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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 31 days

    Unit 14 — 130 Water Street E

    Gananoque·Gananoque, ON·K7G 0A8·Near Main St and Water St

    • 2 beds
    Gananoque real estate›X13165724
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    Open house & virtual tour

    Drop in during an open house, or tour online — no appointment needed.

    No open houses scheduled right now.
    You can book a private showing anytime — use the tour buttons or the floating “Schedule tour”.
    Overview

    What this listing tells us

    Property description

    Welcome to Island Harbour Club. Experience modern waterfront living in the heart of the Thousand Islands. This stunning 2-bedroom, 2-bathroom ground-floor unit offers open-concept elegance with high ceilings, premium finishes, and expansive windows that fill the space with natural light. The kitchen features quartz countertops, sleek cabinetry, and stainless steel appliances, flowing seamlessly into the living and dining areas perfect for entertaining. The primary suite boasts a walk-in closet and spa-inspired ensuite, while the second bedroom is ideal for guests or a home office. Enjoy the convenience of in-suite laundry, secure underground parking, and a private terrace with views of the St. Lawrence River. Located steps from Gananoques vibrant downtown, marinas, parks, and trails, with easy access to Kingston . This boutique condominium offers a relaxed lifestyle in an unbeatable location.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 14 — 130 Water Street E
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,432
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $272
    0.66% mill rate · ON
    The market

    How this home sits in the Gananoque market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Gananoque market right now

    Average sold price, days on market, and closed-transaction count for Gananoque — sourced from MLS®.

    • Avg sold price
      $742,763
      Last 30 days
    • Median sold price
      $535,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      35
      MLS® transactions
    Full Gananoque market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 14 — 130 Water Street E — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 14 — 130 Water Street E and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 14 — 130 Water Street E listed for?

      Unit 14 — 130 Water Street E is listed at $495,000 on the MLS® (listing X13165724). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 14 — 130 Water Street E have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1400-1599 sqft
  3. Condo Apartment
  4. Asking
    $495,000
    $0 / sqft · MLS® X13165724
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $542,217
    $498,840Confidence range$585,594
    Asking vs estimate
    ↓below
    −$47,217
    (-8.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Gananoque sell in about 43 days — this one has been listed 31 days.

    Avg sold price
    $742,763
    Median sold
    $535,000
    Avg days on market
    43
    Recently sold
    35
    See comparable sales
    The kitchen features quartz countertops, sleek cabinetry, and stainless steel appliances, flowing seamlessly into the living and dining areas perfect for entertaining.
  6. The primary suite boasts a walk-in closet and spa-inspired ensuite, while the second bedroom is ideal for guests or a home office.
  7. Enjoy the convenience of in-suite laundry, secure underground parking, and a private terrace with views of the St.
  8. Located steps from Gananoques vibrant downtown, marinas, parks, and trails, with easy access to Kingston .
  9. Ask Zara a follow-up
    Combined estimate
    $2,704
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,432
    /mo
    based on the purchase price of $495,000
    $99,000 cash
    $396,000 financed
    $333,536 total interest
    Monthly payment$2,432/ month
    Principal54%$396,000
    Interest46%$333,536

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    Comparable condo apartments that just sold in Gananoque

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 50 Market Street
      Sold
      Sign in for price
      50 Market Street
      Condo Apartment
    • 540 Talbot Place
      Sold
      Sign in for price
      540 Talbot Place
      Condo Apartment
    • 129 South Street
      Sold
      Sign in for price
      129 South Street
      Condo Apartment
    • 50 Market St Street
      Sold
      Sign in for price
      50 Market St Street
      Condo Apartment
    • 610 William Street
      Sold
      Sign in for price
      610 William Street
      Condo Apartment
    • 610 William Street
      Sold
      Sign in for price
      610 William Street
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 14 — 130 Water Street EThis home2 / 214,001,599$495,000ask———
    50 Market Street2 / 21,200—
    540 Talbot Place2 / 1800—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in Gananoque

    Active listings within ±20% of this asking price.

    • 610 William Street South
      $424,900
      610 William Street South
      Condo Apartment 2 1
    • 129b South Street
      $539,000
      129b South Street
      Condo Apartment 1 2
    • 130 Water Street
      $587,000
      130 Water Street
      Condo Apartment 2 2
    • 610 William Street
      $439,900
      610 William Street
      Condo Apartment 3 2
    • 129B South Street
      $580,000
      129B South Street
      Condo Apartment 1 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  10. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  11. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  12. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  13. Unit 14 — 130 Water Street E is a 2-bedroom, 2-bath, 1400-1599 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  14. When was Unit 14 — 130 Water Street E built?

    The year built for Unit 14 — 130 Water Street E isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  15. What is the property tax for Unit 14 — 130 Water Street E?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 14 — 130 Water Street E plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  16. How much would the monthly mortgage be on Unit 14 — 130 Water Street E?

    The affordability calculator on this page shows an estimated monthly mortgage for $495,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  17. Has Unit 14 — 130 Water Street E been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 14 — 130 Water Street E with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  18. What neighbourhood is Unit 14 — 130 Water Street E in?

    Unit 14 — 130 Water Street E is in Gananoque, Gananoque. The 'Neighbourhood' section below links to the live Gananoque real estate hub with average sold price, days on market, and current inventory.

  19. Is Gananoque a good place to live?

    Gananoque is one of ON's actively-tracked Summitly markets. The full Gananoque real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  20. 129 South Street
    2 / 2
    900
    —
    50 Market St Street2 / 21,400—
    610 William Street1 / 1600—
    610 William Street2 / 1800—