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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 40 days

    163 Pine Street

    Gananoque·Gananoque, ON·K7G 1C6·Near Stone & King

    • 4 beds
    Gananoque real estate›X13098334
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Full of character and timeless charm, this spacious 4-bedroom family home sits on a large, tree-lined lot designed to capture natural light throughout the day. The main floor offers generous principal rooms including a welcoming living room with wood-burning fireplace, formal dining room with built-in cabinetry and hardwood floors, and a well-appointed kitchen featuring granite countertops, built-in appliances, abundant cabinetry, and cozy bench seating. A bright sunroom overlooks the fully fenced backyard oasis complete with an in-ground pool, gardens, and lawn, while the sunny breakfast nook with skylights opens to a covered porch with additional skylights. The main level also includes a 3 piece bath with skylight. Upstairs, a wide staircase leads to four spacious bedrooms, a 4 piece bathroom, 2 piece ensuite, and linen closet. The third floor bonus room features a rare 1938 slate Brunswick billiard table and ample storage space. The lower level includes a bright laundry room and excellent storage. Numerous updates provide peace of mind, including extensive electrical upgrades (2024), heat pumps/air conditioning (2024), boiler (2019), pool liner (2017), windows (2012/2013), garage door (2022), pool pump (2025), sump pump (2025), battery backup for sump pump (2026), plus extensive interior painting and new window coverings (2025). Ideally located within walking distance to schools, downtown shopping, pubs, restaurants, the 1000 Islands Playhouse, waterfront amenities, and marinas, with grocery stores, highway access, and the St. Lawrence Parkway just minutes away.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 7, 2026ListedCurrentFor sale$1,025,000 —X13098334This page
    Dec 1, 2023Previously listedSld$1,099,000 —X9024149View
    Aug 22, 2023Previously listedExp$1,099,000 —X9026709View
    Jun 28, 2023Previously listedTer$1,195,000 —X9029251View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Radiant
      Air conditioning
      Wall Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 163 Pine Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Lake/Pond
    • Marina
    • Park
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,036
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $404
    0.47% mill rate · ON
    The market

    How this home sits in the Gananoque market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Gananoque market right now

    Average sold price, days on market, and closed-transaction count for Gananoque — sourced from MLS®.

    • Avg sold price
      $726,938
      Last 30 days
    • Median sold price
      $535,000
      Middle of the market
    • Days on market
      45 d
      Avg from list to close
    • Closed last 30d
      37
      MLS® transactions
    Full Gananoque market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 163 Pine Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 163 Pine Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 163 Pine Street listed for?

      163 Pine Street is listed at $1,025,000 on the MLS® (listing X13098334). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 163 Pine Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $1,025,000
    $0 / sqft · MLS® X13098334
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $857,787
    $789,164Confidence range$926,410
    Asking vs estimate
    ↑↑well-above
    +$167,213
    (+19.5%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Gananoque sell in about 45 days — this one has been listed 40 days.

    Avg sold price
    $726,938
    Median sold
    $535,000
    Avg days on market
    45
    Recently sold
    37
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Full of character and timeless charm, this spacious 4-bedroom family home sits on a large, tree-lined lot designed to capture natural light throughout the day.
    • A bright sunroom overlooks the fully fenced backyard oasis complete with an in-ground pool, gardens, and lawn, while the sunny breakfast nook with skylights opens to a covered porch with additional skylights.
    • The main level also includes a 3 piece bath with skylight.
    • Upstairs, a wide staircase leads to four spacious bedrooms, a 4 piece bathroom, 2 piece ensuite, and linen closet.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    3
    Driveway
    Private
  9. Interior

    6
    Basement
    Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    12
    Laundry level
    Lower Level
    Elevator
    N
  10. Exterior & construction

    4
    Exterior
    Stone, Stucco (Plaster)
    Roof
    Asphalt Shingle
    Foundation
    Stone
    Pool
    Inground
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    R2
  12. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Sunroom
      7.3 × 14.8 ft
    • Den
      10.0 × 14.6 ft
    • Bathroom
      7.1 × 7.6 ft
    • Kitchen
      8.7 × 20.6 ft
    • Living Room
      21.8 × 15.6 ft
    • Dining Room
      15.2 × 13.5 ft

    Second level

    6 rooms
    • Primary Bedroom
      13.6 × 13.6 ft
    • Bedroom
      11.8 × 15.5 ft
    • Bedroom
      10.8 × 13.5 ft
    • Bathroom
      2 Pc Ensuite
      0.0 × 0.0 ft
    • Bedroom
      9.1 × 15.5 ft
    • Bathroom
      4 Pc Bath
      8.2 × 7.6 ft

    Third level

    1 room
    • Loft
      12.2 × 25.7 ft
  14. Place Of Worship
  15. River/Stream
  16. Combined estimate
    $5,440
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,036
    /mo
    based on the purchase price of $1,025,000
    $205,000 cash
    $820,000 financed
    $690,655 total interest
    Monthly payment$5,036/ month
    Principal54%$820,000
    Interest46%$690,655

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Gananoque

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 479 Henrietta Street
      Sold
      Sign in for price
      479 Henrietta Street
      Detached
    • 2211 Hitchcock Road
      Sold
      Sign in for price
      2211 Hitchcock Road
      Detached
    • 108 South Street
      Sold
      Sign in for price
      108 South Street
      Detached
    • 80 Market Street
      Sold
      Sign in for price
      80 Market Street
      Detached
    • 5034 Highway 2
      Sold
      Sign in for price
      5034 Highway 2
      Detached
    • 40 Elm Street
      Sold
      Sign in for price
      40 Elm Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    163 Pine StreetThis home4 / 325,003,000$1,025,000ask———
    479 Henrietta Street3 / 2700—
    2211 Hitchcock Road3 / 11,100—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Gananoque

    Active listings within ±20% of this asking price.

    • 125 Arthur Street
      $849,900
      125 Arthur Street
      Detached 4 2
    • 61 Conner Drive
      $949,000
      61 Conner Drive
      Detached 4 3
    • 11 Dawson Drive
      $949,900
      11 Dawson Drive
      Detached 4 3
    • 389 King Street
      $849,900
      389 King Street
      Detached 4 3
    • 130 Main Street
      $974,900
      130 Main Street
      Detached 4 2
    • 145 Charles Street
      $849,000
      145 Charles Street
      Detached 5 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE · displayed on Summitly per MLS® data-share rules

    163 Pine Street is a 4-bedroom, 3-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 163 Pine Street built?

    163 Pine Street was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 163 Pine Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 163 Pine Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 163 Pine Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,025,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 163 Pine Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 163 Pine Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 163 Pine Street in?

    163 Pine Street is in Gananoque, Gananoque. The 'Neighbourhood' section below links to the live Gananoque real estate hub with average sold price, days on market, and current inventory.

  26. Is Gananoque a good place to live?

    Gananoque is one of ON's actively-tracked Summitly markets. The full Gananoque real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 108 South Street
    3 / 2
    1,500
    —
    80 Market Street4 / 32,000—
    5034 Highway 24 / 43,000—
    40 Elm Street3 / 21,100—