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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    292 THORNCREST Drive

    Waterloo, ON·N2L 5R5·Near Glenn Forest / Thorncrest

    • 3 beds
    • 4 baths
    Waterloo real estate›X13502232
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sun, Jul 5
      2026-07-05T18:00:00.000-00:00 – 2026-07-05T20:00:00.000-00:00
      Public
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    Set on a premium 66' x 114' lot, Welcome to an exceptional family home in Waterloo's prestigious Lakeshore neighbourhood, offering approx 3,000 sqft of finished living space and the perfect blend of luxury, functionality, & income potential. This beautifully updated property features 3+2 bedrooms, 4 bathrooms, & over $150,000 in recent upgrades, making it ideal for growing families, multigenerational living. A charming double-door entry leads to a bright & inviting interior featuring new ceramic tile flooring in the foyer and kitchen, hardwood floors throughout the living room, dining room, and office, elegant pot lights, and a cozy gas fireplace. The stunning brand-new kitchen, just completed in June 2026, offers modern cabinetry, a brand new stove, and a functional layout designed for everyday living and entertaining. Walk out to the huge deck overlooking a private, mature treed backyard with a peaceful trail-like setting. The second floor offers a massive primary bedroom with an ensuite bathroom and two additional spacious bedrooms sharing a full bath. The professionally finished legal second dwelling, completed in 2023 with over $100,000 invested, features two bedrooms, a full kitchen, living area, separate entrance, and private laundry, providing excellent mortgage support or space for extended family. Additional improvements include a newly constructed walkway to the basement entrance in 2023, beautifully landscaped front gardens with an irrigation system featuring 6 sprinklers, a double-car garage, and parking for 4 more vehicles, totaling 6 parkings. Ideally located just minutes from the University of Waterloo, Wilfrid Laurier University, Conestoga Mall, top-rated schools, parks, trails, and transit. This property offers unmatched convenience and long-term value in terms of a spacious family home, an income-generating investment property, or a home that allows your university-bound children to live close to campus while building equity. RSA

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 29, 2026ListedCurrentFor sale$1,049,900 —X13502232This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 292 THORNCREST Drive
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Place Of Worship
    • Public Transit
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,158
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $660
    0.75% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $772,092
      Last 30 days
    • Median sold price
      $705,000
      Middle of the market
    • Days on market
      29 d
      Avg from list to close
    • Closed last 30d
      301
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 292 THORNCREST Drive — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 292 THORNCREST Drive and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 292 THORNCREST Drive listed for?

      292 THORNCREST Drive is listed at $1,049,900 on the MLS® (listing X13502232). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 292 THORNCREST Drive have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1500-2000 sqft
  2. Detached
  3. Built 16-30
  4. < .50 ac lot
  5. Asking
    $1,049,900
    $0 / sqft · MLS® X13502232
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $772,092
    $710,325Confidence range$833,859
    Asking vs estimate
    ↑↑well-above
    +$277,808
    (+36.0%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 29 days — this one has been listed 4 days.

    Avg sold price
    $772,092
    Median sold
    $705,000
    Avg days on market
    29
    Recently sold
    301
    See comparable sales
    Watch video tour
    AI highlights by Zara
    • This beautifully updated property features 3+2 bedrooms, 4 bathrooms, & over $150,000 in recent upgrades, making it ideal for growing families, multigenerational living.
    • Walk out to the huge deck overlooking a private, mature treed backyard with a peaceful trail-like setting.
    • The second floor offers a massive primary bedroom with an ensuite bathroom and two additional spacious bedrooms sharing a full bath.
    • Ideally located just minutes from the University of Waterloo, Wilfrid Laurier University, Conestoga Mall, top-rated schools, parks, trails, and transit.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    6
    Driveway
    Private Double
  8. Interior

    5
    Basement
    Separate Entrance, Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
  9. Exterior & construction

    4
    Exterior
    Aluminum Siding, Brick
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  10. Lot & land

    2
    Year built
    16-30
    Zoning
    SR2A
  11. Listing & possession

    4
    Possession
    2026-07-31T00:00:00.000-00:00
    Occupancy
    Available ASAP
    Property style
    2-Storey
    Property class
    Detached
  12. Room-by-room · 17 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Breakfast
      Ceramic Floor
      10.1 × 7.0 ft
    • Foyer
      ceramic floor · double doors
      14.7 × 9.2 ft
    • Bathroom
      2 Pc Bath
      0.0 × 0.0 ft
    • Kitchen
      ceramic floor · double sink · w/o to deck
      12.9 × 10.2 ft
    • Office
      Hardwood Floor
      12.5 × 11.6 ft
    • Living Room
      combined w/dining · hardwood floor · gas fireplace
      24.8 × 12.1 ft

    Second level

    5 rooms
    • Bathroom
      3 Pc Ensuite
      0.0 × 0.0 ft
    • Bedroom 3
      11.2 × 12.0 ft
    • Primary Bedroom
      Hardwood Floor
      22.0 × 12.1 ft
    • Bathroom
      4 Pc Bath
      0.0 × 0.0 ft
    • Bedroom 2
      13.7 × 17.6 ft

    Basement level

    6 rooms
    • Kitchen
      7.3 × 11.9 ft
    • Living Room
      W/O To Yard
      12.1 × 13.9 ft
    • Bathroom
      4 Pc Bath
      8.9 × 5.2 ft
    • Bedroom 2
      14.3 × 12.9 ft
    • Laundry
      14.3 × 11.6 ft
    • Bedroom
      12.1 × 10.6 ft
    Combined estimate
    $5,818
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,158
    /mo
    based on the purchase price of $1,049,900
    $209,980 cash
    $839,920 financed
    $707,433 total interest
    Monthly payment$5,158/ month
    Principal54%$839,920
    Interest46%$707,433

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 129 Moore Avenue
      Sold
      Sign in for price
      129 Moore Avenue
      Detached
    • 744 Brandenburg Boulevard
      Sold
      Sign in for price
      744 Brandenburg Boulevard
      Detached
    • 31 William Dunlop Street
      Sold
      Sign in for price
      31 William Dunlop Street
      Detached
    • 729 Brandenburg Boulevard
      Sold
      Sign in for price
      729 Brandenburg Boulevard
      Detached
    • 223 Buttercup Court
      Sold
      Sign in for price
      223 Buttercup Court
      Detached
    • 219 Corrie Crescent
      Sold
      Sign in for price
      219 Corrie Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    292 THORNCREST DriveThis home3 / 415,002,000$1,049,900ask———
    129 Moore Avenue4 / 21,100—
    744 Brandenburg Boulevard4 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Waterloo

    Active listings within ±20% of this asking price.

    • 430 Kelso Drive
      $849,900
      430 Kelso Drive
      Detached 4 4
    • 99 Stillwater Street
      $999,900
      99 Stillwater Street
      Detached 3 3
    • 500 Glacier Street
      $949,900
      500 Glacier Street
      Detached 3 3
    • 482 Foxhill Place
      $899,900
      482 Foxhill Place
      Detached 4 3
    • 622 Westfield Drive
      $899,900
      622 Westfield Drive
      Detached 3 4
    • 25 Central Street
      $949,900
      25 Central Street
      Detached 4 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC. · displayed on Summitly per MLS® data-share rules

    292 THORNCREST Drive is a 3-bedroom, 4-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 292 THORNCREST Drive built?

    292 THORNCREST Drive was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 292 THORNCREST Drive?

    The 'Property tax' tab in the History section shows the most recent annual tax for 292 THORNCREST Drive plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 292 THORNCREST Drive?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,049,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 292 THORNCREST Drive been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 292 THORNCREST Drive with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 292 THORNCREST Drive in?

    292 THORNCREST Drive is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  22. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 31 William Dunlop Street
    4 / 4
    2,000
    —
    729 Brandenburg Boulevard3 / 31,500—
    223 Buttercup Court3 / 41,500—
    219 Corrie Crescent4 / 43,000—