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MLS® listings · updated October 22, 2026 Buyer's market · 25/100

Central Elgin Homes for Sale & Real Estate

Central Elgin has 118 homes and properties for sale on the MLS® right now. The median asking price for a home is $649,900. 10 new listings came on the market in the last 7 days. Detached houses are the largest share, at 81% of home listings.

Currently a buyer's market in Central Elgin. Browse 118 MLS® listings, neighbourhood market stats, and recent sold history across Central Elgin, Ontario.

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11518 Belmont Road, Central Elgin: home for sale
11518 Belmont Road · $445,000Listed by ROYAL LEPAGE TRILAND REALTY

Central Elgin at a glance

MLS® data

Homes for sale
118
For rent
19
Sold · 90 days
88
Average sold price · 90 days
$651,003

Market typeBuyer's market · 25/100

60 days on market (average) · 4.0 months of inventory

Full market report

Fresh on the market

New listings today in Central Elgin

3 of the 8 newest MLS® listings below went live today. Newest first.

  1. 11518 Belmont Road, Central Elgin, ON N5P 3T3, Central ElginListed today · 4 bd · 1 ba · Detached$445,000
  2. 381 Front Street, Central Elgin, ON N5L 1G1, Central ElginListed today · 3 bd · 1 ba · Detached$2,500/mo
  3. 7512 FAIRVIEW Road, Central Elgin, ON N5P 3S8, Central ElginListed today · 3 bd · 1 ba · Detached$499,900
  4. 44588 TALBOT Line, Central Elgin, ON N5P 3S7, Central ElginListed yesterday · 3 bd · 2 ba · Detached$319,900
  5. 26 Compass Trail, Central Elgin, ON N5L 0B4, Central ElginListed yesterday · 4 bd · 2 ba · Semi-Detached $624,900
  6. 358 Warren Street, Central Elgin, ON N5L 1B5, Central ElginListed yesterday · 3 bd · 1 ba · Detached$349,900
  7. 48 South Valerie Street, Central Elgin, ON N5R 1A8, Central ElginListed Oct 20 · 4 bd · 1 ba · Detached$600,000
  8. 337 George Street, Central Elgin, ON N5L 1C5, Central ElginListed Oct 19 · 4 bd · 3 ba · Detached$799,000

See them with photosEvery new listing in Central Elgin this week

Zara, Summitly's AI virtual agent (AI-generated image)
Zara · AI virtual agent

Meet Zara · Central Elgin

Ask Zara about any listing, neighbourhood, school zone, or sold comparable in Central Elgin. Available 24/7 via chat or phone — no signup, no waiting.

How many homes are for sale in Central Elgin?

118 homes are listed for sale in Central Elgin on the MLS® right now. 10 of them were listed in the last 7 days.

Ask Zara a follow-up
How much does a home cost in Central Elgin?

As of October 2026, homes for sale in Central Elgin have an average asking price of $689,775 and a median of $649,900 across 105 MLS® listings. A detached house has a median asking price of $679,900, against $407,400 for a condo. Over the last 12 months, the median sold price was $635,000 across 234 sales.

Ask Zara a follow-up
Is Central Elgin a buyer's or a seller's market?

Right now it reads as a buyer's market: homes are taking about 60 days to sell and there are about 4.0 months of supply. That can change month to month, so ask before you make an offer.

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Are prices coming down in Central Elgin?

5 homes have had the asking price cut in the last two weeks. See them in the price drops row above.

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AI-friendly answerUpdated daily from MLS®

Central Elgin, Ontario has 118 homes listed for sale, 88 sold in the last 90 days and a 90-day median sold price of $626,750, from the MLS®. Through Mortgage Squad Advisors — Summitly's preferred mortgage partner — you can browse listings and talk to a licensed mortgage advisor in the same flow.

Search Ontario homes on the map

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Map preview of Central Elgin real estate listings
New in Central Elgin

Newest Central Elgin MLS® listings

10 homes were listed for sale in Central Elgin in the last 7 days. The newest first.

All new listings in Central Elgin

More Central Elgin listings

Showing 1–24 of 118

Price drops

Recently reduced in Central Elgin

Homes whose asking price came down in the last two weeks, most recent cut first.

All price-reduced homes in Central Elgin
Home prices

Central Elgin home prices

Asking prices of the Central Elgin homes for sale on the MLS® today, by property type, with the median sold price over the last 12 months. Updated October 2026.

As of October 2026, homes for sale in Central Elgin have an average asking price of $689,775 and a median of $649,900 across 105 MLS® listings. A detached house has a median asking price of $679,900, against $407,400 for a condo. Over the last 12 months, the median sold price was $635,000 across 234 sales.

Central Elgin home prices by property type
TypeFor saleAverage askingMedian askingAsking $/sq ftMedian days listedMedian sold (12 mo)
All homes105$689,775$649,900$49650$635,000
Detached85$732,708$679,900$51342$658,407
Semi-detached6$562,817$564,000$47756$565,000
Townhouse6$577,283$594,900$44251$483,500
Condo8$413,200$407,400$46476$440,000

Asking figures are from active MLS® listings; $/sq ft uses listings that report a floor area. Sold figures are medians of at least 5 sales — individual sold prices are shown to signed-in members only.

12-month sold price trend in Central Elgin

MonthAverage sold priceSales
November 2025$614,01620
December 2025$645,25416
January 2026$668,07017
February 2026$859,08312
March 2026$543,6829
April 2026$601,26815
May 2026$742,22915
June 2026$669,21637
July 2026$722,54324
August 2026$634,34024
September 2026$685,38535
October 2026$604,39322
Sold

Recently sold in Central Elgin

How Central Elgin homes have been selling, from MLS® sales. Prices are aggregates of at least 5 sales; sign in to see individual sold prices and dates.

See recently sold homes in Central Elgin
  • Sold in the last 90 days
    88
  • Median sold price (90 days)
    $626,750
  • Average days on market
    60 days
  • Homes sold (12 months)
    234
Market intelligence

Home price trends & market temperature in Central Elgin

Composite hotness score, the year-long sold-price line, and a plain-English read on the data from Zara, our real estate AI.

Full Central Elgin market breakdown
Market temperature

Central Elgin is leaning toward a buyer's market

Composite score derived from days-on-market and months-of-inventory signals.

25
cool
Cool buyer's mktBalancedHot seller's mkt
  • Days on market
    60
    Lower = hotter
  • Months of inventory
    4.0
    Under 4 = hot
  • Closed (30d)
    88
    MLS® last 30 days
12-month trend

Average sold price in Central Elgin

Last 12 months of MLS® closed transactions, average per month.

$651,003
-1.6% YoY
$604,393
Nov 25Oct 26
Zara's take · Central Elgin
Central Elgin is currently a leaning toward buyers.

The latest monthly average sold price is within ±4% of 12 months earlier. Monthly averages move with the mix of homes that sold, so treat this as a direction rather than a precise change. Supply is at ~4.0 months — between the usual seller's and buyer's thresholds.

Practical takeaway

Buyers: you have real negotiating power right now. Sellers: consider pre-listing inspections and competitive pricing to stand out.

Generated from MLS® data — not investment advice.See the full report
Loading Central Elgin market deep-dive…
Browse by price

Central Elgin homes for sale by price range

Active MLS® listings per price band.

  • Under $500K
    26
  • $500K – $750K
    54
  • $750K – $1M
    21
  • $1M – $1.5M
    9
  • $1.5M – $2M
    4
  • Over $2M
    4
Browse by type

Central Elgin homes by property type

Detached, semi-detached, townhouse, condo, multi-family and commercial inventory — all in one view.

Browse by bedrooms

Central Elgin listings by bedroom count

  • 1+ Bedroom
    106
  • 2+ Bedrooms
    102
  • 3+ Bedrooms
    67
  • 4+ Bedrooms
    24
  • 5+ Bedrooms
    3
Popular searches

Explore Central Elgin real estate

Jump straight to the searches buyers and renters use most — each one updated daily from MLS® data.

Browse by intent

Popular Central Elgin searches

The way buyers really search — new listings, price drops, with pool, finished basement, fixer-uppers, and more. One tap drops you on the map with that filter applied.

By postal code

Most-active postal codes in Central Elgin

Forward Sortation Areas (the first 3 characters of a Canadian postal code) ranked by current MLS® inventory.

About the market

Living in Central Elgin, Ontario

Central Elgin has 118 homes listed for sale on the MLS® right now. The largest groups are detached houses (78), condos (7), semi-detached houses (5) and townhouses (5). Another 19 homes are listed for rent.

Over the last 90 days, 88 homes sold in Central Elgin at a median price of $626,750, after an average of 60 days on the market. Over the last six months, average sold prices were: detached houses $711,590, semi-detached houses $551,891 and townhouses $464,500.

At the current pace of sales, Central Elgin's active listings would take about 4.0 months to sell — roughly balanced between buyers and sellers. Summitly's market gauge reads: Central Elgin is leaning toward a buyer's market.

Looking for a licensed agent? Compare Central Elgin real estate agents — free to use. How your agent is paid is set out in your buyer representation agreement.

Own a home in Central Elgin? What's my Central Elgin home worth? · Recently sold in Central Elgin · Estimate your selling costs

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Buying guide

Buying a home in Central Elgin

What buying at Central Elgin's typical asking price costs on top of the price itself, from Ontario's current rules.

  • Land transfer tax in Central Elgin

    On Central Elgin's median asking price of $649,900, Ontario land transfer tax is $9,473. Central Elgin has no municipal land transfer tax; the same home in Toronto would add $9,473 of MLTT.

  • First-time buyer refunds

    First-time buyers get up to $4,000 of the provincial tax refunded — $4,000 at this price, leaving $5,473 to pay.

  • Minimum down payment

    At $649,900, the minimum down payment is $39,990 (6.2% of the price).

The 5-step plan

How to buy a home in Central Elgin

The steps Summitly's licensed advisors walk buyers through.

  1. 1

    Get pre-approved

    Confirm your maximum purchase price and hold a rate before you start touring properties in Central Elgin. Summitly's mortgage partner, Mortgage Squad Advisors, can compare lenders for you.

  2. 2

    Browse MLS® listings in Central Elgin

    Use the price, property-type and bedroom tiles on this page to narrow inventory, or draw your own search area on the map.

  3. 3

    Tour homes with a licensed agent

    Summitly can connect you with a Central Elgin agent at Coldwell Banker Summit Realty, or you can work with your existing REALTOR®.

  4. 4

    Make an informed offer

    Compare the asking price with recent sold prices for similar homes nearby — Zara, our real estate AI, can pull comparables for any address.

  5. 5

    Close

    Your lender, real estate lawyer and agent coordinate the closing so the keys are released on your closing date.

Frequently asked questions

Buying and selling in Central Elgin: your questions, answered

Answered with this page's own MLS® numbers.

  • What is the average house price in Central Elgin?

    The average asking price of a home for sale in Central Elgin is $689,775 as of October 2026, across 105 MLS® listings (median $649,900). Homes that sold in the last 90 days averaged $651,003 over 88 sales. Detached houses average $732,708.

  • How many homes are for sale in Central Elgin right now?

    118 homes are listed for sale on the MLS® in Central Elgin, including 78 detached houses, 7 condos and 5 semi-detached houses.

  • What do homes sell for in Central Elgin?

    Homes that sold in Central Elgin over the last 90 days went for a median of $626,750 and an average of $651,003, across 88 sales. Prices vary widely by property type, size and neighbourhood.

  • How much does each type of home cost in Central Elgin?

    Average sold prices in Central Elgin over the last six months: detached houses $711,590, semi-detached houses $551,891 and townhouses $464,500.

  • How long does it take to sell a home in Central Elgin?

    Homes that sold in Central Elgin over the last 90 days spent an average of 60 days on the market.

  • Is Central Elgin a buyer's or a seller's market?

    Central Elgin is leaning toward a buyer's market. Central Elgin has about 4.0 months of inventory (active listings divided by monthly sales); under four months usually favours sellers and over six favours buyers.

  • How many homes are for rent in Central Elgin?

    19 homes are listed for rent on the MLS® in Central Elgin right now.

  • Where do these Central Elgin numbers come from?

    Listing counts are MLS® counts, updated daily. Sold prices and days on market come from MLS® sales closed in the last 90 days; a figure based on fewer than 5 sales is withheld.

Licensed Ontario real estate brokerage

Coldwell Banker Summit Realty, Brokerage

Coldwell Banker Summit Realty, Brokerage is registered with the Real Estate Council of Ontario (RECO). Its licensed agents can help you buy, sell or lease in Central Elgin, from showings and offers to closing. When you are ready to finance, you can compare mortgage options with our partner, Mortgage Squad Advisors.

  • RECO-registered brokerage
  • Licensed agents
  • Zara, AI virtual agent
Contact a licensed agentChat with Zara (AI) instead

Coldwell Banker Summit Realty, Brokerage. Waqar Afzal, Broker of Record. Each office is independently owned and operated.

Ready to make a move in Central Elgin?

Estimate what you can afford, talk to a licensed mortgage advisor about pre-approval, or ask Zara for a personal affordability snapshot.

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