite
      15.8 × 13.0 ft
    • Foyer
      tile floor · double closet · vaulted ceiling(s)
      6.7 × 9.1 ft
    • Dining Room
      walk-out · hardwood floor · open concept
      14.5 × 11.0 ft

    Lower level

    6 rooms
    • Recreation
      walk-out · stone fireplace · california shutters
      28.7 × 17.9 ft
    • Foyer
      Broadloom
      10.3 × 7.4 ft
    • Utility Room
      finished · walk-up · combined w/workshop
      24.5 × 28.7 ft
    • Bedroom 3
      broadloom · large closet · above grade window
      17.5 × 10.5 ft
    • Bedroom 2
      broadloom · bow window · large closet
      18.0 × 17.4 ft
    • Bathroom
      tile floor · 4 pc bath · quartz counter
      8.7 × 5.5 ft
  13. Golf
  14. Beach
  15. Combined estimate
    $5,626
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,158
    /mo
    based on the purchase price of $1,050,000
    $210,000 cash
    $840,000 financed
    $707,500 total interest
    Monthly payment$5,158/ month
    Principal54%$840,000
    Interest46%$707,500

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 48 Stanley Drive
      Sold
      Sign in for price
      48 Stanley Drive
      Detached
    • 14 Laurent Boulevard
      Sold
      Sign in for price
      14 Laurent Boulevard
      Detached
    • 470 Indian Point Road
      Sold
      Sign in for price
      470 Indian Point Road
      Detached
    • 121 Durham Street
      Sold
      Sign in for price
      121 Durham Street
      Detached
    • 72 Cook Street
      Sold
      Sign in for price
      72 Cook Street
      Detached
    • 38 Trent River Road
      Sold
      Sign in for price
      38 Trent River Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    13 South Harbour DriveThis home1 / 315,002,000$1,050,000ask———
    48 Stanley Drive3 / 31,500—
    14 Laurent Boulevard3 / 31,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 73 Navigators Trail
      $899,000
      73 Navigators Trail
      Detached 2 3
    • 39 Helen Crescent
      $1,075,000
      39 Helen Crescent
      Detached 3 4
    • 8 Brenda Boulevard
      $899,900
      8 Brenda Boulevard
      Detached 2 3
    • 20955 Brunon Avenue
      $1,090,000
      20955 Brunon Avenue
      Detached 2 2
    • 226 Francis Street
      $999,900
      226 Francis Street
      Detached 2 3
    • 4 Flora Street
      $899,900
      4 Flora Street
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of ROYAL HERITAGE REALTY LTD. · displayed on Summitly per MLS® data-share rules

    13 South Harbour Drive is a 1-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 13 South Harbour Drive built?

    13 South Harbour Drive was built in 6-15. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 13 South Harbour Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 13 South Harbour Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 13 South Harbour Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,050,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 13 South Harbour Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 13 South Harbour Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 13 South Harbour Drive in?

    13 South Harbour Drive is in Bobcaygeon, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  25. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 470 Indian Point Road
    3 / 2
    2,000
    —
    121 Durham Street3 / 31,100—
    72 Cook Street2 / 3700—
    38 Trent River Road3 / 21,100—