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MLS® listings · updated October 27, 2026 Seller's market · 56/100

Waterloo Homes for Sale & Real Estate

Waterloo has 400 homes and properties for sale on the MLS® right now. The median asking price for a home is $579,000. 26 new listings came on the market in the last 7 days. Condos are the largest share, at 41% of home listings.

Currently a seller's market in Waterloo. Browse 400 MLS® listings, neighbourhood market stats, and recent sold history across Waterloo, Ontario.

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423 Keats Way, Waterloo: home for sale
423 Keats Way · $515,000Listed by HOMELIFE LANDMARK REALTY INC., Brokerage

Waterloo at a glance

MLS® data

Homes for sale
400
For rent
166
Sold · 90 days
397
Average sold price · 90 days
$751,554

Market typeSeller's market · 56/100

32 days on market (average) · 2.8 months of inventory

Full market report

Fresh on the market

Newest listings in Waterloo

The newest MLS® listings, newest first.

  1. 423 Keats Way 4, Waterloo, ON N2L 5S7, WaterlooListed yesterday · 3 bd · 2 ba · Condo Townhouse$515,000
  2. 181 King Street S 806, Waterloo, ON N2J 0E7, WaterlooListed yesterday · 1 bd · 1 ba · Condo Apartment$398,000
  3. 288 Albert Street 208, Waterloo, ON N2L 0G9, WaterlooListed yesterday · 4 bd · 3 ba · Condo Townhouse$579,000
  4. 750 Angler Way, Waterloo, ON N2K 4L7, WaterlooListed yesterday · 3 bd · 1 ba · Detached$579,000
  5. 548 Mariner Drive, Waterloo, ON N2K 3Y8, WaterlooListed yesterday · 3 bd · 2 ba · Att/Row/Townhouse$588,000
  6. 64 Frobisher Court, Waterloo, ON N1R 6Z5, WaterlooListed yesterday · 3 bd · 2 ba · Att/Row/Townhouse$569,900
  7. 379 Holly Street, Waterloo, ON N2L 4G5, WaterlooListed yesterday · 12 bd · 3 ba · Duplex$859,000
  8. 38 Roslin Avenue S, Waterloo, ON N2L 2P8, WaterlooListed Oct 26 · 3 bd · 2 ba · Detached$799,999

See them with photos

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Zara · AI virtual agent

Meet Zara · Waterloo

Ask Zara about any listing, neighbourhood, school zone, or sold comparable in Waterloo. Available 24/7 via chat or phone — no signup, no waiting.

How many homes are for sale in Waterloo?

400 homes are listed for sale in Waterloo on the MLS® right now. 26 of them were listed in the last 7 days.

Ask Zara a follow-up
How much does a home cost in Waterloo?

As of October 2026, homes for sale in Waterloo have an average asking price of $797,910 and a median of $579,000 across 343 MLS® listings. A detached house has a median asking price of $899,450, against $389,900 for a condo. Over the last 12 months, the median sold price was $700,000 across 1,099 sales.

Ask Zara a follow-up
Is Waterloo a buyer's or a seller's market?

Right now it reads as a seller's market: homes are taking about 32 days to sell and there are about 2.8 months of supply. That can change month to month, so ask before you make an offer.

Ask Zara a follow-up
Are prices coming down in Waterloo?

5 homes have had the asking price cut in the last two weeks. See them in the price drops row above.

Ask Zara a follow-up
Chat with ZaraTalk to Zara
AI-friendly answerUpdated daily from MLS®

Waterloo, Ontario has 400 homes listed for sale, 395 sold in the last 90 days and a 90-day median sold price of $685,500, from the MLS®. Through Mortgage Squad Advisors — Summitly's preferred mortgage partner — you can browse listings and talk to a licensed mortgage advisor in the same flow.

Search Ontario homes on the map

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Map preview of Waterloo real estate listings
New in Waterloo

Newest Waterloo MLS® listings

26 homes were listed for sale in Waterloo in the last 7 days. The newest first.

All new listings in Waterloo

More Waterloo listings

Showing 1–24 of 400

Price drops

Recently reduced in Waterloo

Homes whose asking price came down in the last two weeks, most recent cut first.

All price-reduced homes in Waterloo
Home prices

Waterloo home prices

Asking prices of the Waterloo homes for sale on the MLS® today, by property type, with the median sold price over the last 12 months. Updated October 2026.

As of October 2026, homes for sale in Waterloo have an average asking price of $797,910 and a median of $579,000 across 343 MLS® listings. A detached house has a median asking price of $899,450, against $389,900 for a condo. Over the last 12 months, the median sold price was $700,000 across 1,099 sales.

Waterloo home prices by property type
TypeFor saleAverage askingMedian askingAsking $/sq ftMedian days listedMedian sold (12 mo)
All homes343$797,910$579,000$55047$700,000
Detached112$1,097,303$899,450$59541$849,950
Semi-detached10$735,660$639,900$60225$638,250
Townhouse63$542,437$515,000$42841$535,000
Condo141$416,359$389,900$55054$410,000
Multi-family17$2,973,435$1,296,000$68265$785,000

Asking figures are from active MLS® listings; $/sq ft uses listings that report a floor area. Sold figures are medians of at least 5 sales — individual sold prices are shown to signed-in members only.

12-month sold price trend in Waterloo

MonthAverage sold priceSales
November 2025$801,48263
December 2025$711,98286
January 2026$752,32656
February 2026$740,70943
March 2026$751,66255
April 2026$684,44175
May 2026$696,73379
June 2026$794,922100
July 2026$800,343132
August 2026$761,764172
September 2026$755,087127
October 2026$754,455118
Sold

Recently sold in Waterloo

How Waterloo homes have been selling, from MLS® sales. Prices are aggregates of at least 5 sales; sign in to see individual sold prices and dates.

See recently sold homes in Waterloo
  • Sold in the last 90 days
    395
  • Median sold price (90 days)
    $685,500
  • Average days on market
    32 days
  • Homes sold (12 months)
    1,099
Market intelligence

Home price trends & market temperature in Waterloo

Composite hotness score, the year-long sold-price line, and a plain-English read on the data from Zara, our real estate AI.

Full Waterloo market breakdown
Market temperature

Waterloo is leaning toward a seller's market

Composite score derived from days-on-market and months-of-inventory signals.

56
warm
Cool buyer's mktBalancedHot seller's mkt
  • Days on market
    32
    Lower = hotter
  • Months of inventory
    2.8
    Under 4 = hot
  • Closed (30d)
    436
    MLS® last 30 days
12-month trend

Average sold price in Waterloo

Last 12 months of MLS® closed transactions, average per month.

$751,554
-5.9% YoY
$754,455
Nov 25Oct 26
Zara's take · Waterloo
Waterloo is currently a leaning toward sellers.

The latest monthly average sold price is roughly 5.9% lower than 12 months earlier. Monthly averages move with the mix of homes that sold, so treat this as a direction rather than a precise change. Inventory is tight at ~2.8 months of supply.

Practical takeaway

Buyers: lead with strong financing and limit conditions on the right home. Sellers: price competitively but expect interest.

Generated from MLS® data — not investment advice.See the full report
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Browse by price

Waterloo homes for sale by price range

Active MLS® listings per price band.

  • Under $500K
    193
  • $500K – $750K
    93
  • $750K – $1M
    51
  • $1M – $1.5M
    35
  • $1.5M – $2M
    11
  • Over $2M
    23
Browse by type

Waterloo homes by property type

Detached, semi-detached, townhouse, condo, multi-family and commercial inventory — all in one view.

Browse by bedrooms

Waterloo listings by bedroom count

  • 1+ Bedroom
    346
  • 2+ Bedrooms
    280
  • 3+ Bedrooms
    186
  • 4+ Bedrooms
    78
  • 5+ Bedrooms
    30
Popular searches

Explore Waterloo real estate

Jump straight to the searches buyers and renters use most — each one updated daily from MLS® data.

Browse by intent

Popular Waterloo searches

The way buyers really search — new listings, price drops, with pool, finished basement, fixer-uppers, and more. One tap drops you on the map with that filter applied.

Neighbourhoods

Most-searched neighbourhoods in Waterloo

Where the action is right now — ranked by active MLS® inventory.

By postal code

Most-active postal codes in Waterloo

Forward Sortation Areas (the first 3 characters of a Canadian postal code) ranked by current MLS® inventory.

Nearby markets

Cities near Waterloo

Same-province markets within driving distance — useful when you're flexible on commute.

About the market

Living in Waterloo, Ontario

Waterloo has 400 homes listed for sale on the MLS® right now. The largest groups are condos (137), detached houses (103), townhouses (61) and multi-family homes (19). Another 160 homes are listed for rent.

Over the last 90 days, 436 homes sold in Waterloo at a median price of $685,500, after an average of 32 days on the market. Over the last six months, average sold prices were: detached houses $955,030, semi-detached houses $628,369, townhouses $585,269, condos $413,754 and multi-family homes $1,127,633.

At the current pace of sales, Waterloo's active listings would take about 2.8 months to sell — a tight supply that usually favours sellers. Summitly's market gauge reads: Waterloo is leaning toward a seller's market.

Waterloo is served by ION light rail. The nearest markets Summitly covers are Kitchener (3 km), Cambridge (20 km) and Guelph (24 km).

Looking for a licensed agent? Compare Waterloo real estate agents — free to use. How your agent is paid is set out in your buyer representation agreement.

Thinking about a career in real estate? Real estate careers in Waterloo

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Buying guide

Buying a home in Waterloo

What buying at Waterloo's typical asking price costs on top of the price itself, from Ontario's current rules.

  • Land transfer tax in Waterloo

    On Waterloo's median asking price of $579,000, Ontario land transfer tax is $8,055. Waterloo has no municipal land transfer tax; the same home in Toronto would add $8,055 of MLTT.

  • First-time buyer refunds

    First-time buyers get up to $4,000 of the provincial tax refunded — $4,000 at this price, leaving $4,055 to pay.

  • Minimum down payment

    At $579,000, the minimum down payment is $32,900 (5.7% of the price).

The 5-step plan

How to buy a home in Waterloo

The steps Summitly's licensed advisors walk buyers through.

  1. 1

    Get pre-approved

    Confirm your maximum purchase price and hold a rate before you start touring properties in Waterloo. Summitly's mortgage partner, Mortgage Squad Advisors, can compare lenders for you.

  2. 2

    Browse MLS® listings in Waterloo

    Use the price, property-type and bedroom tiles on this page to narrow inventory, or draw your own search area on the map.

  3. 3

    Tour homes with a licensed agent

    Summitly can connect you with a Waterloo agent at Coldwell Banker Summit Realty, or you can work with your existing REALTOR®.

  4. 4

    Make an informed offer

    Compare the asking price with recent sold prices for similar homes nearby — Zara, our real estate AI, can pull comparables for any address.

  5. 5

    Close

    Your lender, real estate lawyer and agent coordinate the closing so the keys are released on your closing date.

Frequently asked questions

Buying and selling in Waterloo: your questions, answered

Answered with this page's own MLS® numbers.

  • What is the average house price in Waterloo?

    The average asking price of a home for sale in Waterloo is $797,910 as of October 2026, across 343 MLS® listings (median $579,000). Homes that sold in the last 90 days averaged $751,554 over 436 sales. Detached houses average $1,097,303.

  • How many homes are for sale in Waterloo right now?

    400 homes are listed for sale on the MLS® in Waterloo, including 137 condos, 103 detached houses and 61 townhouses.

  • What do homes sell for in Waterloo?

    Homes that sold in Waterloo over the last 90 days went for a median of $685,500 and an average of $751,554, across 436 sales. Prices vary widely by property type, size and neighbourhood.

  • How much does each type of home cost in Waterloo?

    Average sold prices in Waterloo over the last six months: detached houses $955,030, semi-detached houses $628,369, townhouses $585,269, condos $413,754 and multi-family homes $1,127,633.

  • How long does it take to sell a home in Waterloo?

    Homes that sold in Waterloo over the last 90 days spent an average of 32 days on the market.

  • Is Waterloo a buyer's or a seller's market?

    Waterloo is leaning toward a seller's market. Waterloo has about 2.8 months of inventory (active listings divided by monthly sales); under four months usually favours sellers and over six favours buyers.

  • How many homes are for rent in Waterloo?

    160 homes are listed for rent on the MLS® in Waterloo right now.

  • What cities are near Waterloo?

    The closest markets Summitly covers are Kitchener (3 km away), Cambridge (20 km away) and Guelph (24 km away).

  • Where do these Waterloo numbers come from?

    Listing counts are MLS® counts, updated daily. Sold prices and days on market come from MLS® sales closed in the last 90 days; a figure based on fewer than 5 sales is withheld.

Licensed Ontario real estate brokerage

Coldwell Banker Summit Realty, Brokerage

Coldwell Banker Summit Realty, Brokerage is registered with the Real Estate Council of Ontario (RECO). Its licensed agents can help you buy, sell or lease in Waterloo, from showings and offers to closing. When you are ready to finance, you can compare mortgage options with our partner, Mortgage Squad Advisors.

  • RECO-registered brokerage
  • Licensed agents
  • Zara, AI virtual agent
Contact a licensed agentChat with Zara (AI) instead

Coldwell Banker Summit Realty, Brokerage. Waqar Afzal, Broker of Record. Each office is independently owned and operated.

Ready to make a move in Waterloo?

Estimate what you can afford, talk to a licensed mortgage advisor about pre-approval, or ask Zara for a personal affordability snapshot.

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