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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 38 daysPrice drop · $34,000 off (-5.2%)

    21 PEGGY Avenue

    Mount Elgin·South-West Oxford, ON·N0J 1N0·Near Mt Elgin Rd and Graydon Dr

    • 4 beds
    South-West Oxford real estate›X13104864
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 21 Peggy Avenue, a modern side-split home located in the highly desirable area of Mt. Elgin. This spacious residence features four bedrooms and two updated bathrooms, providing ample space for family and guests. With modern updates throughout, the home is move-in ready and boasts a large 119 ft wide lot with beautifully landscaped outdoor areas, perfect for gatherings and play. The wide concrete driveway can accommodate up to four vehicles, while the single-car garage, complete with Trusscore and a heater, adds extra convenience. Enjoy the privacy of backing onto green space with only one immediate neighbour. Take advantage of the nearby local park, sidewalks for those summer walks, and a supporting variety/gas bar for all you immediate needs. This is a fantastic place to truly enjoy where you live! Don't miss the chance to make 21 Peggy Avenue your new home!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 14, 2026Price reducedCurrentReduced$615,000−$34,000 (5.2%)X13104864This page
    May 8, 2026ListedCurrentFor sale$649,000 —X13104864This page
    Mar 20, 2026Previously listedTer$649,000 —X12906050View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 21 PEGGY Avenue
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,021
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $229
    0.45% mill rate · ON
    The market

    How this home sits in the South-West Oxford market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South-West Oxford market right now

    Average sold price, days on market, and closed-transaction count for South-West Oxford — sourced from MLS®.

    • Avg sold price
      $784,350
      Last 30 days
    • Median sold price
      $644,500
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      20
      MLS® transactions
    Full South-West Oxford market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 21 PEGGY Avenue — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 21 PEGGY Avenue and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 21 PEGGY Avenue listed for?

      21 PEGGY Avenue is listed at $615,000 on the MLS® (listing X13104864). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 21 PEGGY Avenue have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. < .50 ac lot
  5. Asking
    $615,000
    $0 / sqft · MLS® X13104864
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $925,533
    $851,490Confidence range$999,576
    Asking vs estimate
    ↓below
    −$310,533
    (-33.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in South-West Oxford sell in about 51 days — this one has been listed 38 days.

    Avg sold price
    $784,350
    Median sold
    $644,500
    Avg days on market
    51
    Recently sold
    20
    See comparable sales
    This spacious residence features four bedrooms and two updated bathrooms, providing ample space for family and guests.
  7. With modern updates throughout, the home is move-in ready and boasts a large 119 ft wide lot with beautifully landscaped outdoor areas, perfect for gatherings and play.
  8. The wide concrete driveway can accommodate up to four vehicles, while the single-car garage, complete with Trusscore and a heater, adds extra convenience.
  9. Enjoy the privacy of backing onto green space with only one immediate neighbour.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Private Double, Other
  12. Interior

    4
    Basement
    Finished, Partial Basement
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
  13. Exterior & construction

    4
    Exterior
    Aluminum Siding, Brick
    Roof
    Shingles, Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  14. Lot & land

    2
    Lot dimensions
    119.48 x 99.86
    Zoning
    R1
  15. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Sidesplit 4
    Property class
    Detached
  16. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Living Room
      14.0 × 14.8 ft
    • Kitchen
      10.6 × 10.9 ft
    • Dining Room
      8.7 × 8.7 ft
    • Foyer
      13.9 × 5.8 ft

    Second level

    4 rooms
    • Bedroom 2
      10.1 × 8.9 ft
    • Bathroom
      4 Pc Bath
      9.1 × 7.3 ft
    • Bedroom
      13.5 × 10.2 ft
    • Primary Bedroom
      12.7 × 10.3 ft

    Lower level

    3 rooms
    • Family Room
      13.1 × 16.7 ft
    • Bathroom
      2 Pc Bath
      3.9 × 6.9 ft
    • Bedroom
      11.9 × 8.8 ft

    Basement level

    1 room
    • Utility Room
      10.8 × 22.1 ft

    Sub-Basement level

    1 room
    • Other
      11.9 × 19.8 ft
    Combined estimate
    $3,250
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,021
    /mo
    based on the purchase price of $615,000
    $123,000 cash
    $492,000 financed
    $414,393 total interest
    Monthly payment$3,021/ month
    Principal54%$492,000
    Interest46%$414,393

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in South-West Oxford

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 164047 BROWNSVILLE Road
      Sold
      Sign in for price
      164047 BROWNSVILLE Road
      Detached
    • 584610 Beachville Road
      Sold
      Sign in for price
      584610 Beachville Road
      Detached
    • 584452 BEACHVILLE Road
      Sold
      Sign in for price
      584452 BEACHVILLE Road
      Detached
    • 312895 DEREHAM Line
      Sold
      Sign in for price
      312895 DEREHAM Line
      Detached
    • 474460 Dodge Line
      Sold
      Sign in for price
      474460 Dodge Line
      Detached
    • 14 Quinn Drive
      Sold
      Sign in for price
      14 Quinn Drive
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    21 PEGGY AvenueThis home4 / 215,002,000$615,000ask———
    164047 BROWNSVILLE Road3 / 21,500—
    584610 Beachville Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in South-West Oxford

    Active listings within ±20% of this asking price.

    • 292188 Culloden Line
      $569,000
      292188 Culloden Line
      Detached 3 2
    • 164575 Kellett Road
      $650,000
      164575 Kellett Road
      Detached 3 1
    • 163511 Brownsville Road
      $725,000
      163511 Brownsville Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX a-b Realty Ltd Brokerage · displayed on Summitly per MLS® data-share rules

    21 PEGGY Avenue is a 4-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 21 PEGGY Avenue built?

    The year built for 21 PEGGY Avenue isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  22. What is the property tax for 21 PEGGY Avenue?

    The 'Property tax' tab in the History section shows the most recent annual tax for 21 PEGGY Avenue plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 21 PEGGY Avenue?

    The affordability calculator on this page shows an estimated monthly mortgage for $615,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 21 PEGGY Avenue been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 21 PEGGY Avenue with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 21 PEGGY Avenue in?

    21 PEGGY Avenue is in Mount Elgin, South-West Oxford. The 'Neighbourhood' section below links to the live South-West Oxford real estate hub with average sold price, days on market, and current inventory.

  26. Is South-West Oxford a good place to live?

    South-West Oxford is one of ON's actively-tracked Summitly markets. The full South-West Oxford real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 584452 BEACHVILLE Road
    3 / 2
    1,100
    —
    312895 DEREHAM Line3 / 21,500—
    474460 Dodge Line3 / 31,500—
    14 Quinn Drive3 / 32,000—