Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 59 days

    296 High Street

    Freeman·Georgian Bay, ON·P0C 1H0·Near Lake Joseph Road

    • 3 beds
    Georgian Bay real estate›X13025098
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Mactier - Where Muskoka Meets Georgian Bay, Adventure Begins at Your Doorstep. Welcome to 296 High Street, a fantastic opportunity to own a charming home in the heart of Mactier-one of the most desirable gateway communities to Georgian Bay and Muskoka. Offering 3 bedrooms and 1 bathroom, this property is ideal for families, first-time buyers, cottagers, or investors looking to enjoy small-town living with incredible access to the surrounding lakes and amenities. Inside, you'll find a spacious kitchen and living area designed for everyday comfort and entertaining. The functional layout provides bright, open living spaces, while the lower level offers potential for a small finished basement area-perfect for a rec room, office, gym, or additional storage. Step outside to enjoy the generous front and back yards, offering plenty of room for children, pets, gardening, or outdoor gatherings. Whether you're looking to relax around a firepit, create your dream backyard retreat, or simply enjoy the benefits of a large lot, this property offers endless possibilities. Location is where this home truly shines. Just minutes from all township amenities in Mactier, including shops, dining, parks, schools, and everyday essentials. Commuters and weekenders alike will appreciate being only moments from Highway 400, providing easy access north or south. You're also conveniently close to some of Muskoka's most sought-after destinations including Lake Joseph Marina, Port Carling, Bala, world-class golf, boating, and endless outdoor recreation. Whether you're searching for a full-time residence, weekend getaway, or investment in a growing community, 296 High Street offers exceptional value in a premium location.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 21, 2026ListedCurrentFor sale$459,999 —X13025098This page
    Jun 13, 2025Previously listedExp$465,000 —X12219885View
    Apr 10, 2025Previously listedTer$499,000 —X12074186View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 296 High Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Library
    • Park
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,260
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $92
    0.24% mill rate · ON
    The market

    How this home sits in the Georgian Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgian Bay market right now

    Average sold price, days on market, and closed-transaction count for Georgian Bay — sourced from MLS®.

    • Avg sold price
      $1,008,939
      Last 30 days
    • Median sold price
      $732,450
      Middle of the market
    • Days on market
      54 d
      Avg from list to close
    • Closed last 30d
      22
      MLS® transactions
    Full Georgian Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 296 High Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 296 High Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 296 High Street listed for?

      296 High Street is listed at $459,999 on the MLS® (listing X13025098). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 296 High Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 31-50
  5. .50-1.99 ac lot
  6. Asking
    $459,999
    $0 / sqft · MLS® X13025098
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,008,939
    $928,224Confidence range$1,089,654
    Asking vs estimate
    ↓below
    −$548,940
    (-54.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgian Bay sell in about 54 days — this one has been listed 59 days.

    Avg sold price
    $1,008,939
    Median sold
    $732,450
    Avg days on market
    54
    Recently sold
    22
    See comparable sales
    AI highlights by Zara
    • Inside, you'll find a spacious kitchen and living area designed for everyday comfort and entertaining.
    • The functional layout provides bright, open living spaces, while the lower level offers potential for a small finished basement area-perfect for a rec room, office, gym, or additional storage.
    • Step outside to enjoy the generous front and back yards, offering plenty of room for children, pets, gardening, or outdoor gatherings.
    • Whether you're looking to relax around a firepit, create your dream backyard retreat, or simply enjoy the benefits of a large lot, this property offers endless possibilities.
    Ask Zara a follow-up
    Municipal
    Sewer
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private
  9. Interior

    5
    Basement
    Unfinished, Partial Basement
    Family room
    N
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Lower Level
  10. Exterior & construction

    4
    Exterior
    Board & Batten , Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    Pool
    None
  11. Lot & land

    2
    Year built
    31-50
    Zoning
    R4
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 10 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Primary Bedroom
      12.9 × 9.7 ft
    • Kitchen
      10.2 × 12.7 ft
    • Bedroom
      9.5 × 6.8 ft
    • Foyer
      7.3 × 7.0 ft
    • Bedroom 2
      9.5 × 7.3 ft
    • Living Room
      16.9 × 15.0 ft
    • Dining Room
      10.0 × 7.2 ft
    • Bathroom
      4 Pc Bath
      9.5 × 4.9 ft

    Basement level

    2 rooms
    • Utility Room
      pellet · combined w/laundry
      26.4 × 15.3 ft
    • Cold Room/Cantina
      9.4 × 6.3 ft
  14. Rec./Commun.Centre
  15. School
  16. Combined estimate
    $2,352
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,260
    /mo
    based on the purchase price of $459,999
    $92,000 cash
    $367,999 financed
    $309,952 total interest
    Monthly payment$2,260/ month
    Principal54%$367,999
    Interest46%$309,952

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgian Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 990 Haskett's Drive
      Sold
      Sign in for price
      990 Haskett's Drive
      Detached
    • 462 Island 90 Island
      Sold
      Sign in for price
      462 Island 90 Island
      Detached
    • 106 Musky Bay Road
      Sold
      Sign in for price
      106 Musky Bay Road
      Detached
    • 2542 Go Home Lake Shore
      Sold
      Sign in for price
      2542 Go Home Lake Shore
      Detached
    • 236 Pratts Road
      Sold
      Sign in for price
      236 Pratts Road
      Detached
    • 87 Moccasin Trail
      Sold
      Sign in for price
      87 Moccasin Trail
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    296 High StreetThis home3 / 17,001,100$459,999ask———
    990 Haskett's Drive3 / 33,500—
    462 Island 90 Island3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgian Bay

    Active listings within ±20% of this asking price.

    • 90 Joseph Street
      $429,000
      90 Joseph Street
      Detached 4 2
    • 45 Joseph Street
      $549,900
      45 Joseph Street
      Detached 2 2
    • 6932 ISLAND 1810 / BONE ISLAND
      $549,000
      6932 ISLAND 1810 / BONE ISLAND
      Detached 2 1
    • 516 High Street
      $419,000
      516 High Street
      Detached 3 2
    • 1301 Honey Harbour Road
      $499,000
      1301 Honey Harbour Road
      Detached 2 1
    • 7826 Lake Joseph Road
      $425,000
      7826 Lake Joseph Road
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Sotheby's International Realty Canada · displayed on Summitly per MLS® data-share rules

    296 High Street is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 296 High Street built?

    296 High Street was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 296 High Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 296 High Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 296 High Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $459,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 296 High Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 296 High Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 296 High Street in?

    296 High Street is in Freeman, Georgian Bay. The 'Neighbourhood' section below links to the live Georgian Bay real estate hub with average sold price, days on market, and current inventory.

  26. Is Georgian Bay a good place to live?

    Georgian Bay is one of ON's actively-tracked Summitly markets. The full Georgian Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 106 Musky Bay Road
    4 / 2
    2,500
    —
    2542 Go Home Lake Shore3 / 22,500—
    236 Pratts Road3 / 11,100—
    87 Moccasin Trail3 / 2700—