Georgian Bay, ON · · MLS® X13434736Updated
$399,900Est. $1,965/mo mortgage
90 Joseph St is a 4-bedroom, 2-bathroom detached home in Georgian Bay, listed for $399,900. It has 1500-2000 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Bring your vision and creativity to this charming fixer-upper in the scenic small town of MacTier, the gateway to Muskoka. Just a couple of streets from beautiful Stewart Lake and close to all in-town amenities, this 4-bedroom, 2-bathroom home offers an exciting opportunity to restore and transform it into the doll house you've always dreamed of.With 1,502 square feet of living space, a lush backyard with mature greenery and a garden shed for additional storage, there's plenty of room to create a warm and welcoming family home. The property is serviced by municipal water and sewer and features an upgraded 200-amp electrical service, providing a solid foundation for your renovation plans.Whether you're a first-time buyer looking to build equity, an investor seeking your next project, or a handy homeowner ready to put your personal touch on a property, this home offers outstanding potential in a desirable Muskoka location. Enjoy easy access to Stewart Lake, local shops, restaurants, schools, and the endless recreational opportunities that make Muskoka a sought-after destination year-round.A rare chance to turn a diamond in the rough into a picture-perfect doll house in the heart of cottage country.
4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $267 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
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Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
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29 Yellow Birch Road
4 bd · 1 ba · Detached
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57 Port Severn Road
3 bd · 1 ba · Detached
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2504 ISLAND 404/QUARRY N/A
3 bd · 1 ba · Detached
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180 Lake Road
4 bd · 2 ba · Detached
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1878 Island 1040 N/A
3 bd · 1 ba · Detached
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309 High Street
3 bd · 1 ba · Detached
6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
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| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This home90 Joseph Street 4 bd · 2 ba · 1,500 sqft | $399,900asking | $267 | — | — |
| 29 Yellow Birch Road 4 bd · 1 ba · 1,100 sqft | ||||
| 57 Port Severn Road 3 bd · 1 ba · 1,500 sqft | ||||
| 2504 ISLAND 404/QUARRY N/A 3 bd · 1 ba · 700 sqft | ||||
| 180 Lake Road 4 bd · 2 ba · 2,000 sqft | ||||
| 1878 Island 1040 N/A 3 bd · 1 ba · 1,500 sqft | ||||
| 309 High Street 3 bd · 1 ba · 700 sqft |
4 bd · 1 ba · 1,100 sqft
3 bd · 1 ba · 1,500 sqft
3 bd · 1 ba · 700 sqft
4 bd · 2 ba · 2,000 sqft
3 bd · 1 ba · 1,500 sqft
3 bd · 1 ba · 700 sqft
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20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Listing brokerage: ZOLO REALTY, BrokerageMLS® X13434736 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 3–4 bed homes for sale in Georgian Bay around $400K.
Homes for sale in Georgian Bay
Every active Georgian Bay MLS® listing, updated all day.
Curated MLS® searches this property belongs to — same city, same shape of home.
Based on 44 sales from Jul 23 – Oct 21, 2026 (28 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
90 Joseph St is listed at $399,900 (MLS® X13434736). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Georgian Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Yes — it was first listed at $429,000 and is now $399,900, a drop of $29,100 (6.8%).
90 Joseph St has 4 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Georgian Bay.
About $1,965 a month — principal and interest on $399,900 with 20% down ($79,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $399,900 is about 49% below the median sold price in Georgian Bay over the last 90 days, $777,500, across 44 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 90 Joseph St on record from the last two years. Older records aren't shown under TRREB rules.
90 Joseph St is in Georgian Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
132 days — 90 Joseph St was listed on June 11, 2026.
About $200 to $267 per square foot: the asking price of $399,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Yes — the listing gives 3 parking spaces.
The listing describes the basement as: Full.
