Come and experience elevated living in this bright and spacious newer Condo that perfectly blends style, comfort and convenience. With stunning panoramic views of the St Lawrence River and the Town below. This residence offers a lifestyle as breathtaking as its surroundings. Condo features open concept living with oversized windows that flood the space with natural light and a large private balcony to soak in the views while enjoying your morning coffee or the beautiful sunsets. Call today for your private showing.
2 bedrooms, 2 bathrooms, about 900 sq ft, works out to roughly $617 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 130 Water St #406
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
900-999 sq ftas stated on the listing
Parking
1 spaceYes garage
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
130 Water St #406 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,727
/mo
based on the purchase price of $555,000
$111,000 cash
$444,000 financed
$373,965 total interest
Principal54%$444,000
Interest46%$373,965
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Gananoque
Other 1–2 bed homes for sale in Gananoque around $555K.
Average days on market51Homes sold in about 51 days on average.
Sale-to-list ratio95.2%On average, homes sold below asking.
Active listings68Homes for sale here right now.
Median vs prior 90 days−9.0%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 39 sales from Jul 24 – Oct 22, 2026 (27 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
2 for sale at 130 Water St — plus its sale and lease history.
130 Water St #406 is listed at $555,000 (MLS® X13143922). Summitly updates the price as soon as the MLS® record changes.
Is $555,000 a good price for 130 Water St #406?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Gananoque. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 130 Water St #406 changed?
Yes — it was first listed at $587,000 and is now $555,000, a drop of $32,000 (5.5%).
How many bedrooms and bathrooms does 130 Water St #406 have?
130 Water St #406 has 2 bedrooms and 2 bathrooms, with about 900–999 square feet of living space. It is a condo in Gananoque.
How much would the monthly mortgage be on 130 Water St #406?
About $2,727 a month — principal and interest on $555,000 with 20% down ($111,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 130 Water St #406 compare with other homes in Gananoque?
Its asking price of $555,000 is about 15% above the median sold price in Gananoque over the last 90 days, $482,500, across 39 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 130 Water St #406 been sold before?
Summitly has no earlier MLS® sale or lease of 130 Water St #406 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 130 Water St #406?
130 Water St #406 is in Gananoque, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 130 Water St #406 been on the market?
156 days — 130 Water St #406 was listed on May 19, 2026.
What is the price per square foot of 130 Water St #406?
About $556 to $617 per square foot: the asking price of $555,000 over the 900–999 sq ft the listing gives as its size range.
Does 130 Water St #406 have parking or a garage?
Yes — the listing gives 1 parking space. Garage: Yes.
Does 130 Water St #406 have a basement, and is it finished?
The listing says 130 Water St #406 has no basement.
