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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 107 daysPrice drop · $25,000 off (-3.9%)

    312895 DEREHAM Line

    Dereham Centre·South-West Oxford, ON·N0J 1N0·Near From Culloden, West on mount Elgin Road, South on Dereham Line

    South-West Oxford real estate›X12717750
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to 312895 Dereham Line in South West Oxford. This country home offers 1,923 sq ft of living space set on over half an acre of peaceful rural land. This 3-bedroom, 2-bathroom home features a bright, functional layout with generous room sizes and plenty of natural light throughout. The spacious lot provides ample room for outdoor enjoyment, gardening, and more, all while remaining conveniently located within easy driving distance of Tillsonburg, Norwich, and Woodstock. An excellent opportunity to enjoy comfortable rural living with the convenience of nearby amenities!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Welcome to 312895 Dereham Line in South West Oxford.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 16, 2026Price reducedCurrentReduced$624,000−$25,000 (3.9%)X12717750This page
    Jan 21, 2026ListedCurrentFor sale$649,000 —X12717750This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 312895 DEREHAM Line
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,066
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $303
    0.58% mill rate · ON
    The market

    How this home sits in the South-West Oxford market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The South-West Oxford market right now

    Average sold price, days on market, and closed-transaction count for South-West Oxford — sourced from MLS®.

    • Avg sold price
      $784,350
      Last 30 days
    • Median sold price
      $644,500
      Middle of the market
    • Days on market
      51 d
      Avg from list to close
    • Closed last 30d
      20
      MLS® transactions
    Full South-West Oxford market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 312895 DEREHAM Line — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 312895 DEREHAM Line and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 312895 DEREHAM Line listed for?

      312895 DEREHAM Line is listed at $624,000 on the MLS® (listing X12717750). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 312895 DEREHAM Line have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

    • 3 beds
    • 2 baths
    • 1500-2000 sqft
    • Detached
    • .50-1.99 ac lot
    Asking
    $624,000
    $0 / sqft · MLS® X12717750
    Chat Zara
  1. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $784,350
    $721,602Confidence range$847,098
    Asking vs estimate
    ↓below
    −$160,350
    (-20.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in South-West Oxford sell in about 51 days — this one has been listed 107 days.

    Avg sold price
    $784,350
    Median sold
    $644,500
    Avg days on market
    51
    Recently sold
    20
    See comparable sales
    This country home offers 1,923 sq ft of living space set on over half an acre of peaceful rural land.
  2. The spacious lot provides ample room for outdoor enjoyment, gardening, and more, all while remaining conveniently located within easy driving distance of Tillsonburg, Norwich, and Woodstock.
  3. An excellent opportunity to enjoy comfortable rural living with the convenience of nearby amenities!
  4. Ask Zara a follow-up
    Septic
  5. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Private Double, Other
  6. Interior

    4
    Basement
    Partial Basement
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
  7. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Stone
    Pool
    None
  8. Lot & land

    2
    Lot dimensions
    183.01 x 148.50
    Zoning
    Residential
  9. Listing & possession

    3
    Occupancy
    To be determined
    Property style
    1 1/2 Storey
    Property class
    Detached
  10. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Bathroom
      0.0 × 0.0 ft
    • Bedroom
      11.8 × 8.1 ft
    • Living Room
      17.1 × 16.1 ft
    • Kitchen
      14.6 × 12.4 ft
    • Dining Room
      14.6 × 12.4 ft

    Second level

    3 rooms
    • Primary Bedroom
      23.4 × 14.7 ft
    • Bathroom
      0.0 × 0.0 ft
    • Bedroom
      11.5 × 13.7 ft
    Combined estimate
    $3,369
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,066
    /mo
    based on the purchase price of $624,000
    $124,800 cash
    $499,200 financed
    $420,457 total interest
    Monthly payment$3,066/ month
    Principal54%$499,200
    Interest46%$420,457

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in South-West Oxford

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 164047 BROWNSVILLE Road
      Sold
      Sign in for price
      164047 BROWNSVILLE Road
      Detached
    • 584610 Beachville Road
      Sold
      Sign in for price
      584610 Beachville Road
      Detached
    • 383925 Salford Road
      Sold
      Sign in for price
      383925 Salford Road
      Detached
    • 584050 Beachville Road
      Sold
      Sign in for price
      584050 Beachville Road
      Detached
    • 584452 BEACHVILLE Road
      Sold
      Sign in for price
      584452 BEACHVILLE Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    312895 DEREHAM LineThis home3 / 215,002,000$624,000ask———
    164047 BROWNSVILLE Road3 / 21,500—
    584610 Beachville Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in South-West Oxford

    Active listings within ±20% of this asking price.

    • 292188 Culloden Line
      $569,000
      292188 Culloden Line
      Detached 3 2
    • 164575 Kellett Road
      $650,000
      164575 Kellett Road
      Detached 3 1
    • 21 PEGGY Avenue
      $615,000
      21 PEGGY Avenue
      Detached 4 2
    • 483 Gillespie Street
      $575,000
      483 Gillespie Street
      Detached 2 1
    • 163511 Brownsville Road
      $725,000
      163511 Brownsville Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of RE/MAX a-b Realty Ltd Brokerage · displayed on Summitly per MLS® data-share rules

    312895 DEREHAM Line is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 312895 DEREHAM Line built?

    The year built for 312895 DEREHAM Line isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 312895 DEREHAM Line?

    The 'Property tax' tab in the History section shows the most recent annual tax for 312895 DEREHAM Line plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 312895 DEREHAM Line?

    The affordability calculator on this page shows an estimated monthly mortgage for $624,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 312895 DEREHAM Line been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 312895 DEREHAM Line with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 312895 DEREHAM Line in?

    312895 DEREHAM Line is in Dereham Centre, South-West Oxford. The 'Neighbourhood' section below links to the live South-West Oxford real estate hub with average sold price, days on market, and current inventory.

  20. Is South-West Oxford a good place to live?

    South-West Oxford is one of ON's actively-tracked Summitly markets. The full South-West Oxford real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 383925 Salford Road
    2 / 1
    1,100
    —
    584050 Beachville Road2 / 2700—
    584452 BEACHVILLE Road3 / 21,100—