Waterloo, ON · · MLS® X13522576Updated
$999,900Est. $4,912/mo mortgage
139 Elgin Cres is a 3-bedroom, 2-bathroom duplex in Waterloo, listed for $999,900. It has 700-1100 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
nvestor Alert - Rare Opportunity to Acquire a Fully Stabilized, Rental Licensed 3+3 Bedroom Property in One of Waterloo's Most Proven Rental Locations.Welcome to 139 Elgin Crescent, a turnkey income-producing asset offering the combination investors are actively seeking: strong cash flow, excellent tenant quality, and long-term income certainty. The property is fully leased under a multi-year agreement through to at least April 30, 2027, generating $5,970 per month plus utilities ($71,640 annually), providing immediate cash flow with virtually no leasing risk.This home with registered accessory apartment features two self-contained 3-bedroom units, each with its own kitchen and bathroom, making it ideally configured for the Waterloo student rental market. Situated on a mature 50 foot x 127 foot lot within walking distance of Wilfrid Laurier University, the University of Waterloo, Uptown Waterloo, shopping, restaurants, transit and everyday amenities, the location has consistently demonstrated strong tenant demand.The property has benefited from numerous updates over the years, including roof, furnace, air conditioning, wiring, plumbing and bathroom updates. Recently completed vinyl plank flooring throughout the main floor living room, hallway and all three upstairs bedrooms provides a fresh, modern appearance while offering the durability investors appreciate.Additional features include large basement egress windows, shared laundry, an attached garage (real bonus in this area), double-wide driveway parking, fenced backyard and an expansive stone patio. Whether you're expanding an existing portfolio or seeking a dependable hands-off investment in one of Ontario's perennially strongest rental markets, this is a rare opportunity to acquire a fully licensed, fully leased, and professionally maintained rental asset with predictable income already secured well into 2027. A true turnkey investment-buy today and collect strong rent tomorrow.
3 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $1,428 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Every detail from the listing, in one place.
Parking & garage
Interior
Lot & land
Listing & possession
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
Full Waterloo market reportSold prices are shown free to signed-in members, as board rules require.
Sign in to see photos and details
396 Hazel Street
7 bd · 2 ba · Multiplex
Sign in to see photos and details
98 William Street
2 bd · 2 ba · Multiplex
Sign in to see photos and details
33 Orchid Crescent
4 bd · 2 ba · Multiplex
Sign in to see photos and details
154 Elgin Crescent
4 bd · 2 ba · Multiplex
Sign in to see photos and details
508 Kelso Place
4 bd · 4 ba · Multiplex
Sign in to see photos and details
168 Elgin Crescent
3 bd · 2 ba · Multiplex
6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
See what these homes actually sold for
Free with a Summitly account. Sign in once and sold prices unlock across the site.
| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This home139 Elgin Crescent 3 bd · 2 ba · 700 sqft | $999,900asking | $1,428 | — | — |
| 396 Hazel Street 7 bd · 2 ba · 1,100 sqft | ||||
| 98 William Street 2 bd · 2 ba · 2,000 sqft | ||||
| 33 Orchid Crescent 4 bd · 2 ba · 1,100 sqft | ||||
| 154 Elgin Crescent 4 bd · 2 ba · 700 sqft | ||||
| 508 Kelso Place 4 bd · 4 ba · 2,500 sqft | ||||
| 168 Elgin Crescent 3 bd · 2 ba |
7 bd · 2 ba · 1,100 sqft
2 bd · 2 ba · 2,000 sqft
4 bd · 2 ba · 1,100 sqft
4 bd · 2 ba · 700 sqft
4 bd · 4 ba · 2,500 sqft
3 bd · 2 ba
Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.
From 139 Elgin Cres. Typical times without traffic delays; transit times aren't available yet.
What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Lock in a low rate before you offer
Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 139 Elgin Cres with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Ask about 139 Elgin Cres day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Listing brokerage: ROYAL LEPAGE WOLLE REALTY, BrokerageMLS® X13522576 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 12-bed homes for sale in Waterloo around $1000K.
Homes for sale in Waterloo
Every active Waterloo MLS® listing, updated all day.
Curated MLS® searches this property belongs to — same city, same shape of home.
Based on 424 sales from Aug 5 – Nov 3, 2026 (299 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Stations and stops, straight-line distance
Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.
Loading schools, parks, groceries and more nearby…
Nearest subway, GO and LRT stations first, then bus and streetcar stops.
Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.
139 Elgin Cres is listed at $999,900 (MLS® X13522576). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 139 Elgin Cres is still listed at its original asking price of $999,900.
139 Elgin Cres has 3 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a duplex in Waterloo.
The nearest rapid-transit station is Waterloo Public Square Station (ION), about 1.1 km (about a 14-minute walk) in a straight line. Willis Way Station is about 1.3 km (about a 17-minute walk), and Laurier - Waterloo Park Station is about 1.4 km (about a 17-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
About $4,912 a month — principal and interest on $999,900 with 20% down ($199,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $999,900 is about 41% above the median sold price in Waterloo over the last 90 days, $707,000, across 424 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 139 Elgin Cres on record from the last two years. Older records aren't shown under TRREB rules.
139 Elgin Cres is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
122 days — 139 Elgin Cres was listed on July 4, 2026.
About $909 to $1,428 per square foot: the asking price of $999,900 over the 700–1,100 sq ft the listing gives as its size range.
Yes — the listing gives 2 parking spaces. Garage: Yes.
