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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 58 daysPrice drop · $100,000 off (-6.3%)

    3922 Kennedy Road

    Cobourg·Cobourg, ON·K9A 4J7·Near Mulder Road/Vimy Ridge

    • 3 beds
    Cobourg real estate›X13048330
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Newly constructed, this stunning custom-built bungalow sits on over 2.4 acres in one of Northumberland County's most desirable Hamlets. A beautiful classic stone facade with a covered front porch creates captivating curb appeal and a timeless appearance. Enter the open-concept main floor via the formal foyer, where you'll see views through to the private wooded treeline beyond and daylight in every window. The well-thought-out interior floor plan includes a main-floor office, vaulted ceiling and fireplace, formal dining room open to the kitchen with oversized island, and a full walk in pantry. Enjoy the ease of multiple entry points, access from the 3+ car attached garage, main floor family room and a full walk out basement. A spacious primary suite features an expansive walk-in closet and a private bathroom. Complementary 2nd and 3rd bedrooms share a bathroom, making it great for a growing family with children or guests. Main-floor laundry and storage, high-end appliances, detailed millwork; it is immaculately maintained and clean as new! The lower level demonstrates the amount of space this home offers, with an open family room/rec room area, a rough-in bar/kitchenette, an additional office, bedroom and bathroom. Full walk out to your private property awaits your desired landscaping scheme and plenty of room for an additional out building, pool and other features you desire. Features in addition; such as heated garage, hard wired Whole Home Generator with automatic on/off, large covered concrete patio via walk out basement. Located in Camborne, a desirable location with ample green space, trails, sought after public school, and abundant park and recreation areas. Minutes North of Cobourg & the 401 corridor, 10 minutes South of Rice Lake and Ganaraska Forest Trail System at your fingertips! A great opportunity for your family to downsize from a large rural property or escape the busy city centres with the privacy we all enjoy, specifically in this location!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 23, 2026Price reducedCurrentReduced$1,495,000−$100,000 (6.3%)X13048330This page
    Apr 27, 2026ListedCurrentFor sale$1,595,000 —X13048330This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3922 Kennedy Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Golf
    • Park
    • Place Of Worship
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $7,344
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $605
    0.49% mill rate · ON
    The market

    How this home sits in the Cobourg market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Cobourg market right now

    Average sold price, days on market, and closed-transaction count for Cobourg — sourced from MLS®.

    • Avg sold price
      $653,032
      Last 30 days
    • Median sold price
      $620,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      102
      MLS® transactions
    Full Cobourg market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3922 Kennedy Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3922 Kennedy Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3922 Kennedy Road listed for?

      3922 Kennedy Road is listed at $1,495,000 on the MLS® (listing X13048330). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3922 Kennedy Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 4 baths
  2. 2000-2500 sqft
  3. Detached
  4. Built 0-5
  5. 2-4.99 ac lot
  6. Asking
    $1,495,000
    $0 / sqft · MLS® X13048330
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $653,032
    $600,789Confidence range$705,275
    Asking vs estimate
    ↑↑well-above
    +$841,968
    (+128.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Cobourg sell in about 37 days — this one has been listed 58 days.

    Avg sold price
    $653,032
    Median sold
    $620,000
    Avg days on market
    37
    Recently sold
    102
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • The well-thought-out interior floor plan includes a main-floor office, vaulted ceiling and fireplace, formal dining room open to the kitchen with oversized island, and a full walk in pantry.
    • A spacious primary suite features an expansive walk-in closet and a private bathroom.
    • Features in addition; such as heated garage, hard wired Whole Home Generator with automatic on/off, large covered concrete patio via walk out basement.
    • Located in Camborne, a desirable location with ample green space, trails, sought after public school, and abundant park and recreation areas.
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    8
    Driveway
    Private
  9. Interior

    6
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
    Accessibility
    N
  10. Exterior & construction

    5
    Exterior
    Vinyl Siding, Stone
    Roof
    Shingles
    Foundation
    Insulated Concrete Form
    View
    Forest, Meadow, Trees/Woods
    Pool
    None
  11. Lot & land

    2
    Year built
    0-5
    Zoning
    RU
  12. Listing & possession

    3
    Occupancy
    Flexible/TBA
    Property style
    Bungalow
    Property class
    Detached
  13. Room-by-room · 15 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    12 rooms
    • Laundry
      10.4 × 6.0 ft
    • Primary Bedroom
      15.0 × 14.3 ft
    • Bedroom 3
      11.4 × 11.3 ft
    • Living Room
      18.2 × 18.9 ft
    • Bedroom 2
      10.8 × 17.7 ft
    • Pantry
      11.6 × 4.3 ft
    • Foyer
      6.8 × 12.0 ft
    • Kitchen
      17.3 × 12.0 ft
    • Office
      11.3 × 11.5 ft
    • Bathroom
      7.7 × 11.6 ft
    • Dining Room
      11.7 × 12.0 ft
    • Powder Room
      5.2 × 5.7 ft

    Basement level

    3 rooms
    • Bedroom 4
      13.7 × 11.3 ft
    • Recreation
      37.3 × 30.2 ft
    • Bathroom
      9.3 × 12.2 ft
  14. School Bus Route
  15. Wooded/Treed
  16. Combined estimate
    $7,949
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $7,344
    /mo
    based on the purchase price of $1,495,000
    $299,000 cash
    $1,196,000 financed
    $1,007,346 total interest
    Monthly payment$7,344/ month
    Principal54%$1,196,000
    Interest46%$1,007,346

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Cobourg

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 219 Nickerson Drive
      Sold
      Sign in for price
      219 Nickerson Drive
      Detached
    • 950 Curtis Crescent
      Sold
      Sign in for price
      950 Curtis Crescent
      Detached
    • 1031 Otto Drive
      Sold
      Sign in for price
      1031 Otto Drive
      Detached
    • 270 Ivey Crescent
      Sold
      Sign in for price
      270 Ivey Crescent
      Detached
    • 577 Sinclair Street
      Sold
      Sign in for price
      577 Sinclair Street
      Detached
    • 52 Bayview Crescent
      Sold
      Sign in for price
      52 Bayview Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    3922 Kennedy RoadThis home3 / 420,002,500$1,495,000ask———
    219 Nickerson Drive3 / 1700—
    950 Curtis Crescent3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Cobourg

    Active listings within ±20% of this asking price.

    • 421 Foote Crescent
      $1,199,000
      421 Foote Crescent
      Detached 3 3
    • 213 Suzanne Mess Boulevard
      $1,499,000
      213 Suzanne Mess Boulevard
      Detached 3 5
    • 77 Havelock Street
      $1,649,000
      77 Havelock Street
      Detached 4 3
    • 9340 Danforth Road
      $1,375,000
      9340 Danforth Road
      Detached 3 2
    • 1983 Grimshaw Road
      $1,690,000
      1983 Grimshaw Road
      Detached 4 5
    • 198 Bagot Street
      $1,399,900
      198 Bagot Street
      Detached 5 5
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Bosley Real Estate Ltd. · displayed on Summitly per MLS® data-share rules

    3922 Kennedy Road is a 3-bedroom, 4-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 3922 Kennedy Road built?

    3922 Kennedy Road was built in 0-5. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 3922 Kennedy Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3922 Kennedy Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 3922 Kennedy Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,495,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 3922 Kennedy Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3922 Kennedy Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 3922 Kennedy Road in?

    3922 Kennedy Road is in Cobourg, Cobourg. The 'Neighbourhood' section below links to the live Cobourg real estate hub with average sold price, days on market, and current inventory.

  26. Is Cobourg a good place to live?

    Cobourg is one of ON's actively-tracked Summitly markets. The full Cobourg real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 1031 Otto Drive
    3 / 3
    1,500
    —
    270 Ivey Crescent3 / 31,100—
    577 Sinclair Street3 / 2700—
    52 Bayview Crescent3 / 21,100—