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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

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For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 7 days

    330 Phillip Street

    Waterloo, ON·N2L 3W9·Near University Ave and Phillip St

    • 1 bed
    • 1 bath
    Waterloo real estate›X13551686
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    An exceptional investment opportunity in the heart of Waterloo's thriving university district! This bright and functional 1+1 bedroom, 1 bathroom condo is steps From The University Of Waterloo and Wilfrid Laurier University. The property offers amazing amenities including; fitness centre, basketball court, theatre room, games room, multiple study lounges, and on site retail along with amazing proximity to restaurants and shopping. Whether you're looking to expand your investment portfolio, purchase your first income property, or looking for your kind, this unit offers outstanding rental potential in one of the region's strongest student housing markets. The building has historically experienced nearly 0% vacancy, providing investors with confidence in consistent rental demand and reliable cash flow. Designed for hassle-free ownership, the property also benefits from professional management, offering a stress-free investment experience with minimal day-to-day involvement. Don't miss your chance to own a turnkey investment in a prime location with proven rental performance, exceptional demand, and the convenience of low-maintenance, professionally managed ownership. Already rented through to 2027, however, vacant possession can be provided if sold before the end of August.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 11, 2026Previously listedNew$2,500 —X13553324View
    Jul 7, 2026ListedCurrentFor sale$429,000 —X13551686This page
    Jul 4, 2026Previously listedNew$479,000 —X13522180View
    Jun 26, 2026SoldSold$420,000−$9,800 (2.3%)X13216808View
    Jun 25, 2026Previously listedNew$469,900 —X13488440View
    Jun 24, 2026SoldSold$450,000−$16,000 (3.4%)X13238584View
    Jun 24, 2026Previously listedNew$451,000 —X13486384View
    Jun 19, 2026Previously listedNew$1,150 —X13470368View
    Jun 19, 2026Previously listedNew$3,550 —X13470318View
    Jun 13, 2026SoldSold$3,550+$450 (14.5%)X12946624View
    Jun 13, 2026Previously listedSus$1,150 —X13442418View
    Jun 12, 2026SoldSold$375,000−$49,900 (11.7%)X12936118View
    Jun 11, 2026SoldSold$590,000+$41,000 (7.5%)X13208894View
    Jun 8, 2026SoldSold$585,000−$14,000 (2.3%)X13240952View
    Jun 4, 2026Previously listedSld$466,000 —X13238584View
    Jun 3, 2026Previously listedSld$599,000 —X13240952View
    Jun 2, 2026Previously listedNew$669,900 —X13229536View
    May 29, 2026Previously listedSld$429,800 —X13216808View
    May 28, 2026Previously listedSld$549,000 —X13208894View
    May 27, 2026Previously listedTer$2,250 —X13202780View
    May 23, 2026Previously listedTer$454,000 —X13165936View
    May 20, 2026Previously listedNew$449,000 —X13153072View
    May 15, 2026SoldSold$1,800 unchangedX13057102View
    May 11, 2026Previously listedNew$649,900 —X13116954View
    May 1, 2026Previously listedNew$479,900 —X13067376View
    Apr 30, 2026Previously listedNew$450,000 —X13062072View
    Apr 29, 2026Previously listedLsd$1,800 —X13057102View
    Apr 28, 2026SoldSold$2,100−$100 (4.5%)X13010448View
    Apr 20, 2026SoldSold$570,000−$30,000 (5.0%)X12976558View
    Apr 19, 2026Previously listedTer$600 —X13025996View
    Apr 17, 2026Previously listedLsd$2,200 —X13010448View
    Apr 17, 2026Previously listedExp$1,149 —X13010736View
    Apr 9, 2026Previously listedSld$600,000 —X12976558View
    Apr 1, 2026SoldSold$2,250+$150 (7.1%)X12817662View
    Apr 1, 2026Previously listedLsd$3,100 —X12946624View
    Mar 30, 2026Previously listedSld$424,900 —X12936118View
    Mar 24, 2026Previously listedTer$2,050 —X12921084View
    Mar 22, 2026Previously listedPc$459,000 —X12924664View
    Mar 15, 2026SoldSold$4,400 unchangedX12679414View
    Mar 10, 2026Previously listedTer$459,000 —X12867880View
    Mar 3, 2026Previously listedTer$1,800 —X12841218View
    Feb 24, 2026Previously listedLsd$2,100 —X12817662View
    Feb 20, 2026SoldSold$630,000−$19,900 (3.1%)X12731242View
    Feb 10, 2026Previously listedNew$99,000 —X12777008View
    Feb 10, 2026Previously listedExp$429,900 —X12777584View
    Feb 6, 2026SoldSold$410,000−$48,000 (10.5%)X12665864View
    Feb 6, 2026Previously listedTer$199,999 —X12768218View
    Jan 27, 2026Previously listedTer$699,000 —X12732522View
    Jan 26, 2026Previously listedSld$649,900 —X12731242View
    Jan 26, 2026Previously listedTer$445,000 —X12737150View
    Jan 26, 2026Previously listedExp$669,900 —X12731104View
    Jan 22, 2026Previously listedNew$590,000 —X12721992View
    Jan 14, 2026SoldSold$640,000−$9,000 (1.4%)X12326117View
    Jan 13, 2026SoldSold$500,000−$40,000 (7.4%)X12656144View
    Jan 12, 2026Previously listedTer$449,900 —X12688386View
    Jan 9, 2026Previously listedTer$798,000 —X12679364View
    Jan 9, 2026Previously listedLsd$4,400 —X12679414View
    Jan 6, 2026Previously listedSld$458,000 —X12665864View
    Jan 2, 2026SoldSold$415,000−$44,000 (9.6%)X12553736View
    Jan 2, 2026Previously listedSld$540,000 —X12656144View
    Dec 30, 2025Previously listedTer$499,900 —X12652890View
    Dec 16, 2025Previously listedExp$2,200 —X12637806View
    Dec 11, 2025SoldSold$420,000−$28,000 (6.3%)X12340918View
    Dec 9, 2025SoldSold$410,000−$48,000 (10.5%)X12408141View
    Nov 18, 2025Previously listedSld$459,000 —X12553736View
    Nov 12, 2025SoldSold$420,000+$100 (0.0%)X12498810View
    Nov 3, 2025Previously listedTer$630,000 —X12505818View
    Nov 1, 2025Previously listedSld$419,900 —X12498810View
    Sep 18, 2025SoldSold$468,000−$20,000 (4.1%)X12378376View
    Sep 17, 2025Previously listedSus$459,000 —X12411025View
    Sep 16, 2025Previously listedSld$458,000 —X12408141View
    Sep 3, 2025Previously listedSld$488,000 —X12378376View
    Sep 2, 2025Previously listedExp$719,000 —X12377691View
    Aug 27, 2025SoldSold$3,300−$50 (1.5%)X12283583View
    Aug 22, 2025SoldSold$2,400 unchangedX12314512View
    Aug 17, 2025SoldSold$2,400 unchangedX12280756View
    Aug 14, 2025Previously listedExp$699,000 —X12344596View
    Aug 12, 2025Previously listedSld$448,000 —X12340918View
    Aug 5, 2025Previously listedSld$649,000 —X12326117View
    Jul 30, 2025Previously listedLsd$2,400 —X12314512View
    Jul 28, 2025Previously listedExp$666,000 —X12311387View
    Jul 15, 2025Previously listedTer$729,900 —X12287299View
    Jul 14, 2025Previously listedLsd$3,350 —X12283583View
    Jul 11, 2025SoldSold$3,450 unchangedX12264738View
    Jul 11, 2025Previously listedLsd$2,400 —X12280756View
    Jul 10, 2025Previously listedExp$2,300 —X12276802View
    Jul 4, 2025Previously listedExp$498,800 —X12262578View
    Jul 4, 2025Previously listedLsd$3,450 —X12264738View
    Jul 1, 2025Previously listedTer$2,400 —X12254515View
    Jun 25, 2025SoldSold$638,000−$60,800 (8.7%)X12122939View
    Jun 19, 2025Previously listedTer$549,900 —X12235971View
    Jun 6, 2025Previously listedSus$469,990 —X12204800View
    Jun 3, 2025Previously listedExp$719,000 —X12193993View
    May 29, 2025Previously listedExp$635,000 —X12189202View
    May 23, 2025Previously listedTer$539,900 —X12171465View
    May 23, 2025Previously listedTer$750,000 —X12168400View
    May 22, 2025SoldSold$2,500 unchangedX12024255View
    May 19, 2025Previously listedExp$580,000 —X12157636View
    May 15, 2025SoldSold$2,200−$250 (10.2%)X10417756View
    May 6, 2025Previously listedTer$548,800 —X12131072View
    May 5, 2025Previously listedSus$507,000 —X12125986View
    May 4, 2025Previously listedSld$698,800 —X12122939View
    May 3, 2025Previously listedSus$2,400 —X12122052View
    May 3, 2025Previously listedTer$489,000 —X12122977View
    Apr 29, 2025Previously listedTer$1,690 —X12110417View
    Apr 28, 2025Previously listedExp$489,900 —X12108799View
    Apr 3, 2025Previously listedExp$645,000 —X12059956View
    Apr 2, 2025Previously listedExp$495,000 —X12056152View
    Mar 31, 2025Previously listedExp$698,000 —X12050356View
    Mar 20, 2025Previously listedTer$2,250 —X12032116View
    Mar 20, 2025Previously listedTer$1,500 —X12032519View
    Mar 17, 2025Previously listedLsd$2,500 —X12024255View
    Mar 12, 2025SoldSold$2,300+$200 (9.5%)X12005810View
    Mar 5, 2025Previously listedLsd$2,100 —X12005810View
    Mar 3, 2025Previously listedTer$725,000 —X11996931View
    Feb 13, 2025Previously listedExp$519,000 —X11972121View
    Feb 7, 2025Previously listedExp$699,900 —X11973416View
    Feb 3, 2025Previously listedExp$2,100 —X11951986View
    Feb 1, 2025Previously listedTer$168,000 —X11951391View
    Jan 28, 2025Previously listedExp$749,900 —X11943133View
    Jan 20, 2025Previously listedTer$749,900 —X11932299View
    Jan 18, 2025Previously listedSus$729,000 —X11930314View
    Jan 14, 2025Previously listedExp$649,000 —X11922292View
    Jan 4, 2025Previously listedExp$549,900 —X11907199View
    Nov 13, 2024Previously listedTer$890,000 —X10426670View
    Nov 11, 2024Previously listedLsd$2,450 —X10417756View
    Aug 19, 2023Previously listedTer$573,000 —X10453674View
    Mar 29, 2023Previously listedExp$528,800 —X5994645View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 330 Phillip Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,108
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $294
    0.82% mill rate · ON
    The market

    How this home sits in the Waterloo market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Waterloo market right now

    Average sold price, days on market, and closed-transaction count for Waterloo — sourced from MLS®.

    • Avg sold price
      $755,833
      Last 30 days
    • Median sold price
      $711,000
      Middle of the market
    • Days on market
      28 d
      Avg from list to close
    • Closed last 30d
      312
      MLS® transactions
    Full Waterloo market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 330 Phillip Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 330 Phillip Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 330 Phillip Street listed for?

      330 Phillip Street is listed at $429,000 on the MLS® (listing X13551686). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 330 Phillip Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 500-599 sqft
  2. Condo Apartment
  3. Asking
    $429,000
    $1 / sqft · MLS® X13551686
    Chat Zara
  4. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $461,058
    $424,173Confidence range$497,943
    Asking vs estimate
    ≈in-line
    −$32,058
    (-7.0%)
    Asking is in line
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Waterloo sell in about 28 days — this one has been listed 7 days.

    Avg sold price
    $755,833
    Median sold
    $711,000
    Avg days on market
    28
    Recently sold
    312
    See comparable sales
    • An exceptional investment opportunity in the heart of Waterloo's thriving university district!
    • Already rented through to 2027, however, vacant possession can be provided if sold before the end of August.
    Ask Zara a follow-up

    Parking & garage

    2
    Garage
    Underground
    Parking spaces
    0
  5. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    4
  6. Exterior & construction

    3
    Exterior
    Brick
    Patio
    None
    Balcony
    None
  7. Listing & possession

    3
    Possession
    2026-08-31T00:00:00.000-00:00
    Property style
    Apartment
    Property class
    Condo Apartment
  8. Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $324
    per month
    Maintenance fee includes
    • Heat
    • Hydro
    • Water
    Building details
    • Unit203
    • Storeys (building)2
    • ExposureEast
    • LockerNone
    • Pet policyYes-with Restrictions
    • Ensuite laundryY
    • Condo corpWSCP
    • Corp #627
    • Property managerCraft Property Management
    Combined estimate
    $2,402
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,108
    /mo
    based on the purchase price of $429,000
    $85,800 cash
    $343,200 financed
    $289,064 total interest
    Monthly payment$2,108/ month
    Principal54%$343,200
    Interest46%$289,064

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Waterloo

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 258A Sunview Street
      Sold
      Sign in for price
      258A Sunview Street
      Condo Apartment
    • 280 Lester Street
      Sold
      Sign in for price
      280 Lester Street
      Condo Apartment
    • 243 Northfield Drive
      Sold
      Sign in for price
      243 Northfield Drive
      Condo Apartment
    • 275 Larch Street
      Sold
      Sign in for price
      275 Larch Street
      Condo Apartment
    • 251 Hemlock Street
      Sold
      Sign in for price
      251 Hemlock Street
      Condo Apartment
    • 257 Hemlock Street
      Sold
      Sign in for price
      257 Hemlock Street
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    330 Phillip StreetThis home1 / 1500,599$429,000ask$1——
    258A Sunview Street1 / 1——
    280 Lester Street1 / 1500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in Waterloo

    Active listings within ±20% of this asking price.

    • 6 Willow Street
      $459,900
      6 Willow Street
      Condo Apartment 1 1
    • 318 Spruce Street
      $399,500
      318 Spruce Street
      Condo Apartment 2 2
    • 144 Park Street
      $435,000
      144 Park Street
      Condo Apartment 1 1
    • 103 Roger Street
      $449,900
      103 Roger Street
      Condo Apartment 2 2
    • 276 Eiwo Court
      $369,900
      276 Eiwo Court
      Condo Apartment 3 1
    • 145 Columbia Street
      $450,000
      145 Columbia Street
      Condo Apartment 1 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  9. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  10. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  11. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  12. Public listing courtesy of IREP REALTY INC. · displayed on Summitly per MLS® data-share rules

    330 Phillip Street is a 1-bedroom, 1-bath, 500-599 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  13. When was 330 Phillip Street built?

    The year built for 330 Phillip Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  14. What is the property tax for 330 Phillip Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 330 Phillip Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  15. How much would the monthly mortgage be on 330 Phillip Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $429,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  16. Has 330 Phillip Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 330 Phillip Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  17. What neighbourhood is 330 Phillip Street in?

    330 Phillip Street is in Waterloo, Waterloo. The 'Neighbourhood' section below links to the live Waterloo real estate hub with average sold price, days on market, and current inventory.

  18. Is Waterloo a good place to live?

    Waterloo is one of ON's actively-tracked Summitly markets. The full Waterloo real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  19. 243 Northfield Drive
    2 / 2
    800
    —
    275 Larch Street1 / 1——
    251 Hemlock Street2 / 2800—
    257 Hemlock Street1 / 1——