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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 12 days

    326 Smith Street

    Port Stanley·Central Elgin, ON·N5L 1C6·Near WILLIAM STREET AND SMITH STREET

    • 3 beds
    Central Elgin real estate›X13462510
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Just 500 metres from Port Stanley's Main Beach, this fully winterized 3-bedroom cottage is now available for lease-offering the perfect blend of comfort, convenience, and coastal lifestyle.This isn't your typical seasonal rental. With recent upgrades throughout, the home is designed for year-round living. The main floor features a bright, open layout with a functional eat-in kitchen complete with quartz countertops, a central island, and a clean herringbone backsplash. The living and family rooms flow seamlessly, anchored by a new gas fireplace that makes the space comfortable even in the colder months.Step outside to a private backyard with updated fencing and a spacious deck-ideal for relaxing or hosting during the warmer seasons.From a mechanical standpoint, the home is move-in ready with a newer furnace (2023), central air (2022), and upgraded finishes throughout, giving tenants peace of mind and consistent comfort.Offered fully furnished (or partially, depending on tenant needs), this property is a strong fit for those looking for a turnkey lease-whether you're relocating, in between homes, or simply want to experience the Port Stanley lifestyle without the commitment of ownership.Walk to the beach, enjoy the restaurants, and live in one of Ontario's most sought-after lakefront communities-without compromise.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 18, 2026Previously listedNew$550,000 —X13462670View
    Jun 18, 2026ListedCurrentFor sale$2,400 —X13462510This page
    Apr 13, 2026Previously listedTer$550,000 —X12989370View
    Apr 13, 2026Previously listedTer$2,400 —X12989374View
    Aug 22, 2025Previously listedExp$2,150 —X12360103View
    Aug 14, 2025Previously listedExp$574,888 —X12344022View
    Mar 6, 2025Previously listedExp$574,888 —X12003931View
    Sep 4, 2024Previously listedTer$2,500 —X9305434View
    Jun 14, 2024Previously listedExp$599,000 —X8440622View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 326 Smith Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Golf
    • Lake/Pond
    • Marina
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $12
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $1
    0.66% mill rate · ON
    The market

    How this home sits in the Central Elgin market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Central Elgin market right now

    Average sold price, days on market, and closed-transaction count for Central Elgin — sourced from MLS®.

    • Avg sold price
      $692,377
      Last 30 days
    • Median sold price
      $645,750
      Middle of the market
    • Days on market
      50 d
      Avg from list to close
    • Closed last 30d
      60
      MLS® transactions
    Full Central Elgin market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 326 Smith Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 326 Smith Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 326 Smith Street listed for?

      326 Smith Street is listed at $2,400 on the MLS® (listing X13462510). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 326 Smith Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $2,400
    $0 / sqft · MLS® X13462510
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $692,377
    $636,987Confidence range$747,767
    Asking vs estimate
    ↓below
    −$689,977
    (-99.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Central Elgin sell in about 50 days — this one has been listed 12 days.

    Avg sold price
    $692,377
    Median sold
    $645,750
    Avg days on market
    50
    Recently sold
    60
    See comparable sales
    • With recent upgrades throughout, the home is designed for year-round living.
    • The main floor features a bright, open layout with a functional eat-in kitchen complete with quartz countertops, a central island, and a clean herringbone backsplash.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    3
    Garage
    Other
    Parking spaces
    0
    Driveway
    Other
  9. Interior

    6
    Basement
    Full, Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
    Furnished
    Furnished
  10. Exterior & construction

    4
    Exterior
    Aluminum Siding
    Roof
    Metal
    Foundation
    Concrete
    Pool
    None
  11. Lot & land

    1
    Year built
    100+
  12. Listing & possession

    3
    Occupancy
    IMMEDIATE
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 7 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Living Room
      10.0 × 10.1 ft
    • Kitchen
      centre island · eat-in kitchen · quartz counter
      9.8 × 14.1 ft
    • Foyer
      13.1 × 3.3 ft
    • Family Room
      bay window · fireplace
      12.8 × 13.1 ft

    Second level

    3 rooms
    • Bedroom 2
      9.5 × 10.5 ft
    • Primary Bedroom
      13.1 × 16.4 ft
    • Bedroom 3
      9.2 × 8.2 ft
  14. School
  15. Combined estimate
    $13
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $12
    /mo
    based on the purchase price of $2,400
    $480 cash
    $1,920 financed
    $1,617 total interest
    Monthly payment$12/ month
    Principal54%$1,920
    Interest46%$1,617

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    Comparable detacheds that just sold in Central Elgin

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 117 SEVENTH Avenue
      Sold
      Sign in for price
      117 SEVENTH Avenue
      Detached
    • 143 William Street
      Sold
      Sign in for price
      143 William Street
      Detached
    • 27 Harbour Way
      Sold
      Sign in for price
      27 Harbour Way
      Detached
    • 275 Frances Street
      Sold
      Sign in for price
      275 Frances Street
      Detached
    • 17 Helen Court
      Sold
      Sign in for price
      17 Helen Court
      Detached
    • 5978 Sunset Road
      Sold
      Sign in for price
      5978 Sunset Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    326 Smith StreetThis home3 / 111,001,500$2,400ask———
    117 SEVENTH Avenue3 / 11,100—
    143 William Street2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of CALL IT CLOSED INTERNATIONAL BROKERAGE · displayed on Summitly per MLS® data-share rules

    326 Smith Street is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 326 Smith Street built?

    326 Smith Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 326 Smith Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 326 Smith Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 326 Smith Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,400 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 326 Smith Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 326 Smith Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 326 Smith Street in?

    326 Smith Street is in Port Stanley, Central Elgin. The 'Neighbourhood' section below links to the live Central Elgin real estate hub with average sold price, days on market, and current inventory.

  25. Is Central Elgin a good place to live?

    Central Elgin is one of ON's actively-tracked Summitly markets. The full Central Elgin real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 27 Harbour Way
    2 / 2
    1,500
    —
    275 Frances Street3 / 2700—
    17 Helen Court3 / 31,500—
    5978 Sunset Road4 / 41,500—