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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 20 days

    3584 ISLAND 3420

    Gibson·Georgian Bay, ON·P0E 1E0·Near HWY400 to Muskoka Rd 5 to Marina in Honey Harbour. HWY 400 North to Twelve Mile Bay Rd to King Marina.

    • 3 beds
    Georgian Bay real estate›X13216056
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    North Go Home Bay Georgian Bay Highly sought after classic Georgian Bay cottage located in the quiet, exclusive and historical area of North Go Home Bay just across from West Wind Island where the "Group of Seven" artists stayed during their visits to the Bay. This property with its 1500 feet of west facing granite shoreline and 12 acres of windswept pines provides exceptional privacy. Here the crystal clear pristine deep waters of Georgian Bay will amaze, the spectacular "Group of Seven" views will astonish, and the sunsets never last long enough. This classic cottage has just been renovated and comes turnkey, furnished, and decorated very tastefully with a blend of period antiques and new furnishings. The layout is open concept with a living room with granite fireplace, dining room, sitting room. kitchen with pantry, 3 bedrooms, a 4 pc. bath, powder room and laundry room. One of the main features of the cottage is its 500 sq. ft. screened porch with its living and dining spaces for relaxing or entertaining on those gorgeous summer evenings. There is a guest cabin that is 14x12 ft. with 2 double beds for guests or the kids. Nestled into the shoreline is a 28x18 classic dry boathouse / workshop with its 28 x15 covered boat port, docks and sundeck which is sure to be a hangout for kids and adults alike. There is one other major dock and a floating dock also on the property. The property sits in protected waters for watersports and is adjacent to the open Georgian Bay for sailing. Also included with ownership of the property are the three islands that are to the west of the cottage providing extra privacy and for recreational activities. This is a rare offering in this area and is part of the Madawaska Club in which membership can be obtained upon approval. The property is also under managed forest. The property is located 20 minutes by boat from King Bay Marina or 25 minutes from marinas Honey Harbour.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 29, 2026ListedCurrentFor sale$2,195,000 —X13216056This page
    Apr 24, 2024Previously listedExp$2,495,000 —X10436902View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Other
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3584 ISLAND 3420
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $10,783
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $321
    0.18% mill rate · ON
    The market

    How this home sits in the Georgian Bay market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgian Bay market right now

    Average sold price, days on market, and closed-transaction count for Georgian Bay — sourced from MLS®.

    • Avg sold price
      $1,010,924
      Last 30 days
    • Median sold price
      $705,000
      Middle of the market
    • Days on market
      55 d
      Avg from list to close
    • Closed last 30d
      21
      MLS® transactions
    Full Georgian Bay market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3584 ISLAND 3420 — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3584 ISLAND 3420 and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3584 ISLAND 3420 listed for?

      3584 ISLAND 3420 is listed at $2,195,000 on the MLS® (listing X13216056). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3584 ISLAND 3420 have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. 5-9.99 ac lot
  5. Asking
    $2,195,000
    $0 / sqft · MLS® X13216056
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,010,924
    $930,050Confidence range$1,091,798
    Asking vs estimate
    ↑↑well-above
    +$1,184,076
    (+117.1%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgian Bay sell in about 55 days — this one has been listed 20 days.

    Avg sold price
    $1,010,924
    Median sold
    $705,000
    Avg days on market
    55
    Recently sold
    21
    See comparable sales
    AI highlights by Zara
    • Here the crystal clear pristine deep waters of Georgian Bay will amaze, the spectacular "Group of Seven" views will astonish, and the sunsets never last long enough.
    • This classic cottage has just been renovated and comes turnkey, furnished, and decorated very tastefully with a blend of period antiques and new furnishings.
    • The layout is open concept with a living room with granite fireplace, dining room, sitting room. kitchen with pantry, 3 bedrooms, a 4 pc. bath, powder room and laundry room.
    • One of the main features of the cottage is its 500 sq. ft. screened porch with its living and dining spaces for relaxing or entertaining on those gorgeous summer evenings.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  7. Parking & garage

    2
    Garage
    None
    Parking spaces
    0
  8. Interior

    5
    Basement
    Separate Entrance, Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    13
    Elevator
    N
  9. Exterior & construction

    6
    Exterior
    Other
    Roof
    Metal
    Foundation
    Wood, Stone
    View
    Bay, Water, Lake
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    3
    Lot dimensions
    x 1500
    Lot features
    Irregular Lot
    Zoning
    SRI3
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    13 rooms
    • Other
      Fireplace
      14.0 × 12.0 ft
    • Bedroom
      Fireplace
      11.0 × 8.5 ft
    • Pantry
      Fireplace
      6.0 × 6.0 ft
    • Bathroom
      Fireplace
      6.0 × 6.0 ft
    • Living Room
      Fireplace
      15.0 × 11.0 ft
    • Bedroom
      Fireplace
      11.0 × 11.0 ft
    • Recreation
      Fireplace
      50.0 × 10.0 ft
    • Bathroom
      Fireplace
      6.0 × 6.0 ft
    • Sitting
      Fireplace
      10.0 × 9.0 ft
    • Kitchen
      Fireplace
      13.0 × 9.0 ft
    • Laundry
      Fireplace
      15.0 × 5.0 ft
    • Primary Bedroom
      Fireplace
      13.0 × 9.5 ft
    • Dining Room
      Fireplace
      14.0 × 12.0 ft
    Combined estimate
    $11,104
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $10,783
    /mo
    based on the purchase price of $2,195,000
    $439,000 cash
    $1,756,000 financed
    $1,479,013 total interest
    Monthly payment$10,783/ month
    Principal54%$1,756,000
    Interest46%$1,479,013

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgian Bay

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 990 Haskett's Drive
      Sold
      Sign in for price
      990 Haskett's Drive
      Detached
    • 462 Island 90 Island
      Sold
      Sign in for price
      462 Island 90 Island
      Detached
    • 106 Musky Bay Road
      Sold
      Sign in for price
      106 Musky Bay Road
      Detached
    • 2542 Go Home Lake Shore
      Sold
      Sign in for price
      2542 Go Home Lake Shore
      Detached
    • 236 Pratts Road
      Sold
      Sign in for price
      236 Pratts Road
      Detached
    • 87 Moccasin Trail
      Sold
      Sign in for price
      87 Moccasin Trail
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    3584 ISLAND 3420This home3 / 211,001,500$2,195,000ask———
    990 Haskett's Drive3 / 33,500—
    462 Island 90 Island3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgian Bay

    Active listings within ±20% of this asking price.

    • 137 Pickerel Point Road
      $1,850,000
      137 Pickerel Point Road
      Detached 2 3
    • 6646 1040LittleBeausoleil Island
      $1,899,000
      6646 1040LittleBeausoleil Island
      Detached 3 2
    • 748 Whites Falls Road
      $1,999,999
      748 Whites Falls Road
      Detached 5 3
    • 88 Causeway Road
      $1,999,000
      88 Causeway Road
      Detached 4 4
    • 804 Kings Farm Road
      $2,150,000
      804 Kings Farm Road
      Detached 2 4
    • 19 Huron Trail
      $2,450,000
      19 Huron Trail
      Detached 7 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of Royal LePage In Touch Realty · displayed on Summitly per MLS® data-share rules

    3584 ISLAND 3420 is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 3584 ISLAND 3420 built?

    The year built for 3584 ISLAND 3420 isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 3584 ISLAND 3420?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3584 ISLAND 3420 plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 3584 ISLAND 3420?

    The affordability calculator on this page shows an estimated monthly mortgage for $2,195,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 3584 ISLAND 3420 been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3584 ISLAND 3420 with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 3584 ISLAND 3420 in?

    3584 ISLAND 3420 is in Gibson, Georgian Bay. The 'Neighbourhood' section below links to the live Georgian Bay real estate hub with average sold price, days on market, and current inventory.

  22. Is Georgian Bay a good place to live?

    Georgian Bay is one of ON's actively-tracked Summitly markets. The full Georgian Bay real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 106 Musky Bay Road
    4 / 2
    2,500
    —
    2542 Go Home Lake Shore3 / 22,500—
    236 Pratts Road3 / 11,100—
    87 Moccasin Trail3 / 2700—