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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    4 Clover Court

    Rural Somerville·Kawartha Lakes, ON·K0M 2A0·Near Clover Ct/Crego Lake Road

    • 7 beds
    Kawartha Lakes real estate›X13458236
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    140 FT OF Direct waterfront & 4-season living on 1.6 ACRES! 2009-built 4-season south-facing direct waterfront home or cottage approximately 2 hours from the GTA. Offers 140 ft of water frontage on 1.6 acres, a garage, workshop, and a basement with a games room and kitchenette. Plenty of room for family and friends with 7 bedrooms and 5 bathrooms. Enjoy nearby access to 600 acres of wilderness with trails for hiking and cross-country skiing. Set on a quiet lake with a 9.9 HP limit, peaceful loon calls, and well-spaced cottages that preserve the sense of privacy. No steps from the driveway to the main floor or the lake.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Offers 140 ft of water frontage on 1.6 acres, a garage, workshop, and a basement with a games room and kitchenette.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 17, 2026ListedCurrentFor sale$979,000 —X13458236This page
    Mar 2, 2026Previously listedExp$1,099,000 —X12833190View
    Dec 4, 2025Previously listedExp$1,099,000 —X12602006View
    Sep 5, 2025Previously listedExp$1,099,000 —X12383260View
    May 13, 2025Previously listedExp$1,200,000 —X12145378View
    Jan 7, 2025Previously listedExp$1,348,000 —X11910508View
    Nov 8, 2024Previously listedTer$1,398,000 —X10414877View
    Aug 30, 2024Previously listedExp$1,398,000 —X9285133View
    Jun 26, 2024Previously listedTer$1,498,000 —X8485398View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 4 Clover Court
    What's nearby

    Points of interest classified by the MLS® feed.

    • Lake/Pond
    • Wooded/Treed
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,810
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $447
    0.55% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $677,799
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      329
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 4 Clover Court — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 4 Clover Court and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 4 Clover Court listed for?

      4 Clover Court is listed at $979,000 on the MLS® (listing X13458236). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 4 Clover Court have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 2500-3000 sqft
  3. Detached
  4. Built 16-30
  5. .50-1.99 ac lot
  6. Asking
    $979,000
    $0 / sqft · MLS® X13458236
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $1,165,814
    $1,072,549Confidence range$1,259,079
    Asking vs estimate
    ↓below
    −$186,814
    (-16.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 7 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 2 days.

    Avg sold price
    $677,799
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    329
    See comparable sales
    Plenty of room for family and friends with 7 bedrooms and 5 bathrooms.
  8. Enjoy nearby access to 600 acres of wilderness with trails for hiking and cross-country skiing.
  9. Set on a quiet lake with a 9.9 HP limit, peaceful loon calls, and well-spaced cottages that preserve the sense of privacy.
  10. Ask Zara a follow-up
    Well
    Sewer
    Septic
  11. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    2
    Parking spaces
    10
    Driveway
    Private
  12. Interior

    4
    Basement
    Partially Finished, Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
  13. Exterior & construction

    6
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  14. Lot & land

    2
    Year built
    16-30
    Zoning
    LSR
  15. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  16. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom
      4 Pc Ensuite
      11.5 × 12.0 ft
    • Sunroom
      18.0 × 19.8 ft
    • Breakfast
      11.5 × 9.5 ft
    • Bedroom
      11.5 × 15.5 ft
    • Kitchen
      11.5 × 10.5 ft
    • Great Room
      11.5 × 26.5 ft
    • Bedroom
      11.5 × 20.7 ft

    Second level

    4 rooms
    • Primary Bedroom
      3 pc ensuite · walk-in closet(s)
      23.0 × 16.3 ft
    • Bedroom
      11.0 × 12.5 ft
    • Bedroom
      3 pc ensuite · walk-in closet(s)
      15.0 × 12.0 ft
    • Bedroom
      11.0 × 12.5 ft

    Lower level

    1 room
    • Recreation
      33.8 × 21.3 ft
    Combined estimate
    $5,257
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,810
    /mo
    based on the purchase price of $979,000
    $195,800 cash
    $783,200 financed
    $659,660 total interest
    Monthly payment$4,810/ month
    Principal54%$783,200
    Interest46%$659,660

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 87 Durham Street
      Sold
      Sign in for price
      87 Durham Street
      Detached
    • 7296 Hwy 35
      Sold
      Sign in for price
      7296 Hwy 35
      Detached
    • 304 INDIAN POINT Road
      Sold
      Sign in for price
      304 INDIAN POINT Road
      Detached
    • 398 Sandy Hook Road
      Sold
      Sign in for price
      398 Sandy Hook Road
      Detached
    • 8 Manor Road
      Sold
      Sign in for price
      8 Manor Road
      Detached
    • 302 County Road 8 Road
      Sold
      Sign in for price
      302 County Road 8 Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    4 Clover CourtThis home7 / 525,003,000$979,000ask———
    87 Durham Street8 / 31,500—
    7296 Hwy 357 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 60 Hennessey Crescent
      $1,049,000
      60 Hennessey Crescent
      Detached 6 4
    • 10 Alexander Avenue
      $798,000
      10 Alexander Avenue
      Detached 7 4
    • 24 Lambs Lane
      $899,000
      24 Lambs Lane
      Detached 6 2
    • 6651 Highway 35
      $799,000
      6651 Highway 35
      Detached 6 4
    • 4322 Hwy 7
      $899,900
      4322 Hwy 7
      Detached 6 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY · displayed on Summitly per MLS® data-share rules

    4 Clover Court is a 7-bedroom, 5-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 4 Clover Court built?

    4 Clover Court was built in 16-30. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 4 Clover Court?

    The 'Property tax' tab in the History section shows the most recent annual tax for 4 Clover Court plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 4 Clover Court?

    The affordability calculator on this page shows an estimated monthly mortgage for $979,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 4 Clover Court been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 4 Clover Court with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 4 Clover Court in?

    4 Clover Court is in Rural Somerville, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  26. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 304 INDIAN POINT Road
    6 / 4
    3,500
    —
    398 Sandy Hook Road7 / 53,500—
    8 Manor Road6 / 32,500—
    302 County Road 8 Road7 / 41,500—